Exchange Stellar XLM to VTB RUB

You give Stellar XLM
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
More trading pairs
XLM    Stellar
Minimum amount 949.6051 XLM  (281.75 $)
BEP20    Binance Smart Chain
Minimum amount 949.6051 XLM  (281.75 $)
Network
Amount
E-mail
Telegram
You get VTB RUB
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Visa / MasterCard RUB
UnionPay Card RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Binance Coin BNB
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Nem XEM
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
ChainLink BEP20 LINK
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
yearn.finance BEP20 YFI
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
Cardholder name
SBP phone number
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Payment on the order can be made using the "Faster Payments System" from the account in another bank. No fees are charged from the amount received, the transfer takes place instantly. The transfer is made by phone number. For more information about the Faster Payments System and benefits of its use, read on our website.
Instructions: Exchange Stellar XLM to VTB RUB
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Stellar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Stellar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Stellar XLM

Introduction

In recent years, cryptocurrencies have revolutionized the financial landscape, offering innovative solutions for faster, more affordable transactions across the globe. Among the numerous digital assets, Stellar (XLM) has gained recognition as a versatile and efficient blockchain platform designed to facilitate cross-border payments and foster financial inclusion. Launched in 2014 by the Stellar Development Foundation, Stellar aims to connect financial institutions and streamline transactions without relying on traditional banking infrastructure, making it a notable player in the fintech space.

Technical Fundamentals

Blockchain technology forms the backbone of Stellar, providing a decentralized and immutable ledger that records all transactions transparently and securely. Unlike Bitcoin, which prioritizes proof-of-work, Stellar employs a consensus protocol called the SCP (Stellar Consensus Protocol). This protocol allows for fast transaction validation and significantly reduces energy consumption, making Stellar more scalable and environmentally friendly.

Cryptography is integral to Stellar's security framework, ensuring the integrity and confidentiality of transactions. Stellar utilizes advanced cryptographic algorithms to protect user data and prevent malicious attacks, enabling users to send funds confidently across borders with minimal risk.

Smart contracts on Stellar are implemented through decentralized mechanisms called “SDEX” (Stellar Decentralized Exchange). While Stellar does not support Turing-complete smart contracts like Ethereum, it enables conditional transactions and complex financial operations through built-in functionalities. This allows for programmable payments, multi-signature accounts, and automated asset exchanges, expanding the platform’s versatility for various applications.

Applied Aspects

Payments are at the core of Stellar's use case. The platform enables instant, low-cost cross-border remittances by bridging different fiat and digital currencies. Financial institutions, remittance providers, and startups leverage Stellar’s network to offer seamless global payment services, which drastically reduce transaction fees and settlement times.

Decentralized Finance (DeFi) on Stellar is an emerging field, with projects focusing on crypto lending, asset tokenization, and liquidity pools. Stellar’s interoperability allows for the creation of tokenized assets representing real-world commodities, securities, or other valuables, thereby opening new avenues for decentralized finance applications.

Regulation and compliance are critical considerations for Stellar's adoption. The platform supports features like KYC (Know Your Customer) mechanisms and regulatory compliance tools, which help financial providers meet legal standards while maintaining user privacy and security.

Security is a top priority for Stellar, employing robust cryptographic protections, multi-signature authorization, and continuous audits. These measures safeguard users' funds and maintain trust in the network as it scales globally.

Future Outlook

The future of Stellar XLM appears promising, driven by ongoing technological upgrades, strategic partnerships, and increasing adoption across industries. The platform continues to enhance its transaction speed, security, and scalability, aiming to handle large volumes of cross-border payments and DeFi solutions. Collaborations with banks, payment processors, and governmental agencies are expanding Stellar’s reach, positioning it as a critical infrastructure in the digital economy.

Moreover, Stellar’s commitment to financial inclusion aligns with global efforts to provide banking services to unbanked populations. As blockchain technology matures, Stellar is expected to integrate more advanced features like interoperability with other chains and layer-2 solutions, further boosting its ecosystem’s robustness and usability.

Despite regulatory uncertainties and market volatility, Stellar’s focus on sustainability, transparency, and real-world applications prime it for sustained growth. The platform’s ability to evolve in response to technological innovations and changing market demands makes it a compelling asset in the crypto space.

Conclusion

Overall, Stellar (XLM) stands out as a dynamic and purpose-driven cryptocurrency, dedicated to transforming the way the world conducts finance. Its robust blockchain architecture, emphasis on security, and broad application scope make it an essential player in the evolution of digital payments and DeFi. As the platform continues to develop and expand, Stellar’s potential to foster financial inclusion, reduce transaction costs, and enhance global connectivity positions it as a foundational element of the emerging digital economy. With ongoing innovation and strategic collaborations, the future of Stellar looks bright, promising greater efficiency and accessibility for users worldwide.


VTB RUB

Introduction to VTB Bank RUB Payments & Transfers

VTB Bank, one of Russia's leading financial institutions, offers a comprehensive suite of payment and transfer services designed to meet the diverse needs of individuals and businesses. Specializing in RUB transactions, VTB provides secure, innovative, and efficient solutions for everyday banking and international financial operations. As digital banking continues to evolve, VTB has positioned itself at the forefront with advanced platforms, ensuring seamless transactions across various channels.

Core Payment Services: Internal, Inter-bank, P2P, QR, and Instant

At the heart of VTB’s offerings are its core payment services, facilitating rapid and secure transactions within Russia and beyond:

  • Internal Transfers: VTB enables customers to transfer funds effortlessly between accounts within the same bank, ensuring quick and cost-effective handling of day-to-day payments.
  • Inter-bank Transfers: For transfers to other banks, VTB supports both local and international transactions, utilizing systems like SWIFT and the Russian national payment infrastructure.
  • Peer-to-Peer (P2P) Payments: VTB's P2P service allows users to send money instantly to friends and family, often via mobile apps or online banking, ensuring rapid fund sharing.
  • QR Code Payments: Using QR codes, VTB simplifies in-store and online transactions, enabling quick payments by scanning codes with smartphones, promoting contactless commerce.
  • Instant Payments: Leveraging modern technology, VTB supports instant money transfers, ensuring funds are credited within seconds, ideal for urgent payments and real-time settlement needs.

Cross-border Transfers and International Payments

VTB offers efficient cross-border transfer services, facilitating seamless international payments for both individuals and corporate clients. Utilizing the SWIFT network and localized partnerships, clients can send and receive funds in multiple currencies with transparency and competitive rates. The bank emphasizes speed, security, and compliance, ensuring all international transactions adhere to global standards. Online tools and dedicated support channels help clients manage their cross-border operations with ease, including currency conversion, tracking, and detailed transaction histories.

Mobile & Online Banking Platforms

VTB’s commitment to digital innovation is exemplified in its mobile and online banking platforms. These platforms allow users to perform a wide range of transactions, including payments, transfers, and account management, anytime and anywhere. The mobile app features user-friendly interfaces, biometric security, and instant notifications for all activities, enhancing customer experience. The online banking portal offers comprehensive tools such as transaction scheduling, e-invoicing, and integration with other financial services for a streamlined digital banking experience.

Crypto Operations and Digital Asset Management

In response to the growing significance of cryptocurrencies, VTB has developed capabilities for crypto trading and digital asset management. The bank provides clients with access to secure platforms for buying, selling, and holding digital currencies, integrating blockchain technology into its financial ecosystem. This service aims to address the needs of modern investors seeking to diversify portfolios while ensuring robust security, transparency, and compliance with regulations.

Additional Services & Financial Solutions

Beyond payments and transfers, VTB offers an array of additional services to enhance client financial management:

  • Payment Cards: Debit, credit, and virtual cards with features like contactless payments and cashback.
  • Merchant Solutions: POS terminals and online payment gateways for business clients.
  • Bank Guarantees & Letters of Credit: Supporting trade finance needs.
  • Payroll & Salary Projects: Streamlined salary payments for corporate clients, including mass payouts.
  • Integration with Fintech Services: Collaborations with innovative startups to expand payment options and enhance client experience.

Security & Fraud Prevention

Security is a priority for VTB, employing advanced encryption, multi-factor authentication, and real-time fraud detection systems. Customers are protected against unauthorized access via biometric login and transaction verification processes. The bank continuously updates its security protocols to counter emerging threats, ensuring trust and reliability. Additionally, VTB offers educational materials and 24/7 support to help clients recognize and prevent potential scams and frauds.

Comparison with Competitors

Compared to other Russian banks like Sberbank or Gazprombank, VTB differentiates itself through innovative payment solutions, competitive cross-border transfer rates, and a focus on digital transformation. While Sberbank boasts extensive retail infrastructure, VTB emphasizes international operations and corporate banking services. Its cutting-edge digital platforms offer a more user-centric approach, appealing to tech-savvy clients. Nonetheless, each competitor has unique strengths depending on the client's needs, with VTB positioning itself as a versatile and reliable partner in payments and transfers.

Conclusion

VTB Bank’s comprehensive approach to payments and transfers—spanning local, international, mobile, and crypto services—makes it a significant player in Russia’s banking landscape. Its focus on security, innovation, and customer-centric solutions positions VTB as a forward-thinking financial institution capable of meeting the evolving demands of digital banking. Whether for everyday transactions, complex corporate payments, or cryptocurrency operations, VTB offers robust, secure, and efficient services that cater to both individual and business clients in Russia and beyond.