Exchange Stellar XLM to Wise EUR

You give Stellar XLM
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
More trading pairs
XLM    Stellar
Minimum amount 1024.3408 XLM  (252.5 $)
BEP20    Binance Smart Chain
Minimum amount 1024.3408 XLM  (252.5 $)
Network
Amount
E-mail
Telegram
You get Wise EUR
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Visa / MasterCard RUB
UnionPay Card RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Binance Coin BNB
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Nem XEM
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
ChainLink BEP20 LINK
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
yearn.finance BEP20 YFI
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Wise account email
IBAN
Account owner full name
Note for payment
Send without Note for payment
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Stellar XLM to Wise EUR
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Stellar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Stellar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Stellar XLM

Introduction to Stellar XLM: Bridging the Gap in Digital Payments

Stellar XLM, commonly known as Stellar Lumens, positions itself as a revolutionary cryptocurrency designed to facilitate fast, low-cost cross-border transactions. Its primary mission is to connect financial institutions, payment systems, and individuals worldwide, enabling seamless value transfer. Unlike many cryptocurrencies focused solely on speculative trading, Stellar emphasizes practical usability in everyday financial activities, making it a vital tool for both emerging markets and established economies.

Unique Selling Proposition (USP) of Stellar XLM

The core USP of Stellar XLM lies in its ability to deliver quick transactions at extremely low fees, combined with a robust network that fosters financial inclusion. Stellar's blockchain processes transactions within seconds, with transaction fees typically less than a fraction of a cent. Its decentralized consensus protocol ensures scalability and security without compromising speed, setting it apart from traditional blockchain networks. The platform's open-source nature encourages wide adoption and customization, making it an attractive option for developers and enterprises alike.

Target Audience of Stellar XLM

Stellar primarily targets financial institutions, remittance services, fintech startups, and individuals in need of affordable international transfers. Its technology is especially beneficial for customers in developing countries, where banking infrastructure may be lacking or costly. Entrepreneurs and businesses looking to streamline global payments also find Stellar appealing due to its efficiency and cost-effectiveness. Additionally, the crypto-savvy younger generation seeks innovative financial solutions, making Stellar a relevant choice for tech-conscious users.

Competitive Landscape

Stellar operates in a crowded market of blockchain-based payment solutions, competing with giants like Ripple (XRP), SWIFT, and emerging stablecoins. Unlike Ripple, which targets banks and large financial institutions, Stellar emphasizes inclusivity and broader accessibility. Its competitors also include traditional banking and remittance providers, but Stellar's blockchain offers a decentralized, transparent alternative. The ecosystem’s success depends on its ability to distinguish itself through speed, cost, and ease of integration.

Perception in the Market

Stellar is generally perceived as a promising, innovative player in the blockchain space that prioritizes real-world utility over mere speculation. Its partnerships with major organizations like IBM and Deloitte bolster its credibility. However, some skeptics question its long-term scalability and the challenge of widespread adoption amidst fierce competition. Overall, Stellar maintains a positive reputation for fostering financial inclusion and emphasizing transparency.

Advantages of Stellar XLM

  • Fast Transaction Speed: Transactions settled within seconds, enhancing real-time payments.
  • Low Transaction Costs: Fees are negligible, making microtransactions feasible and appealing.
  • Decentralized Network: Ensures resilience, security, and resistance to censorship.
  • Financial Inclusion: Enabling unbanked populations to participate in the worldwide economy.
  • Interoperability: Compatible with numerous financial systems and digital assets.
  • Strong Partnerships: Collaborations with industry leaders add credibility and facilitate practical deployments.

Risks and Challenges

Despite its advantages, Stellar faces certain risks that could impact its future adoption and growth. The rapid evolution of blockchain technology demands continuous updates and security enhancements. Regulatory scrutiny around cryptocurrencies could lead to restrictions or compliance challenges. Additionally, intense competition from established players and new entrants might limit Stellar’s market share. Finally, the dependence on partnerships means that the platform’s success is tied to the stability and commitment of its collaborators.

Use Cases: How Stellar XLM is Making an Impact

Stellar’s versatility manifests through numerous applications across industries:

  • Cross-Border Payments: Enabling remittance companies to offer cheaper, faster international transfers.
  • Microtransactions: Facilitating small payments in gaming, content monetization, or IoT devices.
  • Tokenization: Supporting asset-backed tokens, digital collectibles, or stablecoins, increasing liquidity and access.
  • Banking the Unbanked: Providing a digital platform for unbanked populations to access financial services.
  • Enterprise Solutions: Streamlining supply chain financing, payroll, or loyalty programs.

Future Prospects and Outlook

The outlook for Stellar XLM remains optimistic, fueled by growing demand for efficient digital payment solutions and increasing global financial inclusion initiatives. As regulators clarify cryptocurrency guidelines, Stellar could see broader adoption. The ongoing development of blockchain technology, including enhancements in scalability and interoperability, aligns well with Stellar’s roadmap. Furthermore, its active community and strategic partnerships position it as a formidable contender in shaping the future of decentralized finance.

In conclusion, Stellar XLM offers a compelling blend of speed, affordability, and inclusivity that uniquely qualifies it to serve the evolving needs of the global financial ecosystem. While facing inherent challenges, its innovative approach and strong foundational network suggest a promising trajectory for widespread adoption and impact.


Wise EUR

Introduction

Wise EUR Bank has established itself as a leading financial institution specializing in seamless and cost-effective payment solutions for individuals and businesses. With a strong emphasis on transparency, speed, and security, Wise’s platform offers a comprehensive suite of services that cater to modern banking needs. Whether facilitating internal transfers, cross-border transactions, or integrating innovative payment methods, Wise EUR Bank aims to redefine the banking experience through cutting-edge technology and customer-centric services.

Core Payment Services

Internal Payments

Wise EUR Bank provides efficient internal payment services that enable clients to transfer funds within the same bank or across linked accounts swiftly and securely. These internal transfers are designed to be instantaneous, reducing wait times and enhancing user satisfaction.

Inter-Bank Transfers

Facilitating inter-bank transfers within the Eurozone and beyond, Wise ensures that clients can move funds between different banking institutions with ease. Utilizing advanced banking APIs, these transfers are processed securely, often within a few hours, with transparent fee structures.

P2P (Peer-to-Peer) Payments

Wise empowers users to perform quick and straightforward P2P transactions, either through mobile apps or online platforms. This feature simplifies splitting bills, sending gifts, or making personal payments, fostering a social and financial connection among users.

QR Code Payments

Innovating the checkout experience, Wise offers QR code payment options that allow users to scan and pay instantly. This contactless method streamlines retail transactions and is especially popular in physical stores, restaurants, or events.

Instant Payments

Speed is a cornerstone of Wise’s payment services. Instant payments enable clients to transfer funds immediately, even during weekends or holidays, leveraging real-time payment infrastructure and innovative settlement systems.

Cross-Border Transfers

Wise EUR Bank specializes in cross-border money transfers that are transparent and economical. Unlike traditional banks, Wise charges low, upfront fees and provides real exchange rates without hidden markups, making international transactions predictable and fair. Customers can send money directly to recipient bank accounts across numerous countries, with transfers often completed within one business day.

Mobile & Online Banking

The foundation of Wise EUR Bank’s digital presence is its robust mobile and online banking platforms. These allow users to manage their accounts, initiate transfers, review transaction histories, and set up recurring payments 24/7. The intuitive interfaces and multi-factor authentication ensure a user-friendly and highly secure environment.

Crypto Operations

Expanding into the burgeoning world of cryptocurrencies, Wise offers integrated crypto operations, allowing clients to buy, sell, and hold digital assets directly through their banking interface. This integration simplifies managing both fiat and crypto assets, providing a comprehensive digital financial ecosystem.

Additional Services

Beyond core payments, Wise EUR Bank provides a range of supplementary services, including currency exchange at real-time rates, multi-currency accounts, and business payment solutions tailored for startups and SMEs. These services aim to enhance operational efficiency and global reach.

Security

Security is paramount at Wise EUR Bank. The platform employs advanced encryption, multi-factor authentication, and continuous monitoring to protect client data and funds. Compliance with international standards such as PSD2 and GDPR ensures that security measures meet stringent regulations, giving clients peace of mind in their transactions.

Competitor Comparison

Compared to traditional banks, Wise EUR Bank offers significantly lower fees, real-time exchanges, and transparent pricing. Unlike fintech competitors that often focus solely on specific services, Wise combines comprehensive banking solutions with a strong emphasis on international transfers and digital innovation. Its user-friendly interface and integration with crypto services provide a distinct advantage over many rivals.

Conclusion

Wise EUR Bank stands out as a modern, innovative financial institution dedicated to streamlining payments and transfers in the Eurozone and beyond. Its extensive suite of services—from instant payments and low-cost cross-border transfers to integrated crypto operations—caters to the evolving needs of today’s digital economy. Supported by rigorous security measures and a focus on customer experience, Wise is poised to maintain its leadership position in the competitive banking landscape, empowering users with fast, transparent, and secure financial solutions.