Exchange Stellar XLM to BLIK PLN

You give Stellar XLM
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More trading pairs
XLM    Stellar
Minimum amount 623 XLM  (151.45 $)
BEP20    Binance Smart Chain
Minimum amount 623 XLM  (151.45 $)
Network
Amount
E-mail
Telegram
You get BLIK PLN
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
M10 AZN
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Visa / MasterCard RUB
UnionPay Card RUB
Bitcoin BTC
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Ripple XRP
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Dogecoin DOGE
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Polkadot DOT
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IOTA IOTA
Polygon POL
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
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Polygon BEP20 POL
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Bitcoin ERC20 BTC
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PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
yearn.finance BEP20 YFI
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To phone number
Account owner full name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Stellar XLM to BLIK PLN
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Stellar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Stellar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Stellar XLM

Introduction to Stellar XLM

Established in 2014 by Jed McCaleb and Joyce Kim, Stellar XLM is a prominent open-source blockchain platform designed to facilitate fast, low-cost international transactions. Its mission centers around creating an inclusive financial system accessible to everyone, regardless of location or economic background. Known for its scalability and efficiency, Stellar has gained widespread adoption among financial institutions, payment providers, and developers seeking reliable cross-border transfer solutions.

Technical Fundamentals of Stellar XLM

Blockchain Technology: At the core, Stellar operates on a distributed ledger that records all transactions across a network of nodes. Unlike traditional blockchains, Stellar employs the Soroban Consensus Protocol, a variant of Stellar Consensus Protocol (SCP), enabling fast transaction processing and high throughput, capable of handling thousands of transactions per second with latency of just a few seconds.

Cryptography: Stellar ensures transaction security through robust cryptographic techniques. Each user has a cryptographic key pair—a public key used as an address and a private key for signing transactions. The system employs public-key cryptography to authenticate and verify transactions, maintaining data integrity and preventing fraud.

Smart Contracts: Unlike platforms like Ethereum, Stellar's approach to smart contracts focuses on simple, multi-operation transactions and advanced features like atomic swaps. While it doesn't support Turing-complete contracts, Stellar introduces Anchors for issuing and managing digital assets, enabling complex financial workflows and token issuance efficiently.

Applied Aspects of Stellar XLM

Payments and Cross-Border Transfers: Stellar's primary application is in rapid, low-cost cross-border payments. Its architecture enables financial institutions and remittance services to transfer funds across borders almost instantaneously with minimal fees, democratizing access to global financial services.

DeFi (Decentralized Finance): Although Stellar's DeFi ecosystem is still emerging, its features support decentralized exchanges, staking, and asset tokenization. Projects leverage Stellar's capabilities to build products like decentralized wallets, lending platforms, and asset management tools, expanding financial access beyond traditional banking.

Regulatory Environment: Stellar actively collaborates with regulators worldwide to ensure compliance while fostering innovation. Its transparent ledger and built-in identity management features facilitate KYC/AML processes, making it appealing for regulated financial applications.

Security: Stellar employs multiple security layers, including end-to-end encryption, multi-factor authentication, and network monitoring. Its consensus protocol reduces the risk of 51% attacks common in traditional proof-of-work systems, emphasizing a secure environment for transactional integrity.

Future Outlook for Stellar XLM

The future of Stellar XLM looks promising as the platform continues to innovate and expand its ecosystem. Integration with more financial institutions and governments aims to accelerate adoption in developing countries, promoting financial inclusion. Initiatives like Stellar Community Fund support new projects, enhancing capabilities and use cases.

Technological developments such as improved scalability and new smart contract functionalities are on the horizon, making Stellar more versatile. Additionally, partnerships with regulators and industry stakeholders suggest Stellar’s readiness to operate in a compliant, regulated manner worldwide, boosting confidence and mainstream acceptance.

Conclusion

Stellar XLM is a pioneering blockchain platform that combines innovative technology with practical applications to reshape global finance. Its emphasis on speed, security, and affordability positions it as a key player in cross-border payments and decentralized finance. Moving forward, Stellar’s ongoing development, strategic partnerships, and commitment to regulatory compliance hint at a dynamic future where it could significantly influence the democratization of financial services globally.


BLIK PLN

Overview of BLIK PLN Payment System

BLIK PLN is a comprehensive mobile payment system primarily used in Poland, offering seamless and secure financial transactions through smartphones. Developed by a consortium of Polish banks, BLIK has established itself as a versatile digital payment solution, catering to both individual consumers and merchants. Its primary purpose is to simplify everyday payments, online shopping, and banking operations without the need for physical cards or cash.

General Info

  • Origin & Development: Created in Poland, BLIK was launched in 2015 and has rapidly gained popularity nationwide.
  • User Base: Over 10 million active users as of 2023, reflecting its widespread acceptance and trust.
  • Partnerships: Collaborates with major banks like PKO Bank Polski, Santander Bank, mBank, Bank Millennium, and others.
  • Usage Scope: Facilitates in-store payments, online transactions, money transfers, ATM withdrawals, and bill payments.
  • Acceptance: BLIK is accepted at thousands of retail outlets, e-commerce platforms, and service providers across Poland.

Technical Specifications

  • System Architecture: Cloud-based infrastructure ensures high reliability, scalability, and real-time transaction processing.
  • API Integration: Supports RESTful APIs for seamless integration with bank apps, merchant platforms, and third-party services.
  • Authentication Protocols: Uses multi-factor authentication combining PIN, biometric verification, and device-based security.
  • Payment Methods: QR codes, NFC contactless, in-app transactions, and tokenized payment options.
  • Supported Devices: Compatible with iOS and Android smartphones; also accessible via web banking portals.

Pricing Model

  • Individual Users: Most transactions, such as peer-to-peer transfers, in-store and online payments are offered free of charge.
  • Merchant Fees: Merchants are typically charged a commission per transaction, which varies depending on the agreement and transaction volume.
  • Bank Fees: Banks may impose minimal fees for specific services like ATM withdrawals or corporate solutions, but general consumer usage remains largely free.
  • Additional Services: Premium features, such as instant transfers or API access for larger enterprises, might entail subscription or service fees.

Compliance and Regulatory Standards

  • Regulation: Fully compliant with the Polish Financial Supervision Authority (KNF) and European Payment Services Directive (PSD2).
  • Data Protection: Adheres to GDPR standards, ensuring user data privacy and security.
  • Security Protocols: Implements strong encryption, secure authentication, and fraud detection systems.
  • Auditing & Monitoring: Regular audits and real-time monitoring to prevent unauthorized access and financial crimes.

User Experience

  • Intuitive Interface: Simple, user-friendly mobile app designed for quick navigation and transaction execution.
  • Speed & Efficiency: Transactions are completed within seconds, reducing waiting times.
  • Multifunctionality: Enables various transaction types—peer-to-peer transfers, bill payments, online shopping, cash withdrawals.
  • Customer Support: 24/7 support via app chat, email, and phone ensures user assistance when needed.

Security Measures

  • Authentication: Utilizes multi-layered authentication, including PIN, biometrics, and device recognition.
  • Encryption: End-to-end encryption safeguards transaction data during transfer.
  • Fraud Prevention: Advanced fraud detection algorithms analyze transaction patterns and flag suspicious activities.
  • Device Security: Implements device-based security features such as tokenization and session timeout.
  • Real-Time Monitoring: Continuous oversight to detect and respond to security breaches promptly.

Ecosystem & Integration

  • Banking Integration: Embedded within banking apps of participating institutions, allowing seamless access for users.
  • Merchant Ecosystem: Compatible with multiple POS systems, enabling contactless payments via QR and NFC.
  • Online Platforms: Widely integrated with e-commerce websites and online marketplaces for quick checkouts.
  • Third-Party Services: APIs available for fintech companies, app developers, and service providers to embed BLIK functionalities.
  • Partnerships: Collaborates with payment processors, mobile operators, and fintech firms to expand functionality and reach.

BLIK PLN combines cutting-edge technology, strong security, and a user-centric approach to offer a reliable and versatile digital payment experience in Poland.