Exchange Wise USD to Visa / MasterCard PLN

You give Wise USD
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Wise account email
Account owner full name
E-mail
Telegram
You get Visa / MasterCard PLN
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Revolut GBP
Paysera EUR
Wise GBP
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
Cardholder name
IBAN
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Wise USD to Visa / MasterCard PLN
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Wise USD

Financial Stability

Wise USD bank maintains a robust financial foundation backed by prudent management and strong capital reserves. As part of Wise plc, formerly known as TransferWise, it adheres to rigorous financial standards set by regulators across jurisdictions. Its transparent business model and responsible lending practices contribute to its resilience amidst economic fluctuations. The bank’s commitment to financial stability reassures customers that their funds are secure and protected against market volatility.

Products & Services

Wise USD bank offers a comprehensive suite of innovative banking products tailored for individual and business customers. These include multi-currency accounts, fast international money transfers, and low-fee currency conversions. Its flagship product, the Wise account, enables users to hold and manage USD alongside other currencies seamlessly. Additionally, Wise provides corporate solutions such as expense management accounts, payment processing, and integration options suitable for global companies aiming to optimize cross-border payments efficiently.

Technology & Innovation

At the core of Wise USD bank’s operations is cutting-edge technology that leverages the latest in digital banking innovations. Its user-friendly mobile app and web platform facilitate real-time transactions, account management, and detailed financial insights. The Bank’s real-time exchange rate tracking, instant notifications, and intuitive interface set it apart from traditional banks. Innovative features like API integrations and automation tools enable businesses to streamline their financial workflows, making Wise a leader in fintech innovation.

Customer Base & Service

Wise USD bank serves a diverse customer base, including expatriates, freelancers, international students, and global enterprises. Its commitment to providing transparent, low-cost services has garnered a loyal global following. Customers value the bank’s ease of use, rapid transaction times, and multilingual support. Wise’s dedicated customer service team offers round-the-clock assistance, ensuring users receive prompt help with any inquiries or issues. The bank's inclusive approach and focus on customer needs foster high satisfaction metrics and positive reviews worldwide.

Reputation

Wise USD bank has earned a solid reputation for transparency, reliability, and customer-centricity. Recognized for disrupting the traditional banking industry, it emphasizes fair pricing and clear communication. Its commitment to honesty and integrity has been reflected in numerous industry awards and high customer satisfaction ratings. The bank’s reputation is further strengthened by positive media coverage and positive testimonials from satisfied clients across various sectors.

Regulation

Wise USD bank operates under strict regulatory oversight in multiple jurisdictions, ensuring compliance with financial laws and anti-money laundering standards. It holds licenses from regulatory authorities in the UK (FCA), the European Economic Area, and other regions, adhering to their standards for consumer protection and financial transparency. Regular audits and compliance checks guarantee that the bank meets or exceeds regulatory requirements, offering peace of mind to its customers.

Security

Security is a top priority for Wise USD bank, utilizing advanced encryption, multi-factor authentication, and continuous monitoring to safeguard customer data and funds. Its platform complies with the highest industry standards for cybersecurity, and it employs proactive fraud detection systems. Customer funds are stored securely, segregated from operational accounts, in accordance with regulatory mandates. Regular security audits and adherence to best practices ensure ongoing protection against cyber threats.

Geography

Wise USD bank has a global footprint, serving customers in over 80 countries with a focus on regions with high cross-border transaction volumes. Its digital platform allows access from virtually anywhere, removing geographical barriers typically associated with traditional banking. The bank’s localized support and compliance with regional regulations facilitate operations across different markets, making it a truly international financial institution.

Social Responsibility

Committed to social responsibility, Wise USD bank promotes financial inclusion and sustainability. It supports initiatives that improve access to banking in underbanked regions and invests in environmentally friendly practices. The bank emphasizes transparency and ethical business practices, striving to reduce its carbon footprint through digital operations and eco-friendly policies. Supporting charitable projects and encouraging financial literacy are also key pillars of its corporate social responsibility strategy.

Competitiveness

Wise USD bank stands out in the competitive digital banking landscape due to its low fees, transparency, and customer-first approach. Its innovative technology, extensive product offerings, and global reach make it an attractive choice for individuals and businesses seeking cost-effective cross-border banking solutions. By continually evolving its platform and maintaining high standards of service, Wise reinforces its position as a leader in the digital banking industry.


Visa / MasterCard PLN

Introduction to Visa and MasterCard in the PLN Banking Sector

In the rapidly evolving financial landscape, Visa and MasterCard continue to dominate as the foremost providers of payment solutions in Poland. Serving as the backbone of electronic transactions, these global payment giants facilitate a wide range of services tailored for Polish consumers and businesses alike. Their integration within local banks offers seamless access to digital payments, transfers, and innovative financial products, ensuring convenience, security, and efficiency. This comprehensive overview explores their core payment services, cross-border transfer capabilities, online and mobile banking functionalities, crypto operations, additional services, security measures, and how they compare with competitors in the Polish market.

Core Payment Services Offered by Visa and MasterCard

Internal and Inter-Bank Payments: Within Poland, Visa and MasterCard enable rapid and reliable payments between accounts at different banks through the national banking infrastructure. Customers can initiate transfers via ATMs, online banking portals, or card-point-of-sale (POS) terminals, ensuring a seamless money movement experience.

P2P Payments: Peer-to-peer (P2P) payments have gained popularity in Poland, allowing users to instantly send money to friends and family using mobile apps linked to their Visa or MasterCard accounts. These services simplify splitting bills, gifting, and everyday transfers.

QR Code Transactions: QR codes constitute an innovative touchpoint for payments, especially in retail and horeca sectors. Consumers scan QR codes at checkout to authorize payments directly from their bank-linked cards, facilitating contactless transactions with speed and security.

Instant Payments (Express Transfers): The adoption of instant payment systems, such as Poland's *Express Elixir*, enables near-instantaneous transfers between banks, often within seconds, 24/7. Visa and MasterCard integration with these systems ensures swift and reliable fund settlements for consumers and businesses.

Cross-Border Transfers and International Payments

Visa and MasterCard empower Polish users to send and receive money internationally with ease. Their global networks facilitate cross-border transfers without the traditional delays associated with banks' international wire services. Users can perform international purchases, wire transfers, or remittances directly via their cards, often benefiting from competitive exchange rates and transparent fee structures. Additionally, partnerships with fintech companies and remittance services further enhance the speed and affordability of cross-border transactions for Poles abroad and foreign visitors in Poland.

Mobile & Online Banking Integration

Modern Polish banks leverage Visa and MasterCard technologies to provide comprehensive mobile and online banking platforms. Customers can perform a multitude of activities including checking balances, making payments, managing recurring transfers, and setting up alerts directly through bank apps or websites. NFC (Near Field Communication) technologies enabled by contactless cards offer quick tap payments, while digital wallets like Google Pay, Apple Pay, and local solutions synthesize card credentials for a streamlined checkout experience.

Furthermore, these platforms are often integrated with real-time notifications and secure authentication methods, such as biometric login and multi-factor authentication, ensuring user convenience without compromising security.

Crypto Operations and Emerging Financial Products

Although traditional Visa and MasterCard services are centered around fiat currency transactions, recent initiatives explore the integration of cryptocurrency operations. Some banks and fintech partners in Poland enable clients to buy, sell, and hold cryptocurrencies via Visa/MasterCard-backed platforms, bridging the gap between digital assets and everyday payments. Special crypto debit cards issued by certain banks allow users to convert cryptocurrencies into PLN or other fiat currencies at the point of sale.

These developments exemplify how Visa and MasterCard are embracing blockchain technology to offer innovative, flexible financial solutions, while navigating regulatory frameworks to ensure security and compliance.

Additional Services and Value-Added Offerings

Beyond basic payments, Visa and MasterCard facilitate supplementary services such as:

  • Prepaid Cards: Ideal for gifts, travel, and budget control, prepaid cards are widely available across Polish banks.
  • Subscription and Recurring Payments: Customers can automate regular payments for utilities, entertainment, and online services.
  • Reward and Loyalty Programs: Many bank-issued cards come with cashback, travel miles, discounts, and exclusive offers tailored for Polish consumers.
  • Business Solutions: Merchant acquiring, POS terminals, and digital payment gateways to support local businesses' cashless initiatives.

Security Measures and Fraud Prevention

Security is paramount in digital payments. Visa and MasterCard deploy robust measures such as EMV chip technology, tokenization, fraud monitoring, and real-time anomaly detection to protect users. Polish banks also implement multi-layered authentication protocols, including 3D Secure, biometric verification, and transaction alerts to safeguard cardholders. Education campaigns inform users about phishing, scams, and safe online practices, fostering trust in digital banking environments.

Comparing Visa and MasterCard with Competitors

In the Polish market, Visa and MasterCard are contrasted by newer entrants like *American Express*, *Discover*, and various *local fintech providers*. While Visa and MasterCard boast broader acceptance, extensive global networks, and advanced technology, competitors often differentiate through niche offerings, lower fees, or innovative features like cryptocurrency support. The choice between providers hinges on transaction costs, acceptance points, and specific financial needs, with Visa and MasterCard maintaining a dominant market share due to their widespread adoption and trusted brand reputation.

Conclusion

Visa and MasterCard play a critical role in Poland’s digital economy, providing comprehensive, secure, and user-centric payment solutions. Their versatility spans from everyday retail transactions and peer-to-peer transfers to cross-border remittances and digital innovations like crypto support. As technology advances and customer expectations evolve, these giants continue to innovate, ensuring their relevance and leadership in the Polish banking sector. Looking ahead, integration with emerging financial services, enhanced security protocols, and strategic partnerships will shape the future landscape of payments and transfers in Poland, with Visa and MasterCard poised at the forefront of this transformation.