Exchange Wise EUR to USDCoin OPTIMISM USDC

You give Wise EUR
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Wise account email
IBAN
Account owner full name
E-mail
Telegram
You get USDCoin OPTIMISM USDC
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
ERC20    Ethereum
Network fee 25 USDC  (25 $)
BEP20    Binance Smart Chain
No fee
SOL    Solana
Network fee 1 USDC  (1 $)
TRC20    Tron
Network fee 1 USDC  (1 $)
POL    Polygon
Network fee 25 USDC  (25 $)
ARBITRUM    Arbitrum
Network fee 25 USDC  (25 $)
OP    Optimism
Network fee 25 USDC  (25 $)
Network
Amount to get
To address
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Wise EUR to USDCoin OPTIMISM USDC
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Wise EUR

Introduction

Wise EUR Bank has established itself as a leading digital banking service specializing in seamless, cost-effective, and transparent payments and transfers within the Eurozone. Embracing innovation, Wise offers a comprehensive suite of features designed to meet the needs of individuals, small businesses, and international clients. Whether transferring money across borders or managing everyday finances, Wise aims to deliver exceptional convenience and security through its advanced digital platform.

Core Payment Services

Wise's core payment offerings are built upon flexibility, speed, and affordability. They include:

  • Internal Payments: Wise enables users to make instant transfers between their own Wise accounts or linked bank accounts within the Eurozone, providing a fast and efficient way to manage multiple accounts in different currencies.
  • Inter-bank Transfers: Facilitating transfers between traditional bank accounts across banks within the Eurozone, Wise ensures low fees and transparent rates, often beating conventional banks on cost and speed.
  • Peer-to-Peer (P2P) Payments: Users can send money directly to friends and family, both domestically and internationally, with a few clicks. The platform's P2P feature is especially useful for splitting bills or shared expenses within the Eurozone.
  • QR Payments: Wise supports QR code-based payments, streamlining in-store transactions. Users can generate or scan QR codes for quick payments, making physical transactions contactless and straightforward.
  • Instant Payments: Leveraging real-time transfer capabilities, Wise allows instant payments that arrive immediately in the recipient's account, particularly useful for urgent transactions within the Eurozone.

Cross-Border Transfers

At the heart of Wise's offerings is its market-leading cross-border transfer service. Wise uses a transparent fee structure and real exchange rates (mid-market rates), eliminating hidden markups common with traditional financial institutions. Customers can send money across borders with near-instant delivery, often within hours or minutes, depending on the recipient's bank. The platform simplifies international transfers by providing user-friendly interfaces, detailed transfer tracking, and confirmation alerts, making foreign transactions seamless and reliable.

Mobile & Online Banking

Wise provides a fully digital banking experience accessible via its intuitive app and website. Features include account management, real-time notifications, transaction history, and budgeting tools. The mobile app supports rapid registration, biometric authentication, and instant updates on account activities, empowering users to control their finances on the go. The online platform ensures secure access to all services, with multi-factor authentication (MFA) and encryption protocols safeguarding user data.

Crypto Operations

Innovatively, Wise offers cryptocurrency-related services such as crypto account management and conversions. Users can buy, sell, and convert cryptocurrencies directly within their Wise accounts, facilitating easier integration of crypto assets into traditional banking operations. This feature caters to faster, more flexible digital asset management, bridging the gap between decentralized currencies and conventional euro accounts. Wise emphasizes security in crypto operations, employing advanced encryption and compliance with relevant regulations.

Additional Services

Beyond payments, Wise provides a variety of supplementary services, including:

  • Multi-Currency Accounts: Hold and manage multiple currencies with a single account, making international business and travel more convenient.
  • Debit Cards: Worldwide accepted Wise debit cards allow users to spend directly from their accounts with transparent fee policies and real-time balance updates.
  • Bill Payments & Subscriptions: Easily set up recurring payments or pay bills in euros through the platform, reducing manual effort and missed deadlines.
  • Financial Insights: Personalized analytics and spending insights aid users in optimizing their financial habits and controlling expenses.

Security & Compliance

Wise prioritizes security and regulatory compliance. It implements advanced encryption, continuous monitoring, and multi-layered security protocols to protect user data and transactions. Additionally, Wise adheres to European banking regulations, ensuring that customer funds are segregated and safeguarded. Regular audits and compliance checks reinforce its reputation as a trustworthy financial service provider.

Competitor Comparison

Compared to traditional banks and digital competitors like Revolut or PayPal, Wise stands out for its transparent fee structure, real exchange rates, and focus on cross-border transactions. Unlike some competitors that may charge hidden fees or offer limited currency support, Wise provides clarity and flexibility, making it the preferred choice for international transactions. While Revolut offers more diverse banking features, Wise specializes in straightforward, low-cost payments and transfers with an emphasis on currency conversion efficiency.

Conclusion

Wise EUR Bank continues to redefine the landscape of digital banking within the Eurozone. Its comprehensive suite of services—from instant payments and peer-to-peer transfers to cross-border transactions and crypto operations—positions it as a versatile, secure, and user-centric platform. With a focus on transparency, affordability, and innovation, Wise is well-suited for individuals and businesses seeking efficient financial solutions in an increasingly interconnected world.


USDCoin OPTIMISM USDC

Introduction to USD Coin (USDC) on Optimism

The **USD Coin (USDC)** is a widely adopted **stablecoin** pegged 1:1 to the US Dollar, ensuring stability amidst the volatile cryptocurrency market. With the rise of **layer 2 solutions** like **Optimism**, USDC is increasingly utilized within the Ethereum ecosystem to enable faster, cheaper transactions. This integration aims to facilitate broader DeFi adoption, cross-border payments, and innovative financial applications.

Key Characteristics of USDC on Optimism

USDC on Optimism retains the **core features** of traditional USDC, such as **full-backed reserves** and **transparency**. However, its operation on Optimism offers distinct advantages:

  • Lightning-fast transactions: Thanks to Optimism's optimistic rollup technology, transactions settle quickly with minimal fees.
  • Cost efficiency: Significantly reduced gas costs compared to Ethereum mainnet.
  • Security: Leveraging Ethereum’s security model while achieving scalability enhancements.
  • Interoperability: Seamless transfer of USDC between layer 2 and layer 1 networks.

Types of USDC on Optimism

Primarily, there are two types of USDC implementations:

  • Wrapped USDC (wUSDC): USDC deposited on Ethereum is "wrapped" onto Optimism, allowing users to utilize stablecoins within Optimism-based applications.
  • Native USDC on Optimism: Some platforms issue USDC directly on Optimism, backed by reserves on Ethereum, ensuring liquidity for layer 2 transactions.

Both types aim to facilitate fast, reliable, and seamless transactions within the layer 2 environment.

Working Principle of USDC on Optimism

The functioning of USDC on Optimism involves a **deposit and withdrawal process** facilitated by **bridges**:

  • To **deposit USDC**, users lock USDC tokens on Ethereum’s mainnet into a smart contract, which then mints an equivalent amount of USDC on Optimism
  • Within Optimism, users can perform **transactions, swaps, and DeFi activities** utilizing USDC at lower costs and higher speed
  • To **withdraw USDC**, the process is reversed: USDC is burned on Optimism, and an equivalent amount is released on Ethereum mainnet after verification

This bridge mechanism ensures **asset security** and **transparency**, leveraging Ethereum’s robust security while enabling efficient layer 2 operations.

Benefits of USDC on Optimism

Adopting USDC on Optimism offers multiple **advantages**:

  • Reduced transaction fees: Significantly lower gas costs make microtransactions and frequent trading more feasible.
  • Enhanced scalability: Layer 2 solutions like Optimism mitigate congestion on the Ethereum network.
  • Improved user experience: Faster transaction confirmation times enhance usability for both retail and institutional users.
  • Interoperability: Easy transferability of USDC across Ethereum layer 1 and layer 2 ecosystems.
  • Supports DeFiGrowth: Enables participation in decentralized finance protocols with minimal friction and cost.

Risks and Challenges

Despite its benefits, USDC on Optimism does entail certain **risks**:

  • Smart Contract Risks: Vulnerabilities in bridge or layer 2 protocols could lead to asset loss.
  • Regulatory Uncertainty: As regulations evolve, stablecoins may face increased scrutiny, affecting their use and acceptance.
  • Centralization Risks: Although USDC is fully backed and transparent, the centralized issuance process may raise concerns among purists.
  • Liquidity Risks: Liquidity issues on layer 2 platforms could hinder quick conversions or withdrawals.

USDC is issued by **Circle**, a regulated financial institution, and complies with US laws and standards. Regulatory bodies worldwide are scrutinizing stablecoins, seeking to ensure **financial stability** and **consumer protection**. On layer 2 platforms like Optimism, regulatory oversight is less direct but potentially impactful, especially as authorities explore **digital asset regulation**. Ensuring compliance and transparency remains key for long-term adoption and trust.

Use Cases of USDC on Optimism

The integration of USDC on Optimism unlocks diverse applications:

  • Decentralized Finance (DeFi): Lending, borrowing, and yield farming protocols benefit from cheaper, faster transactions.
  • Payments and Remittances: Microtransactions and cross-border payments become more feasible with layer 2 efficiency.
  • NFT and Gaming: Spend USDC within gaming platforms or NFT marketplaces with minimal delay and cost.
  • On-chain Settlements: Real-time settlement of transactions in various DeFi and enterprise applications.

Future Outlook

The future for USDC on Optimism appears promising, with ongoing developments focusing on **improved interoperability**, **scalability**, and **security**. As layer 2 adoption grows, we can expect **more integrations**, **wider acceptance**, and possibly **new financial products** leveraging stablecoins. The continued partnership between Circle, Optimism, and DeFi platforms will push the boundaries of **fast, cost-effective, and accessible digital finance**.

Conclusion

In summary, **USDC on Optimism** combines the **stability** of a trusted fiat-pegged stablecoin with the **scalability and efficiency** of layer 2 technology. While it offers **significant benefits** in terms of speed, cost, and usability, users and investors should stay aware of the **risks and regulatory landscape**. As the ecosystem matures, USDC on Optimism is poised to play a crucial role in **the next generation of decentralized finance**, making digital assets more accessible to all.