Exchange Wise EUR to Alipay CNY

You give Wise EUR
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Wise account email
IBAN
Account owner full name
E-mail
Telegram
You get Alipay CNY
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Wise EUR to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Wise EUR

Financial Stability of Wise EUR Bank

Wise EUR Bank exemplifies strong financial stability within the digital banking landscape. Backed by a solid parent company and robust financial practices, Wise maintains a resilient financial position that reassures customers and investors alike. Its transparent business model and prudent risk management protocols ensure the bank can withstand economic fluctuations, reinforcing trust among its user base. Additionally, Wise adheres to stringent regulatory requirements across jurisdictions, further solidifying its financial integrity.

Products & Services Offered by Wise EUR Bank

Wise EUR Bank specializes in multi-currency accounts, primarily facilitating transactions in the Eurozone. Customers can hold, send, and receive funds seamlessly across borders. Key services include personal and business accounts, international transfers with transparent low fees, and instant currency conversions. The bank also offers debit cards linked to accounts, enabling global spending without hidden charges. Its focus on user-centric solutions makes it a popular choice for freelancers, expatriates, and international businesses.

Technology & Innovation at Wise EUR Bank

Innovation is central to Wise’s strategy. Utilizing advanced technology, the bank provides a user-friendly digital platform accessible via web and mobile apps. Cutting-edge features include real-time currency exchange rates, instant notifications, and automated transfers. Wise employs API integrations with other financial tools, ensuring a seamless user experience. Its commitment to technological advancement positions it as a leader in fintech innovation.

Customer Base & Service

Wise EUR Bank boasts a diverse global customer base, including expatriates, freelancers, small and medium-sized enterprises, and international travelers. Its dedicated customer service team offers multi-language support around the clock, ensuring rapid resolution of issues. The intuitive platform makes banking accessible to users with varying levels of financial expertise. Customer feedback highlights the bank’s transparency, affordability, and responsiveness.

Reputation of Wise EUR Bank

Wise has built an excellent reputation as a transparent, innovative, and customer-centric financial institution. Recognized for its low-cost international transfers and clear fee structures, it continues to earn positive reviews and industry recognition. Its commitment to responsible banking and customer satisfaction has cultivated a loyal client base and elevated its standing in the digital banking sector.

Regulation and Compliance

Wise EUR Bank operates under strict regulatory oversight across multiple jurisdictions, adhering to AML (Anti-Money Laundering) and KYC (Know Your Customer) requirements. Regulatory compliance ensures the security of customer assets and transparent operations. Wise maintains licensing in key markets, such as the European Union, which reinforces its credibility and commitment to lawful banking practices.

Security Measures

Security is a top priority at Wise EUR Bank. It employs multi-layered security protocols including end-to-end encryption, two-factor authentication, and biometric access controls. Regular security audits and strict data privacy policies protect customer information and funds. The bank’s proactive approach to fraud detection and cybersecurity minimizes risks and maintains customer trust.

Geographical Presence

Although based in the Eurozone, Wise EUR Bank has a global reach. Its digital platform allows users in numerous countries to access services, making it a truly international banking solution. The bank continues to expand its footprint by forging partnerships and establishing a presence in emerging markets, ultimately aiming to serve a wider demographic.

Social Responsibility Initiatives

Wise EUR Bank demonstrates social responsibility through initiatives promoting financial inclusion, environmental sustainability, and community engagement. The bank supports projects that enhance economic opportunities in underserved regions and reduces its carbon footprint via sustainable practices. Its transparent operational policies reflect a commitment to ethical banking and social impact.

Competitiveness in the Market

In a highly competitive digital banking landscape, Wise EUR Bank differentiates itself through low-cost, transparent fees, innovative tech solutions, and exceptional customer service. Its flexible product offerings cater to a broad audience, while its focus on security and compliance ensures reliability. These factors collectively position Wise EUR Bank as a leading choice for international banking needs.


Alipay CNY

Overview of Alipay CNY Payment System

Alipay CNY, operated by Ant Group, is one of the world's leading digital payment platforms, primarily serving the Chinese market. It facilitates seamless transactions across a broad spectrum of services, including online shopping, utility payments, peer-to-peer transfers, and offline commerce. Known for its ease of use, security, and extensive ecosystem, Alipay CNY has grown to become an indispensable financial tool for millions of users and merchants in China and beyond.

General Information

Alipay CNY is a digital wallet and payment system that leverages mobile and QR code technology to enable quick and secure transactions. It integrates with various banking institutions, allowing users to link their bank accounts directly to their Alipay account for effortless funding and withdrawal. Its network spans over billions of active users and supports a wide range of transaction types, from small retail purchases to large corporate payments.

The platform is accessible via mobile apps for iOS and Android devices, as well as through web interfaces for desktop use. Alipay's partnership network covers retail outlets, online marketplaces, transportation services, and utility providers, establishing itself as an all-encompassing payment ecosystem.

Technical Specifications

  • Supported Payment Methods: QR code scanning, NFC, in-app payments, online invoicing
  • API Integration: RESTful APIs for merchants to integrate Alipay payments into their online portals and apps
  • Data Security: End-to-end encryption, tokenization, and secure authentication protocols
  • Supported Devices: Smartphones, wearables, and other IoT-enabled devices
  • Languages: Primarily Mandarin Chinese, with options for English and other languages in certain markets
  • Processing Speed: Transactions typically completed within seconds, ensuring rapid payment flows

Pricing Model

Alipay CNY uses a transaction-based fee structure, with costs varying depending on the type of transaction and merchant type. Key points include:

  • Small-scale transactions: Often free or minimal fees to promote user growth and retention
  • Merchant fees: Usually range from 0.1% to 0.6% per transaction, with lower rates for high-volume merchants
  • Service charges for certain transactions: Such as international remittances or value-added services
  • Subscription-based services: Some advanced merchant tools may incur monthly or annual fees

Importantly, consumer use for peer-to-peer transfers and everyday shopping generally incurs no direct cost, incentivizing widespread adoption.

Compliance and Regulatory Environment

Alipay CNY operates under the strict regulatory framework of the People's Republic of China, adhering to laws related to financial transactions, anti-money laundering (AML), and combating the financing of terrorism (CFT). Key compliance features include:

  • Real identity verification: Mandatory Know Your Customer (KYC) processes for user registration
  • Transaction monitoring: Advanced fraud detection algorithms and reporting mechanisms
  • Data protection: Compliance with Chinese cybersecurity laws and standards
  • Cross-border regulations: When used internationally, Alipay complies with applicable local regulations and partnerships with foreign financial institutions

Alipay's regulatory compliance ensures sustained trust and legal operation within China and in international markets where it operates.

User Experience

Alipay CNY emphasizes an intuitive and convenient user experience:

  • Simple onboarding: Quick registration via mobile number, ID verification, or linking bank accounts
  • One-tap payments: Fast checkout with stored payment credentials or QR codes
  • Multi-channel accessibility: Seamless use across online platforms, physical stores, and public transportation
  • Personalization: Customizable interfaces, expense management tools, and vouchers for rewards

The app delivers a smooth and secure digital wallet experience, reinforced by helpful customer support and clear transaction histories to facilitate financial management.

Security Features

Security is a cornerstone of Alipay CNY’s design, incorporating multiple layers of protection:

  • Biometric authentication: Fingerprint and facial recognition for login and payments
  • Encryption: End-to-end encryption safeguards user data and transaction information
  • Tokenization: Replaces sensitive card details with secure tokens during transactions
  • Fraud detection: Continuous monitoring for suspicious activities and real-time alerts
  • Device security: Secure app sandboxing and anti-malware measures

These features help ensure that user funds and data remain protected against cyber threats and unauthorized access.

Alipay CNY Ecosystem

Alipay CNY is more than just a payment tool; it forms part of a vast ecosystem of services that support daily life and business operations:

  • Financial services: Microloans, wealth management, and insurance products integrated within the app
  • Commerce and retail: Partnerships with e-commerce platforms like Taobao and Tmall, enabling seamless checkouts
  • Transportation: Ride-hailing, ticketing, and public transit payments
  • Utilities and services: Bill payments for water, electricity, internet, and more
  • Social features: Money transfers, group payments, and Red Packet (gift money) features
  • International expansion: Collaborations with global merchants and financial institutions to support cross-border transactions with CNY

The integration of Alipay CNY across various sectors creates a comprehensive lifestyle platform, fostering user engagement and expanding its reach beyond conventional payments.