Exchange Wise USD to Stellar XLM

You give Wise USD
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Wise account email
Account owner full name
E-mail
Telegram
You get Stellar XLM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
More trading pairs
XLM    Stellar
No fee
BEP20    Binance Smart Chain
No fee
Network
Amount to get
To address
MEMO
Send without MEMO
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Wise USD to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Wise USD

Introduction

Wise USD Bank has established itself as a leading digital banking platform, particularly renowned for its innovative payment and transfer services. Focused on providing seamless, transparent, and cost-effective financial solutions, Wise caters to a global clientele that demands reliable and efficient financial transactions. Its core mission is to simplify money management by leveraging advanced technology, ensuring users can send, receive, and manage funds effortlessly across borders and platforms.

Core Payment Services

Internal Banking Transactions: Wise USD Bank offers users the ability to perform instant internal transfers between accounts within the same bank environment. These operations are processed rapidly, often in real-time, ensuring that clients experience minimal waiting periods and can access funds without delay.

Inter-bank Transfers: Facilitating transfers between different banks, Wise ensures that funds are communicated securely and efficiently. With real-time processing supported by robust APIs, these transfers are designed to be quick, reliable, and transparent regarding fees and processing times.

Peer-to-Peer (P2P) Payments: Wise excels at P2P transactions, allowing users to send money directly to friends or family, both domestically and internationally. Its intuitive interface and low transfer fees make P2P payments accessible and affordable across borders.

QR Code Payments: Embracing the mobile payment trend, Wise USD Bank integrates QR code technology, enabling users to make quick payments at retail outlets or through peer sharing. This contactless approach enhances convenience and reduces transaction times.

Instant Payments: One of Wise's hallmark features is its emphasis on instant payments. Whether settling bills, transferring funds, or paying for services, customers benefit from near-instantaneous processing, supported by cutting-edge payment infrastructure and APIs.

Cross-border Transfers

Wise's flagship offering is its streamlined cross-border transfer service. Unlike traditional banks, Wise leverages a global network of local bank accounts, enabling currency exchanges at real-market rates with transparent fees. Customers can send money to over 80 countries, with funds often arriving within hours or a few business days. The platform provides a clear breakdown of costs upfront, eliminating hidden fees and ensuring a trustworthy experience for international transfers.

Mobile & Online Banking

Wise USD Bank provides a comprehensive mobile banking app and online banking platform, designed with user-centric interfaces. Customers can manage accounts, initiate transfers, pay bills, and track transactions anywhere, anytime. The apps include features like biometric authentication, notifications, and budget management tools, all aimed at maximizing security and user convenience.

Crypto Operations

In line with crypto-forward trends, Wise enables users to buy, sell, and hold cryptocurrencies directly within their accounts. Integrated wallets and real-time market updates empower users to diversify their portfolios. Moreover, Wise facilitates seamless conversions between cryptocurrencies and fiat currencies, supporting instant transfers and income management with additional layers of security.

Additional Services

Beyond payments, Wise USD Bank offers a suite of supplementary financial services, including virtual cards for online shopping, multi-currency accounts for global flexibility, and automatic savings plans. These features are curated to enhance user financial health and expand the functionality of digital banking beyond mere transactions.

Security Measures

Security is paramount at Wise USD Bank. The platform employs end-to-end encryption, multi-factor authentication, and real-time fraud monitoring. Regulatory compliance with international standards, such as AML and KYC procedures, ensures that customer data and funds are safeguarded. Additionally, insurance protections and secure API integrations foster trust and reliability among users.

Competitor Comparison

Compared to traditional banks and newer fintech rivals like Revolut or PayPal, Wise USD Bank emphasizes transparent fees, fast transfer times, and multi-currency support. While some competitors boast broader crypto features or physical branches, Wise's integration of real-market currency exchange and user-friendly digital interface often leads in cost-efficiency and speed. Its focus on cross-border payments notably outperforms many peers in terms of transparency and affordability.

Conclusion

Wise USD Bank stands out as a comprehensive digital banking solution tailored for modern financial needs. Its core strengths — seamless payments, swift cross-border transfers, innovative crypto operations, and strong security protocols — make it an attractive choice for individuals and businesses alike. As digital banking continues to evolve, Wise’s commitment to transparency, efficiency, and user empowerment positions it well for sustained growth and leadership in the global financial landscape.


Stellar XLM

Introduction

The world of cryptocurrency continues to evolve rapidly, with new digital assets emerging to facilitate seamless financial transactions across borders. Among these innovative cryptocurrencies is Stellar (XLM), a blockchain-based platform designed to revolutionize the way we transfer money and facilitate financial inclusion. Created in 2014 by Jed McCaleb, co-founder of Ripple, Stellar aims to provide fast, affordable, and reliable financial services by connecting financial institutions and individuals worldwide.

Technical Fundamentals

The core of Stellar’s technology is its blockchain infrastructure, a decentralized ledger that records all transactions transparently and securely. Unlike traditional blockchains, Stellar uses a unique consensus mechanism called the Stellar Consensus Protocol (SCP). This protocol allows for rapid transaction validation—processing thousands per second with transaction settlement in just a few seconds—making it suitable for real-time financial applications.

At its cryptographic foundation, Stellar employs public-key cryptography to secure transactions. Each user has a cryptographic key pair, ensuring that funds are transferred only with proper authorization. This robust cryptography guarantees the integrity and confidentiality of transactions across the network.

Another notable feature is Smart Contracts, which in Stellar, are implemented through simple transaction sequences called Smart Stellar Contracts. Although Stellar's smart contract capabilities are more limited than platforms like Ethereum, they are optimized for faster and more straightforward operations such as multi-signature wallets, escrow, and asset issuance. This enhances Stellar’s suitability for financial transactions that require automation and security.

Applied Aspects

Stellar has made substantial strides in practical applications. Its primary focus is payments and remittances. Stellar’s network enables instant cross-border transactions with minimal fees, making it an attractive choice for banks, money transfer services, and individuals. For example, Stellar partners with organizations like IBM’s World Wire to facilitate global payments efficiently.

Beyond payments, Stellar is actively involved in the DeFi (Decentralized Finance) ecosystem. Users can issue and trade assets directly on the network, creating decentralized exchanges and lending platforms. Stellar’s built-in token issuance capabilities allow communities and businesses to create their own digital tokens, representing assets like fiat currencies, securities, or commodities.

The platform also navigates the complex landscape of regulation, striving for compliance with financial laws across jurisdictions. Stellar’s transparent ledger and emphasis on KYC/AML procedures ensure that its ecosystem remains compliant, fostering trust among regulators and users alike.

Security remains paramount; Stellar incorporates robust security measures, including multi-signature wallets and time-locked transactions, to mitigate risks. Its decentralized nature also ensures resilience against attacks, while ongoing development addresses emerging vulnerabilities.

Future Outlook

The future of Stellar looks promising as it continues to expand its partnerships and integrations into the global financial system. The platform's focus on financial inclusivity aims to bring banking services to unbanked populations, especially in emerging markets. Advances in interoperability could see Stellar working seamlessly with other blockchain networks, broadening its use cases.

Moreover, innovations around layer-two solutions and scalability will further improve transaction speed and reduce costs, making Stellar even more competitive. As regulation clarifies and adoption grows, Stellar's ecosystem is poised for wider acceptance among banks, fintech firms, and even central banks exploring digital currencies.

In the coming years, Stellar is expected to deepen its role in payment processing, tokenization, and DeFi, fostering an ecosystem that balances speed, security, and regulation. Its commitment to sustainable and inclusive finance positions Stellar as a key player in the future of global digital finance infrastructure.

Conclusion

Stellar XLM stands out as a versatile and innovative blockchain platform dedicated to transforming global payment systems. Its technological fundamentals—ranging from a unique consensus mechanism to cryptographic security—enable fast, cheap, and secure transactions. Practical applications in cross-border payments, DeFi, and asset tokenization demonstrate its versatility and potential for widespread adoption.

With a promising future shaped by expanding partnerships, regulatory alignment, and technological enhancements, Stellar is poised to play a significant role in the evolution of decentralized financial services. As the digital economy advances, Stellar’s mission to promote financial inclusion and seamless global transactions positions it as a compelling entity within the cryptocurrency landscape.