Exchange Monero XMR to Wise EUR

You give Monero XMR
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
More trading pairs
XMR    Monero
Minimum amount 0.7697 XMR  (252.43 $)
Network
Amount
E-mail
Telegram
You get Wise EUR
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Wise account email
IBAN
Account owner full name
Note for payment
Send without Note for payment
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Monero XMR to Wise EUR
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Monero network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Monero network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Monero XMR

Introduction to Monero (XMR)

In the rapidly evolving world of cryptocurrencies, Monero (XMR) stands out as a privacy-centric digital currency dedicated to providing complete anonymity and secure transactions for its users. Unlike Bitcoin and other popular cryptocurrencies, which are pseudonymous, Monero is designed to prioritize confidentiality and untraceability through advanced cryptographic techniques. Since its launch in 2014, Monero has gained a reputation among privacy advocates, cybersecurity experts, and users seeking financial privacy in an increasingly transparent digital age.

Technical Fundamentals of Monero

Monero’s core strength lies in its innovative blockchain architecture and cryptographic protocols that ensure transactional privacy. Unlike Bitcoin’s transparent ledger, Monero employs ring signatures, stealth addresses, and confidential transactions (RingCT) to obscure sender, receiver, and transaction amount details.

The blockchain itself is a decentralized ledger that records all transactions, but due to Monero’s focus on anonymity, this ledger remains **obfuscate** to outsiders and even to most network participants. The use of ring signatures combines the sender’s transaction with multiple decoy inputs, making it impossible to determine which input is genuine. Stealth addresses generate one-time addresses for each transaction, preventing linkability between transactions and recipients. Confidential transactions further enhance privacy by encrypting transaction amounts, ensuring only sender and receiver know the exact figures.

Regarding smart contracts, Monero currently lacks a robust native smart contract platform like Ethereum. However, its blockchain's privacy features make it suitable for private DeFi applications and <private transactions in decentralized finance, though this is an area still under development. Its emphasis on privacy cryptography is more aligned with secure, private transactions rather than programmable smart contract execution.

Applied Aspects of Monero

In practice, Monero’s primary use case is as a medium of exchange for privacy-conscious users. It enables secure, untraceable payments across borders without the need for intermediaries. The cryptocurrency’s resilience makes it popular among those concerned with financial privacy, including individuals in oppressive regimes, privacy advocates, and black market participants.

Additionally, Monero is making inroads into the DeFi space. While it does not yet have a widespread ecosystem of DeFi apps, developers are exploring ways to leverage Monero’s privacy features for private lending, borrowing, and asset management protocols. Integrations with privacy-preserving protocols can open new horizons for secure and anonymous DeFi.

However, regulation remains a significant challenge. Due to its anonymous features, Monero is often scrutinized by regulators concerned about money laundering and illicit activities. Several exchanges have delisted Monero to comply with anti-money laundering (AML) laws, significantly impacting its liquidity and accessibility. Despite this, community efforts continue to promote the value of privacy and secure transactions in the financial ecosystem.

As for security, Monero boasts a robust, community-maintained codebase and continuous updates. Its privacy protocols make it resistant to blockchain analysis techniques, and its decentralized mining network enhances its resilience against attacks. Nonetheless, users must exercise caution, as with all cryptocurrencies, to safeguard their private keys and avoid scams.

Future Outlook for Monero

The future of Monero depends heavily on technological developments, regulatory landscape, and user adoption. Innovations like bulletproofs have improved efficiency, reducing transaction sizes and fees, paving the way for broader use. Ongoing research into tailored privacy solutions and potential integration with other blockchain projects could further expand Monero’s utility.

As global awareness of digital privacy rights grows, the demand for privacy-focused coins like Monero may increase. However, regulatory pressures risk limiting its use in certain jurisdictions. The Monero community is advocating for privacy rights and demonstrating the importance of confidential transactions for a free and secure financial future. Widespread institutional acceptance remains uncertain but is not impossible if privacy concerns are addressed responsibly.

In the broader perspective, Monero’s role may shift from a primarily privacy tool to an essential component of a more private and secure digital economy. Its ongoing development and adaptation to changing global policies will determine its future trajectory.

Conclusion

Monero (XMR) represents a pioneering effort in the realm of privacy-focused cryptocurrencies. Its innovative use of cryptographic techniques ensures unparalleled transactional confidentiality, making it a vital tool for users valuing privacy and security. While challenges such as regulation and market adoption exist, Monero’s technological foundation and community-driven support position it as a leading name in privacy-preserving digital currency.

As the digital landscape evolves, Monero’s commitment to financial privacy continues to resonate with a niche yet vital segment of users. Whether it will achieve mainstream acceptance or remain a critical privacy tool depends on how regulatory frameworks adapt and how the broader ecosystem recognizes the importance of privacy in digital transactions. Ultimately, Monero’s innovative blend of cryptography, decentralization, and privacy highlights its significance in shaping the future of secure financial exchanges in a digital era.


Wise EUR

Financial Stability of Wise EUR Bank

Wise EUR Bank demonstrates robust financial stability through prudent management and transparent operations. As part of Wise, a globally recognized fintech company, it benefits from strong capital reserves and sound financial practices. Its commitment to maintaining liquidity and managing risks effectively ensures that customer funds are protected even in challenging economic conditions. The bank’s financial health is regularly monitored and audited, providing customers with confidence in its stability and long-term viability.

Products & Services Offered by Wise EUR Bank

Wise EUR Bank offers a comprehensive suite of banking products tailored for both individual and business clients. Key offerings include multi-currency accounts, seamless currency exchange, and international money transfers with transparent fees. Customers can also access debit cards linked to their accounts for everyday spending, and feature-rich mobile banking tools for easy account management. The bank’s services are designed to facilitate cross-border transactions efficiently, making it ideal for expatriates, freelancers, and global businesses.

Technology & Innovation

Wise EUR Bank leverages cutting-edge technology to deliver innovative banking experiences. Its digital-first approach emphasizes user-friendly interfaces, real-time transaction tracking, and instant currency conversions. Advanced security protocols, such as biometric authentication, ensure safe access. The bank continuously invests in technological upgrades, including AI-driven financial insights and APIs that enable integration with third-party platforms, setting new standards in fintech innovation.

Customer Base & Service

With millions of users worldwide, Wise EUR Bank caters to a diverse customer base that includes expats, freelancers, entrepreneurs, and international organizations. The emphasis on personalized customer service is evident through multilingual support, intuitive online platforms, and dedicated customer care teams. The bank’s digital environment allows for quick onboarding, simple account management, and responsive support channels, ensuring high customer satisfaction and engagement.

Reputation in the Financial Industry

Wise EUR Bank holds an excellent reputation for transparency, reliability, and innovation. Recognized for disrupting traditional banking with its transparent fee structure and user-centric services, it has earned numerous industry awards. Customers and partners appreciate its commitment to fair practices and its role in promoting financial inclusion. Its reputation is further solidified by positive reviews and high trust ratings from independent evaluators.

Regulation & Compliance

Operating within the framework of stringent financial regulations, Wise EUR Bank adheres to international standards. It is authorized and regulated by relevant authorities, including the Financial Conduct Authority (FCA) and other European regulatory bodies. The bank complies with anti-money laundering (AML) and know-your-customer (KYC) policies, ensuring safe and compliant operations. This rigorous regulatory oversight enhances customer confidence and maintains industry best practices.

Security Measures

Security is a cornerstone of Wise EUR Bank’s operations, utilizing advanced measures to protect customer funds and data. These include end-to-end encryption, secure login methods such as two-factor authentication, and continuous fraud monitoring systems. The bank’s proactive approach to cybersecurity ensures that sensitive information remains protected against emerging threats, fostering trust and peace of mind among users.

Geographical Reach

Wise EUR Bank boasts a broad geographical footprint, serving customers in multiple countries across Europe and beyond. Its digital platform allows users from different regions to open accounts and manage finances effortlessly. The bank’s infrastructure supports cross-border transactions and currency exchanges, making it an essential partner for individuals and businesses with international ties.

Social Responsibility & Sustainable Initiatives

Committed to social responsibility, Wise EUR Bank engages in initiatives aimed at promoting financial literacy and inclusion. It supports environmentally sustainable practices by reducing paper use and promoting digital transactions. Additionally, the bank advocates for responsible investing and transparent corporate governance, aligning its operations with broader social and environmental goals.

Competitive Edge in the Market

Wise EUR Bank distinguishes itself through its competitive pricing, innovative technology, and exceptional user experience. Its transparent fee structure, no hidden charges, and real-time currency conversion rates appeal to cost-conscious customers. The integration of advanced technology offers a seamless banking experience unmatched by traditional banks. Its focus on global accessibility and customer-centric services solidify its position as a leader in the fintech space.