Exchange Stellar XLM to Wise USD

You give Stellar XLM
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
More trading pairs
XLM    Stellar
Minimum amount 613 XLM  (151.29 $)
BEP20    Binance Smart Chain
Minimum amount 613 XLM  (151.29 $)
Network
Amount
E-mail
Telegram
You get Wise USD
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Visa / MasterCard RUB
UnionPay Card RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Binance Coin BNB
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Nem XEM
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
ChainLink BEP20 LINK
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
yearn.finance BEP20 YFI
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Wise account email
Account owner full name
Note for payment
Send without Note for payment
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Stellar XLM to Wise USD
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Stellar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Stellar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Stellar XLM

Introduction to Stellar XLM

Stellar XLM is a prominent blockchain platform designed to facilitate **fast, low-cost cross-border payments** and revolutionize financial transactions worldwide. Created in 2014 by community founder Jed McCaleb, who also co-founded Ripple, Stellar aims to **bridge the gap between traditional banking systems and blockchain technology**. Its native digital currency, XLM (Lumen), powers transactions and ensures network integrity. In a financial landscape increasingly driven by digital assets, Stellar stands out as an accessible, scalable, and efficient solution, fostering **financial inclusion and innovation** globally.

Technical Fundamentals of Stellar XLM

At its core, Stellar leverages advanced **blockchain technology** to ensure a **decentralized and transparent ledger** of all transactions. Unlike Bitcoin, Stellar employs a **stellar consensus protocol (SCP)**, which enables rapid transaction confirmations—typically within a few seconds—making it suitable for real-time financial exchanges.

The platform’s **cryptographic mechanisms** safeguard users' data and ensure transactional security. Privately, Stellar uses **public-private key cryptography** to authenticate users and verify transactions, maintaining integrity and preventing fraud. Additionally, Stellar incorporates **multi-signature transactions** and **time-locked payments** to enhance security and conditional transaction execution.

While Stellar does not support **smart contracts** in the same way as Ethereum, it implements **multi-operation transactions** and **customized trust lines** to facilitate complex financial functionalities. These features allow users and developers to create **programmable workflows**, enabling sophisticated financial arrangements such as multi-party escrow, asset issuance, and automated payments.

Applied Aspects of Stellar XLM

Stellar's primary application is in **digital payments**, especially **cross-border remittances**. Its **low transaction fees** and **fast settlement times** provide an efficient alternative to traditional banking transfer methods, which often involve high costs and delays.

In the realm of **Decentralized Finance (DeFi)**, Stellar has expanded its ecosystem by supporting **stablecoins** and other tokenized assets, allowing users to participate in lending, borrowing, and asset exchanges without intermediaries. Projects like **Stellar Term** and **Smartlands** exemplify how Stellar adapts to DeFi's needs through **asset tokenization** and **programmable financial instruments**.

Addressing **regulatory concerns**, Stellar actively works with regulators to ensure compliance while maintaining decentralization. The platform promotes **transparency** and **KYC procedures**, essential for protection against illicit activities and securing **user trust**.

Security remains a cornerstone of Stellar's design. Its **robust cryptographic protocols** and **distributed ledger technology** significantly reduce the risk of hacking or data breaches. Additionally, the network’s **fault-tolerant consensus protocol** ensures the integrity and availability of the system, even if some nodes fail or act maliciously.

Future Outlook for Stellar XLM

The future of Stellar XLM looks promising, with ongoing developments aimed at broadening its **use cases** and **adoption**. The platform is investing heavily in **interoperability initiatives**, enabling seamless integration with other blockchains and legacy financial systems. Upcoming upgrades aim to enhance **transaction throughput** and **scalability**, positioning Stellar as a key player in global financial infrastructure.

Emerging trends such as **central bank digital currencies (CBDCs)**, **tokenized assets**, and **decentralized banking** are likely to benefit Stellar’s architecture. By fostering **partnerships with banks, fintechs, and governments**, Stellar aims to facilitate **innovative financial services** accessible to unbanked and underbanked populations worldwide.

Despite regulatory uncertainties in some regions, Stellar's proactive engagement with policymakers and its focus on **compliance and transparency** are set to sustain its growth. As blockchain technology matures and global digital economies expand, Stellar's role as a **scalable, secure, and versatile platform** could become increasingly crucial.

Conclusion

Stellar XLM is a **forward-thinking blockchain network** with a clear mission to **transform global payments** and promote **financial inclusion**. Its **advanced technical foundation**, combined with **practical applications** in payments and DeFi, positions it uniquely in the rapidly evolving blockchain landscape. As it continues to innovate and expand its ecosystem, Stellar’s outlook remains **bright**, driven by its commitment to **speed, security, and interoperability**. Ultimately, Stellar's success will depend on its ability to adapt to regulatory developments and forge strategic partnerships, ensuring it remains a cornerstone of the **future digital financial infrastructure**.


Wise USD

Introduction to Wise USD Bank: Revolutionizing Payments and Transfers

Wise USD Bank stands at the forefront of innovative financial technology, specializing in seamless payments and international transfers. With its robust digital infrastructure, Wise offers users an efficient, transparent, and cost-effective solution for managing their funds across borders. Its core mission is to democratize global banking, providing both individuals and businesses with a modern alternative to traditional banking.

Core Payment Services

Internal Payments

Wise enables instant internal transfers between accounts within its ecosystem. Users can move funds freely across their accounts with minimal delays, ensuring quick access to their money and streamlined financial management.

Inter-Bank Transfers

Utilizing advanced banking networks and partnerships, Wise facilitates smooth inter-bank transactions across multiple jurisdictions. This ensures near real-time settlements, lower fees, and high reliability compared to conventional banking channels.

P2P Payments

Peer-to-peer (P2P) payments are a core feature, allowing users to transfer funds directly to friends, family, or colleagues. This service emphasizes user-friendly interfaces and instant confirmation, perfect for everyday transactions and splitting bills effortlessly.

QR Code Payments

Wise integrates QR code technology for quick and contactless payments. Users can scan a merchant's QR code to make instant transfers, making in-person transactions faster and safer, especially in retail and service sectors.

Instant Payments

One of Wise's standout features is its ability to process instantaneous payments across supported platforms. Whether sending money domestically or internationally, users benefit from rapid transfers, often completed in seconds, not hours or days.

Cross-Border Transfers

Wise's reputation is built on its transparent and low-cost international transfer services. It leverages a network of local bank accounts worldwide, avoiding traditional currency conversion fees and hidden charges. Users can send USD across borders, knowing they will receive competitive exchange rates and minimal margins.

The platform offers users real-time tracking, detailed transaction histories, and estimated delivery times, providing clarity and confidence in cross-border operations. Its technological infrastructure ensures compliance with international financial regulations while maintaining speed and efficiency.

Mobile & Online Banking

Wise provides a comprehensive digital banking platform accessible via mobile apps and web portals. The intuitive interface allows users to manage accounts, initiate transfers, view statements, and set preferences effortlessly. Features like biometric authentication, instant notifications, and multi-currency wallets enhance security and convenience.

With the mobile app, users can perform banking operations on the go, making it ideal for international travelers, expatriates, and global businesses needing quick access to their funds.

Crypto Operations

Innovatively, Wise has expanded into the realm of cryptocurrency transactions. Users can buy, sell, and transfer popular digital assets directly from their accounts. This integration offers a bridging point between traditional fiat banking and the crypto economy, providing a seamless experience for traders and investors alike.

Crypto operations are secured with industry-leading encryption, and Wise ensures compliance with applicable regulation, making its platform a trusted environment for digital assets management.

Additional Services

Beyond payments, Wise offers supplementary features such as multi-currency wallets, enabling users to hold and convert multiple currencies at favorable rates. Its bill splitting and group payment options simplify shared expenses. The platform also provides API integrations for businesses wishing to embed Wise’s services into their own platforms, fostering greater operational flexibility.

Security Measures

Security is paramount at Wise USD Bank. The platform employs advanced encryption protocols, multi-factor authentication, and real-time fraud monitoring. Regular audits and strict compliance with international financial standards ensure users’ funds and data remain protected. Furthermore, Wise’s transparent fee structures and user notifications help prevent unauthorized transactions and promote trust.

Competitor Comparison

Compared to traditional banks like Chase or Bank of America, Wise offers lower fees, faster transfers, and more transparent exchange rates. In contrast to fintech competitors like Revolut or PayPal, Wise emphasizes international transfer excellence with a focus on cross-border financial services. Its broad multi-currency support and real-time tracking set it apart, appealing to global travelers, expatriates, and businesses conducting international trade.

Conclusion

Wise USD Bank is redefining the landscape of modern payments and international banking. Its comprehensive array of core services, innovative crypto operations, robust security, and competitive edge position it as a leading choice for users seeking efficient, transparent, and cost-effective financial solutions. As global commerce continues to expand, Wise’s commitment to facilitating seamless, secure transfers makes it a trusted partner in today’s interconnected world.