Exchange YooMoney RUB to Cosmos ATOM

You give YooMoney RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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Amount
Amount (incl. PS commission) *
YooMoney wallet
E-mail
Sender full name
Phone
Telegram
You get Cosmos ATOM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Nem XEM
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
More trading pairs
ATOM    Cosmos
Network fee 34 ATOM  (153.41 $)
BEP20    Binance Smart Chain
Network fee 34 ATOM  (153.41 $)
Network
Amount to get (including PS commission — 0.03 ATOM)
To address
MEMO
Send without MEMO
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange YooMoney RUB to Cosmos ATOM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

YooMoney RUB

Introduction to YooMoney RUB

YooMoney RUB is a leading electronic payment system popular in Russia and neighboring countries, offering a versatile platform for Consumers and Businesses alike. Renowned for its user-friendly interface and comprehensive features, YooMoney facilitates seamless online transactions, making it an essential tool for digital commerce, bill payments, transfers, and more. Its robust infrastructure supports a broad ecosystem of financial operations, ensuring efficiency and security for all types of users.

Key Features and Advantages

YooMoney leverages a **highly intuitive interface** optimized for both desktop and mobile devices, providing a responsive user experience. One of its primary advantages is **multi-channel access**, allowing users to operate via web platform, mobile apps, and third-party integrations through APIs. The system ensures **fast transaction processing**, typically within seconds, and maintains a **high level of security** through advanced encryption, two-factor authentication, and fraud monitoring. Additionally, YooMoney offers **customizable tools for businesses**, including **tracking and analytics**, **financial reporting**, and **loyalty program integrations**, enabling merchants to enhance customer engagement and streamline operations.

Funding and Withdrawal Options

YooMoney provides users with **multiple funding options**, including bank cards (Visa, MasterCard), bank transfers, e-wallets, and even cryptocurrency integrations in select regions. Funding can be performed instantly or within a few hours, depending on the method. For withdrawals, users can transfer funds to linked bank accounts or physical cards swiftly—often within 24 hours—making it convenient for everyday use or business cash flow management. Additionally, YooMoney supports **cryptocurrency transactions** in restricted conditions, enhancing flexibility for tech-savvy users.

Operating Countries and Payment Types

Primarily operating within **Russia and the CIS countries**, YooMoney is expanding its reach to other markets via API integrations and partnerships. It supports a **wide array of payment types**, including **debit and credit cards**, **bank wires**, **e-wallets**, **mobile payments**, and **cryptocurrencies**. Such diversity enables merchants to accept payments from various sources, catering to both local and international customers. The platform's **mobile-optimized experience** guarantees smooth operations for users on smartphones and tablets, contributing to broader accessibility.

Currency Coverage and Processing Time

YooMoney primarily deals in **Russian Rubles (RUB)** but also supports a selection of international currencies through currency conversion features, facilitating cross-border transactions. Its **fast processing times**—often within **a few seconds to a minute**—allow for real-time payments, essential for e-commerce and digital services. This rapid turnaround minimizes delays, boosts customer satisfaction, and helps merchants optimize cash flow.

Limits and User Tiers

The platform enforces **transaction limits** based on the **user’s verification status** and **tier level**. Registered users with basic accounts can typically transact up to a certain threshold daily, while verified and corporate accounts enjoy **higher limits**—sometimes reaching hundreds of thousands of RUB per day. These tiers help ensure **compliance with legal regulations** and **prevent fraud**, while providing flexibility tailored to the user’s needs.

Device Availability and Mobile UX

YooMoney is accessible via **web browsers, dedicated mobile apps (Android and iOS)**, and integrated third-party plugins. Its **mobile user experience** is designed to be **intuitive and fast**, with features like **quick payments, transaction histories, and notifications**. The apps support **biometric authentication**, ensuring **secure yet effortless access**. This comprehensive mobile support makes YooMoney ideal for on-the-go payments, transfers, and account management.

Integration APIs and Developer Tools

The system offers **comprehensive APIs** for merchants and developers, including **payment processing**, **user identification**, and **transaction tracking**. These APIs are well-documented, facilitating **easy integration into websites, mobile apps, and ecommerce platforms**. YooMoney’s API ecosystem supports **custom workflows**, **automatic refunds**, and **recurring billing**, empowering businesses with **flexible and scalable solutions** for online payments.

Security Measures

Security is a cornerstone of YooMoney’s operations. It employs **SSL encryption**, **two-factor authentication (2FA)**, **fraud detection algorithms**, and **automated monitoring** to prevent unauthorized access and suspicious activities. Additionally, YooMoney complies with **Russian financial legislation** and international **PCI DSS standards**, ensuring **secure storage and transmission** of sensitive data. Users are encouraged to activate **biometric authentication** and to monitor their account activity regularly.

Support Channels

YooMoney provides **multichannel support** including **24/7 live chat**, **email assistance**, and **phone support**. Its **comprehensive FAQ** section answers common questions regarding transactions, security, API integrations, and account management. For business clients, dedicated **account managers** offer personalized support, ensuring fast resolution of technical or financial issues.

Extra Tools: Tracking, Reports, and Loyalty

To help users optimize their financial operations, YooMoney offers **detailed transaction tracking**, **monthly reports**, and **analytics dashboards**. These tools provide insights into **sales performance**, **customer behavior**, and **cash flow**. Merchants can implement **custom loyalty programs** through API hooks, rewarding repeat customers and boosting retention. Additionally, **automated notifications** for payments, refunds, and system updates enhance operational transparency.

History, Licences, and Fees

Established in the early 2010s, YooMoney has a **long-standing history** as a trusted financial ecosystem in Russia. It holds the necessary **licences** from the Central Bank of Russia, demonstrating **compliance with local financial regulations**. The platform operates on a transparent **fee structure**, which includes **transaction fees**, **monthly maintenance fees** for business accounts, and **service charges for currency conversions**. Fees vary depending on **transaction volume**, **account type**, and **payment methods**, but YooMoney strives to maintain **competitive rates** to support both individual users and enterprise clients.

Conclusion

YooMoney RUB offers a **comprehensive, secure, and user-centric** payment solution tailored for the Russian market and beyond. Its combination of **diverse funding options**, **fast processing**, **robust security**, and **developer-friendly APIs** makes it an excellent choice for **individual users and businesses seeking flexible financial management tools**. With continuous updates, extra features like **analytics** and **loyalty integrations**, and a strong compliance framework, YooMoney remains a **leading digital payment platform in the region**.

Cosmos ATOM

Introduction to Cosmos ATOM

The cryptocurrency Cosmos ATOM is rapidly emerging as a pivotal player in the blockchain industry, often dubbed the "Internet of Blockchains." Designed to facilitate interoperability among diverse blockchain networks, Cosmos aims to address one of the most significant challenges in the decentralized ecosystem—how different blockchains can communicate and transact securely with each other. Launched in 2019, the ATOM token serves as the native cryptocurrency of the Cosmos Hub, a central blockchain that connects various independent chains through a sophisticated inter-blockchain communication (IBC) protocol. Its innovative approach attracts developers and investors alike who seek a scalable, flexible, and interconnected blockchain environment.

Technical Fundamentals of Cosmos ATOM

Cosmos is built upon a robust technical foundation that combines several core blockchain technologies. At its core, Cosmos employs Tendermint BFT (Byzantine Fault Tolerance), a consensus algorithm that ensures high throughput and fast finality while maintaining security even when some validators act maliciously. This consensus mechanism powers the Cosmos SDK, a modular framework allowing developers to create customizable, interoperable blockchains (Zones) that can connect to the Cosmos Hub.

Central to Cosmos's blockchain infrastructure is its emphasis on cryptography. It relies on advanced cryptographic techniques such as elliptic curve signatures and hashing algorithms to secure transactions and validator identities. The network’s security model ensures that data transmitted between interconnected chains remains confidential and tamper-proof.

Another fundamental element is smart contracts. While Cosmos itself does not rely on a single smart contract platform, many connected chains leverage popular frameworks like Ethereum-compatible CosmWasm. This allows developers to deploy smart contracts that can automatically execute complex financial transactions, automate governance, or create decentralized applications (dApps) within and across various blockchains in the Cosmos ecosystem.

Applied Aspects of Cosmos ATOM

In practical terms, Cosmos ATOM benefits various sectors, notably in payments and DeFi (Decentralized Finance). Its interoperability features allow for seamless cross-chain asset transfers, enabling users to send tokens between different ecosystems without intermediaries. This capability broadens liquidity pools, enhances user experience, and reduces transaction costs.

In the DeFi landscape, Cosmos facilitates the creation of decentralized exchanges, lending platforms, and yield farming protocols. Its scalable architecture supports high transaction volumes and complex protocols, attracting DeFi projects seeking faster settlement times. Moreover, Cosmos’s governance mechanisms empower token holders to propose and vote on network upgrades, fostering community-driven development.

Regarding regulation, Cosmos seeks to operate within a framework of compliance while preserving decentralization. As different jurisdictions establish their regulatory stance on cryptocurrencies, Cosmos provides a flexible infrastructure adaptable to evolving legal standards. Its security features, such as validator validation and staking, aim to reduce fraud and protect user assets.

Security is paramount in Cosmos. The network employs robust validator validation, staking mechanisms, and slashing penalties to deter malicious activities. These measures, combined with its cryptographic security, help assure users that their transactions and assets are well protected against threats.

Future Outlook for Cosmos ATOM

The future of Cosmos ATOM appears promising, with ongoing developments aimed at expanding interoperability and scalability. Upcoming upgrades intend to enhance the IBC protocol, making cross-chain communication faster and more secure. The ecosystem is also exploring integrations with emerging blockchain platforms and Layer 2 scaling solutions, which could further increase throughput and reduce costs.

Additionally, as the blockchain industry matures, Cosmos is positioned to serve as a foundational infrastructure for enterprise applications, NFTs, and cross-border payments. Its modular approach and cross-chain capabilities make it well-suited to accommodate the increasing demand for interconnected decentralized applications.

Community engagement and developer activity continue to grow, reflecting a vibrant ecosystem working on innovative projects. The roadmap includes strategies for enhancing user experience, simplifying onboarding, and creating more user-friendly interfaces, which are critical for mainstream adoption. The expanding collaboration network also indicates a trajectory towards becoming a major hub within the interconnected blockchain universe.

Conclusion

Cosmos ATOM stands at the forefront of blockchain interoperability, offering innovative solutions to connect disparate networks in a secure, scalable, and flexible manner. Its strong technical foundation—built on Tendermint consensus, cryptography, and modular smart contract frameworks—supports a thriving ecosystem spanning payments, DeFi, and beyond. The project’s emphasis on security, community governance, and continual development signals a bright future for its role in shaping a more interconnected blockchain world. As it evolves, Cosmos aims to fulfill its vision of enabling a truly decentralized, interoperable digital financial ecosystem accessible to users and developers worldwide.