Exchange Stellar XLM to UnionPay Card RUB

You give Stellar XLM
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
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Avalanche BEP20 AVAX
Terra LUNA
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Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
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PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
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Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
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Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
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Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
More trading pairs
XLM    Stellar
Minimum amount 949.6051 XLM  (425.04 $)
BEP20    Binance Smart Chain
Minimum amount 949.6051 XLM  (425.04 $)
Network
Amount
E-mail
Telegram
You get UnionPay Card RUB
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Visa / MasterCard RUB
UnionPay Card RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Binance Coin BNB
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Nem XEM
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
ChainLink BEP20 LINK
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
yearn.finance BEP20 YFI
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
SBP phone number
Cardholder name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Payment on the order can be made using the "Faster Payments System" from the account in another bank. No fees are charged from the amount received, the transfer takes place instantly. The transfer is made by phone number. For more information about the Faster Payments System and benefits of its use, read on our website.
Instructions: Exchange Stellar XLM to UnionPay Card RUB
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Stellar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Stellar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Stellar XLM

Introduction to Stellar (XLM)

The cryptocurrency Stellar (XLM) has emerged as a prominent player in the digital asset space, aiming to facilitate seamless and inexpensive cross-border transactions. Developed by Stellar Development Foundation, Stellar's mission is to build an inclusive financial system accessible to everyone. Unlike Bitcoin or Ethereum, Stellar specializes in providing fast, scalable, and low-cost payment solutions, making it ideal for banking the unbanked and enabling cross-border remittances. Its open-source blockchain protocol has garnered significant interest among developers, financial institutions, and consumers eager to leverage blockchain technology for real-world applications.

Technical Fundamentals of Stellar

At its core, Stellar operates on a decentralized blockchain protocol designed for high throughput and low latency. The Stellar ledger records all transactions on a distributed network of servers, with consensus achieved through the Stellar Consensus Protocol. This protocol allows for rapid transaction validation, typically within 3-5 seconds, and supports thousands of transactions per second, making it highly scalable. Cryptography plays a vital role in Stellar's security framework. The network employs advanced encryption standards to safeguard transaction data and user identities. Public-key cryptography ensures that only authorized users can access and operate their accounts, while digital signatures verify transaction authenticity, preventing fraud and double-spending. While Stellar’s blockchain does not natively support advanced smart contracts like Ethereum, it uses a unique system known as Stellar Smart Contracts (SSC). These are built through multi-signature setups and time-locked transactions, enabling complex financial arrangements without traditional programmable smart contracts, ensuring efficiency and security.

Applied Aspects of Stellar

Stellar’s technology is applied across numerous domains, with the most prominent being cross-border payments. Its low transaction fees and rapid settlement times make it an appealing choice for remittances and international transfers—especially to underserved regions lacking traditional banking infrastructure. In addition, Stellar has positioned itself within the DeFi (Decentralized Finance) ecosystem. Various projects leverage Stellar's blockchain to create decentralized exchanges, stablecoins, and lending platforms. The network's built-in token, XLM (Lumens), facilitates the transfer of assets and serves as a connector in multi-currency transactions. Regarding regulation and security, Stellar adheres to regulatory standards to promote trust and compliance. Its open-source nature allows for transparent audits, and the network’s cryptography provides robust protection against cyber threats. Additionally, Stellar’s decentralization reduces single points of failure, enhancing security against potential attacks. However, as with any financial technology, regulatory frameworks continue to evolve. Stellar actively collaborates with regulators to ensure its innovations align with global compliance standards, which is crucial for mainstream adoption.

Future Outlook for Stellar

Looking ahead, Stellar’s future prospects appear promising. The platform is poised to benefit from growing demand for instant, inexpensive cross-border payments, especially amid increasing global remittances. Ongoing partnerships with banking institutions and governments could expand its reach further. Technological advancements, such as enhanced smart contract capabilities and interoperability with other blockchains, are anticipated to bolster Stellar’s versatility. The potential integration of privacy features and Layer 2 solutions could address scalability and privacy concerns, broadening its application scope. Moreover, Stellar’s focus on financial inclusion means it could play a significant role in developing countries, providing accessible financial services without relying on traditional banking infrastructure. The growing DeFi ecosystem also presents opportunities for innovation within Stellar’s network. However, competition from other fast, scalable blockchains and regulatory uncertainties pose challenges. Continuous development, strategic alliances, and active engagement with regulators will be vital to maintaining Stellar’s growth trajectory.

Conclusion

In summary, Stellar (XLM) represents a significant advancement in blockchain technology geared toward transforming the landscape of global finance. Its robust technical fundamentals—including high-speed transactions, cryptographic security, and innovative contract structures—enable a versatile platform suitable for numerous financial applications. From payments and remittances to DeFi projects, Stellar’s ecosystem is expanding rapidly, driven by its commitment to financial inclusion and compliance. The future outlook remains optimistic, with ongoing innovations and strategic partnerships likely propelling Stellar into a key role in decentralized finance and international payments. As the blockchain industry matures, Stellar’s ability to adapt and collaborate with regulators and financial institutions will be crucial. Ultimately, Stellar’s vision of an accessible, efficient global financial system continues to inspire confidence and investment, solidifying its position within the ever-evolving cryptocurrency landscape.

UnionPay Card RUB

Introduction to UnionPay Card RUB Bank and Its Payment Ecosystem

UnionPay Card RUB Bank has established itself as a leading financial institution specializing in comprehensive payment solutions within the Russian market. Leveraging the global reach of UnionPay, combined with localized banking services, RUB Bank offers a diversified suite of payment and transfer options designed to meet the needs of individuals, small businesses, and large corporations. This integration facilitates seamless transactions across borders and enhances user convenience through innovative digital banking features.

Core Payment Services

At the core of RUB Bank's offerings are its robust payment services designed to streamline everyday financial operations. These include:

  • Internal Payments: Transfer funds effortlessly between accounts within RUB Bank, ensuring quick settlements and efficient fund management for customers.
  • Inter-bank Transfers: Facilitate transfers to accounts held at other Russian banks using standard banking channels with competitive processing times and minimal fees.
  • Peer-to-Peer (P2P) Payments: Enable instant money transfers between individual users through mobile apps and online banking interfaces, supporting features like QR code payments for heightened convenience.
  • QR Code Payments: Allow customers to pay merchants or transfer funds by scanning QR codes, fostering contactless transactions vital in today's digital economy.
  • Instant Payments: Support real-time payments utilizing the Faster Payments System (FPS) infrastructure, ensuring funds move instantly across accounts, with confirmation notifications to users.

Cross-Border Transfers

RUB Bank capitalizes on UnionPay's extensive international network to provide seamless cross-border transfer services. Customers can send and receive funds globally with ease, benefiting from competitive exchange rates and reduced transaction times. Key features include:

  • International Remittances: Facilitate quick and secure transfers to UnionPay-enabled banks worldwide, supporting currencies like USD, EUR, CNY, and RUB.
  • Currency Conversion: Offer competitive FX rates with transparent fee structures, optimized for personal and business needs.
  • Mobile and Online Transfer Capabilities: Enable remote operations from digital platforms, eliminating the need for physical bank visits and ensuring security through multi-factor authentication.

Mobile & Online Banking

RUB Bank emphasizes digital banking excellence, providing customers with intuitive, feature-rich platforms:

  • Mobile Banking App: Available on iOS and Android devices, the app offers full access to accounts, transfers, bill payments, and card management functions. It incorporates biometric authentication for enhanced security.
  • Online Banking Portal: Provides a comprehensive interface for managing all financial activities, including detailed transaction history, account analytics, and customizable alerts.
  • Innovative Features: Include virtual cards, saving and investing modules, and real-time notifications to improve financial oversight and control.

Crypto Operations and Digital Asset Integration

Acknowledging the rising importance of digital assets, RUB Bank has ventured into the crypto ecosystem. Its services include:

  • Bitcoin and Altcoin Wallets: Secure digital wallets allowing users to hold, send, and receive cryptocurrencies.
  • Crypto-to-Fiat Conversions: Facilitating seamless transfer between cryptocurrencies and Russian rubles, supporting compliant KYC procedures.
  • Crypto Payments: Enabling merchants to accept cryptocurrencies as payment, fostering merchant adoption and consumer convenience.
  • Security & Compliance: Employing rigorous security protocols and adhering to regulatory frameworks to ensure safe crypto transactions.

Additional Services

Beyond conventional payments, RUB Bank offers a suite of supplementary financial services to enhance customer experience:

  • Prepaid and Virtual Cards: For online shopping and secure transactions without physical card risks.
  • Subscription and Loyalty Programs: Reward customers with cashback, discounts, and exclusive offers for using RUB Bank services.
  • Business Payment Solutions: Tailored packages for corporate clients including payroll processing, supplier payments, and expense management tools.
  • Financial Planning & Advisory: Personalized consulting to optimize payment strategies and investment portfolio management.

Security Measures

Security is paramount at RUB Bank. The institution implements state-of-the-art security protocols, including:

  • Multi-factor authentication (MFA) for all digital transactions.
  • End-to-end encryption safeguarding customer data and transaction details.
  • Advanced fraud detection algorithms monitoring suspicious activities.
  • Real-time transaction alerts and customizable security settings.
  • Regular security audits and compliance with international standards such as PCI DSS.

Comparison with Competitors

Competitors like Sberbank, Tinkoff, and Alfa-Bank offer similar digital payment solutions. RUB Bank’s distinct advantages include extensive international cooperation through UnionPay, rapid cross-border transfers, and innovative crypto offerings. Unlike traditional banks, RUB Bank emphasizes instant digital payments and blockchain integration, providing a competitive edge in fast-paced digital commerce. Its focus on customer-centric features such as seamless mobile app interfaces and security protocols positions it favorably within the Russian banking landscape.

Conclusion

UnionPay Card RUB Bank stands out as a versatile, innovative financial partner, delivering a comprehensive payment ecosystem tailored to modern digital needs. Its strengths lie in its core payment solutions, cross-border transfer capabilities, integration of cryptocurrency operations, and robust security. As digital finance continues to evolve, RUB Bank’s commitment to innovation and customer service positions it as a forward-looking institution well-equipped to meet the challenges of today's dynamic financial environment.