Exchange SWIFT EUR to Stellar XLM

You give SWIFT EUR
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You get Stellar XLM
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USDCoin USDC
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Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
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YooMoney RUB
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XLM    Stellar
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BEP20    Binance Smart Chain
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Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange SWIFT EUR to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

SWIFT EUR

Overview of SWIFT EUR Bank: A Leading Player in the Euro Banking Sector

SWIFT EUR Bank is a prominent financial institution specializing in euro-denominated banking services. With a strong presence across Europe and beyond, it offers a comprehensive range of products and services designed to meet the diverse needs of its clients. Its reputation for stability, innovation, and customer-centric solutions positions it as a key player in the financial industry.

Financial Stability

Ensuring financial stability is a core priority for SWIFT EUR Bank. The bank maintains strong capital adequacy ratios in line with European banking standards and adheres to stringent regulatory requirements set by authorities such as the European Central Bank and national regulators. Robust risk management frameworks and conservative financial policies enable the bank to weather economic fluctuations, providing confidence to depositors and investors alike. Its prudent approach to credit risk, liquidity management, and operational resilience enhances its overall stability.

Products & Services

SWIFT EUR Bank offers a diverse suite of products tailored to retail, corporate, and institutional clients. Its core services include euro-denominated deposit accounts, international wire transfers, trade finance solutions, FX trading, and treasury management. The bank also provides innovative payment solutions leveraging SWIFT's messaging services, ensuring fast and secure transactions across borders. Additionally, specialized offerings such as escrow accounts, digital banking, and wealth management cater to high-net-worth individuals and corporate clients seeking comprehensive financial solutions.

Technology & Innovation

Leading the way in technological advancement, SWIFT EUR Bank invests heavily in digital transformation. Its integration with SWIFT's global payment innovations, such as gpi (Global Payments Innovation), guarantees faster, transparent, and traceable cross-border payments. The bank is also adopting emerging technologies like blockchain for secure settlement and leveraging AI and machine learning for fraud detection and customer insights. Its mobile banking platforms provide clients with seamless access to their accounts, while API-driven services facilitate integration with third-party fintech providers, promoting agility and innovation.

Customer Base & Service

The bank serves a broad customer base, including individuals, SMEs, large corporations, and financial institutions. Its emphasis on personalized customer service and tailored financial solutions fosters long-term relationships. Digital channels offer 24/7 access, while dedicated relationship managers ensure bespoke support for high-value clients. With multilingual support and a robust call center network, SWIFT EUR Bank prioritizes customer satisfaction and responsiveness.

Reputation

Known for integrity and operational excellence, SWIFT EUR Bank enjoys a strong reputation in the banking industry. Its adherence to compliance standards, transparency, and proactive communication reinforce trust among clients and regulators. The bank regularly receives industry awards recognizing its innovation, service quality, and financial performance. Such recognition underscores its standing as a reliable and forward-thinking financial institution.

Regulation

Regulatory compliance is integral to SWIFT EUR Bank’s operations. The bank complies with all applicable EU banking directives, Anti-Money Laundering (AML) regulations, and data protection laws such as GDPR. Its risk management is aligned with Basel III standards, and it undergoes regular audits by independent agencies. These measures ensure responsible banking practices and mitigate operational and financial risks.

Security

Security is a top priority for SWIFT EUR Bank. The bank employs multi-layered security protocols, including encryption, firewalls, and intrusion detection systems, to safeguard client data and transaction integrity. It participates in SWIFT's community security program and continuously updates its cybersecurity measures to counter emerging threats. Training staff in security best practices further strengthens its defense against cyberattacks and fraud.

Geography

Primarily focused on the Eurozone, SWIFT EUR Bank maintains a strong footprint across Europe, with branches and subsidiaries in key financial hubs such as Frankfurt, Paris, and Amsterdam. It also extends its services globally through correspondent banking relationships and SWIFT’s messaging network. This geographical reach ensures clients benefit from localized expertise combined with global connectivity, facilitating international trade and investment.

Social Responsibility

SWIFT EUR Bank is committed to sustainable banking and social responsibility. The bank invests in community development projects, supports financial literacy programs, and promotes environmentally sustainable practices. It strives to reduce its carbon footprint through energy-efficient operations and sustainable office practices. Moreover, it champions diversity and inclusion initiatives within its workforce, fostering a fair and equitable workplace culture.

Competitiveness

In a highly competitive landscape, SWIFT EUR Bank distinguishes itself through innovation, customer focus, and operational efficiency. Its ability to adapt quickly to technological advancements and evolving client needs keeps it ahead of traditional and fintech rivals. Competitive pricing, comprehensive product offerings, and superior service delivery position the bank as a preferred partner for clients seeking reliable euro banking solutions. Strategic investments in digital infrastructure and sustainable practices further enhance its edge in an increasingly globalized and environmentally conscious market.


Stellar XLM

Introduction to Stellar XLM

Stellar XLM is a prominent cryptocurrency that has gained considerable attention within the digital asset ecosystem. Developed by the Stellar Development Foundation, Stellar aims to facilitate fast, affordable, and secure cross-border transactions. Its native digital currency, XLM, serves as a bridge currency, enabling seamless exchange between different fiat currencies and cryptocurrencies. Unlike many altcoins, Stellar's primary mission is to enhance financial inclusion by offering a decentralized platform for moving money efficiently across borders, especially to populations underserved by traditional banking systems. Since its inception, Stellar has attracted partnerships with financial institutions, payment processors, and fintech companies, cementing its position as a versatile and impactful blockchain network.

Technical Fundamentals of Stellar XLM

At its core, Stellar operates on a sophisticated blockchain architecture designed for high performance and scalability. The Stellar Consensus Protocol (SCP) underpins its consensus mechanism, differing from Bitcoin’s proof-of-work. SCP utilizes a federated Byzantine agreement system that enables fast transaction validation with minimal energy consumption, resulting in near-instant transaction times—typically within a few seconds—and low transaction fees. This design makes Stellar highly suitable for everyday payment use cases. Cryptography forms the backbone of Stellar’s security, ensuring the integrity and confidentiality of transactions. Stellar employs robust cryptographic techniques such as elliptic curve cryptography (ECC) for key generation and transaction signing, safeguarding user assets against theft and unauthorized access. The protocol's transparency and cryptographic verifiability foster trust among users. Smart contracts, although more limited in scope compared to platforms like Ethereum, are implemented through Stellar’s multi-operation transactions. These enable complex programmable actions, such as conditional payments and multi-party exchanges, streamlining financial automation and orchestration on the network. Stellar’s design emphasizes simplicity and security, making it accessible for developers to build applications on top of its platform.

Applied Aspects of Stellar XLM

Stellar’s practical applications span a broad spectrum. Its primary use case remains cross-border payments, where it enables rapid and cost-effective transfers, often with a fraction of traditional banking fees. Major organizations, including IBM and Deloitte, have integrated Stellar technology to develop solutions for remittances and international settlement. In the emerging realm of Decentralized Finance (DeFi), Stellar offers a platform for token issuance, decentralized exchanges, and liquidity pools. Its modular architecture allows developers to create new financial instruments and services, democratizing access to financial products globally. Regarding regulation and compliance, Stellar has made concerted efforts to incorporate KYC (Know Your Customer) and AML (Anti-Money Laundering) standards, recognizing the importance of regulatory adherence for mainstream adoption. Its network integrations often support compliance protocols, fostering trust among financial institutions and regulators. Security remains a paramount concern; Stellar adopts multiple layers of protection, including multi-signature accounts and stringent account validation processes. Regular audits and a transparent development process bolster user confidence, critical factors for the technology’s widespread acceptance.

Future Outlook of Stellar XLM

Looking ahead, Stellar XLM is poised for continued growth and innovation. As global remittance markets expand, Stellar’s network is expected to see increased adoption, especially in developing regions where traditional banking infrastructure is lacking. Its partnerships with financial institutions are likely to deepen, facilitating larger-scale applications in digital identity, microfinance, and programmable money. Advancements in interoperability with other blockchain networks could further enhance Stellar's ecosystem, enabling smoother cross-chain transactions. The development of new smart contract capabilities and DeFi projects on Stellar will expand its utility, attracting developers and users alike. Additionally, evolving regulatory landscapes and the push for digital currencies issued by central banks (CBDCs) may present opportunities for Stellar to position itself as a backbone for digital fiat systems. Its emphasis on security, compliance, and scalability aligns well with future industry demands.

Conclusion

In summary, Stellar XLM is a versatile, technically robust blockchain platform dedicated to transforming global payments and financial services. Its innovative consensus mechanism delivers fast, low-cost transactions, and its emphasis on security and compliance promotes trust in its ecosystem. Beyond payments, Stellar’s expanding DeFi capabilities and strategic partnerships suggest a promising future. As the world continues to move towards digital financial inclusion, Stellar stands out as a critical enabler, bridging traditional finance with innovative blockchain solutions. With ongoing technological developments and growing adoption, Stellar XLM is well-positioned to influence the future landscape of decentralized finance and global transactions.