Exchange Tether OPTIMISM USDT to UnionPay Card CNY

You give Tether OPTIMISM USDT
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
TRC20    Tron
Minimum amount 300 USDT
ERC20    Ethereum
Minimum amount 300 USDT
BEP20    Binance Smart Chain
Minimum amount 300 USDT
SOL    Solana
Minimum amount 300 USDT
POL    Polygon
Minimum amount 300 USDT
ARBITRUM    Arbitrum
Minimum amount 300 USDT
TON    The Open Network
Minimum amount 300 USDT
OP    Optimism
Minimum amount 300 USDT
AVAXC    Avalanche C-Chain
Minimum amount 300 USDT
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Amount
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You get UnionPay Card CNY
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Wise GBP
SWIFT USD
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
Bank code
Cardholder name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Tether OPTIMISM USDT to UnionPay Card CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Tether OPTIMISM network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Tether OPTIMISM network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Tether OPTIMISM USDT

Introduction to Tether OPTIMISM USDT

USDT, or Tether, on the OPTIMISM blockchain, represents a significant evolution in the stablecoin ecosystem, combining the stability of traditional fiat-backed assets with the scalability and efficiency of Layer 2 solutions. As a stablecoin, USDT aims to provide users with a reliable, transparent, and fast digital dollar substitute that leverages the advantages of Optimism’s optimistic rollup technology. This enhances transaction speeds and reduces fees, making USDT on OPTIMISM particularly attractive for both retail users and DeFi enthusiasts seeking a seamless experience. It is backed by reserves, predominantly in USD, and maintains a 1:1 peg, ensuring stability amid market volatility.

Advantages of Tether OPTIMISM USDT

Unmatched Transaction Speed and Low Fees: By operating on the Optimism Layer 2 network, USDT transactions benefit from significantly faster confirmation times and lower costs compared to mainnet transfers. This scalability makes microtransactions and frequent trades more feasible.

Enhanced User Experience: The reduced latency and fees facilitate a smoother interaction, encouraging wider adoption among retail customers and smaller traders who previously found blockchain costs prohibitive.

Strong Liquidity and Market Acceptance: USDT remains the most widely used stablecoin across various crypto exchanges and trading pairs. Its integration with Optimism enhances liquidity, especially in DeFi protocols and decentralized exchanges (DEXs).

Transparency and Security: Tether has increased its transparency measures, including regular attestations of reserves. On the Optimism network, smart contract security protocols further safeguard funds, providing users peace of mind.

Uncommon DeFi and Retail Uses of USDT on OPTIMISM

Advanced DeFi Strategies: Users exploit USDT on Optimism to engage in complex yield farming, liquidity pooling, and leveraged trading. The use of Layer 2 reduces slippage and costs, enabling innovative DeFi protocols like options, collateralized loans, and derivatives to operate efficiently.

Cross-Chain Arbitrage Opportunities: Traders leverage the fast settlement times to perform cross-chain arbitrage, exploiting price differences between USDT on different blockchains or Layer 2 networks with minimal risk.

Micro-Investments and P2P Lending: Small-scale investors can participate in peer-to-peer lending platforms powered by USDT, earning interest without the high transaction fees associated with Ethereum mainnet or other Layer 1 blockchains.

Niche Retail Applications: USDT on Optimism can be used for instant remittances or micro-payments, especially for international transactions, owing to in-built efficiency and low costs. This opens pathways for underserved markets and innovative retail financial services.

Risks and Challenges of USDT on OPTIMISM

Smart Contract and Layer 2 Risks: While Layer 2 solutions like Optimism enhance scalability, they also introduce new attack vectors and smart contract vulnerabilities. Users must remain vigilant about potential bugs or exploits.

Regulatory Uncertainty: As stablecoins gain prominence, regulatory scrutiny increases globally. Changes in legal frameworks could impact USDT’s operations, especially regarding reserve backing and transparency obligations.

Reserve and Collateral Risks: Despite claims of full backing, USDT has faced skepticism about its reserves. Any discrepancy or loss of backing could threaten the peg and undermine user confidence.

Market Volatility and Liquidity Risks: Although USDT is designed to be stable, extreme market conditions or systemic shocks could impact liquidity. The reliance on a centralized issuer also introduces counterparty risk.

Future Perspectives for USDT on OPTIMISM

Scaling and Adoption Growth: As Layer 2 technology continues to mature, expect broader adoption of USDT on Optimism among DeFi projects, NFT platforms, and retail users seeking cost-effective transactions.

Increased Regulation and Compliance: Future developments may include enhanced transparency, compliance protocols, and potential integrations with traditional financial systems, fostering greater trust and mainstream acceptance.

Interoperability and Cross-Chain Solutions: Advancements in cross-chain bridging could allow USDT on OPTIMISM to seamlessly interact with other Layer 2s and Layer 1 chains, expanding its utility and reach across the crypto ecosystem.

Innovative Financial Products: The combination of fast transaction speeds and stability could pave the way for new DeFi instruments, such as USDT-backed derivatives, options markets, and structured financial products tailored to retail and institutional investors.

Regulatory and Technological Challenges to Overcome: Ensuring transparency, security, and compliance will be key to sustaining growth. Technological safeguards and clear regulatory frameworks will determine USDT’s position in the evolving landscape.

Overall Outlook: Tether USDT on Optimism is poised to evolve as a cornerstone stablecoin for Layer 2 DeFi, driving innovation, reducing costs, and expanding access to digital finance for a global audience. Its success will depend on balancing scalability, security, and regulation to foster sustainable growth.


UnionPay Card CNY

Introduction to UnionPay Card CNY Banking and Payment Services

UnionPay, one of the world’s leading card payment providers, has established a robust presence in the Chinese Renminbi (CNY) banking landscape. With widespread acceptance and innovative payment solutions, UnionPay offers comprehensive services tailored for individuals and businesses alike. As the demand for seamless transactions grows, UnionPay's CNY banking infrastructure facilitates effortless payments and transfers, backed by advanced security measures and competitive features. This overview explores the core payment services, cross-border capabilities, digital banking options, crypto operations, additional services, security protocols, and how UnionPay compares with major competitors.

Core Payment Services within UnionPay's CNY Banking Ecosystem

Internal transactions: UnionPay cardholders can conduct instant payments within the domestic network, including paying at retail outlets, online merchants, and ATMs. The system ensures quick and secure transaction processing, typically within seconds.

Inter-bank transfers: Customers can transfer funds seamlessly between different banks through UnionPay's centralized platform, either via mobile apps or online banking interfaces. These transfers are usually completed within a few hours, reducing the waiting time often associated with traditional bank transfers.

P2P Payments: UnionPay’s P2P (peer-to-peer) transfer services facilitate person-to-person payments using mobile apps. Users can send money instantly using mobile phone numbers or QR codes, making everyday transactions like splitting bills or gifting money convenient and straightforward.

QR Code Payments: Recognized as a cornerstone of modern payment acceptance, UnionPay’s QR code solutions enable merchants and consumers to conduct transactions swiftly by scanning QR codes through their smartphones. This method supports in-store payments, online shopping, and even vending machines—offering flexibility in various settings.

Instant Payments: The advent of instant payment systems allows real-time settlement for various types of transactions, both domestically and across borders, fostering a cashless society. UnionPay leverages real-time processing infrastructures to ensure funds are transferred quickly and securely.

Cross-Border Transfers and International Operations

UnionPay extends its seamless payment and transfer capabilities beyond China's borders through a comprehensive international network. CNY bank services support cross-border remittances with features like multi-currency support, allowing users to send and receive funds in CNY and other major currencies.

Utilizing UnionPay’s global acceptance network, users can perform international transfers via mobile apps and online platforms. These transfers are encrypted and monitored to ensure compliance, with most transactions completed within hours. Partnerships with global banks facilitate FX conversions at competitive rates, making international transactions cost-effective.

Additionally, UnionPay’s collaboration with SWIFT and local banking networks enhances its footprint worldwide, especially in regions like Asia, Europe, and North America.

Mobile & Online Banking Capabilities

The digitalization of banking services is central to UnionPay’s user experience. Clients access their accounts via dedicated mobile apps and online banking portals that support CNY account management, transaction history, bill payments, and card controls.

Features include digital wallet integration, enabling NFC-based payments, virtual cards, and contactless transactions, reducing reliance on physical cards. The apps incorporate AI-driven security protocols, biometric login, and real-time alerts to monitor account activity.

Online banking platforms further enable users to manage investment products, apply for new cards, and perform complex fund transfers with ease, enhancing convenience and productivity.

Crypto Operations and Digital Asset Integration

While UnionPay is traditionally rooted in conventional banking, recent expansions explore integrating blockchain technology and digital assets. Some platforms allow users to purchase and hold digital currencies, including stablecoins linked to CNY, as part of broader efforts to adopt digital finance innovations.

Though direct crypto trading remains limited within UnionPay's core services, partnership initiatives with crypto exchanges facilitate crypto-to-fiat conversions, enabling customers to manage crypto assets alongside fiat currency seamlessly.

Future developments may include onboarding digital yuan (e-CNY) transactions and expanding crypto-related services to capture evolving market demands.

Additional Services and Features

UnionPay offers a suite of supplementary services to enhance user experience, including cardless withdrawals at ATMs, automatic savings plans, and reward programs with cashback, discounts, and loyalty points. Merchant-specific services include customized QR solutions and integrated POS systems.

For businesses, services like corporate payment solutions, bulk settlement, and API integrations streamline cash flow management.

Specialized offerings such as installment payments and buy now, pay later schemes support consumer financing, boosting spending power and customer retention.

Security and Fraud Prevention

UnionPay employs state-of-the-art security protocols including multi-factor authentication, biometric verification, and end-to-end encryption. Continuous transaction monitoring detects suspicious activities and prevents fraud.

Advanced AI algorithms analyze transaction patterns to identify anomalies, while real-time alerts notify users of unusual activity. Compliance with local and international regulations, such as PCI DSS standards, ensures data security.

Furthermore, immediate card blocking and dispute resolution mechanisms provide users with peace of mind and reliable protection against cyber threats.

Comparison with Competitors

In the competitive landscape, UnionPay rivals with major providers like Visa, MasterCard, and Alipay. While Alipay emphasizes mobile wallet dominance and social commerce, UnionPay’s strength lies in its extensive acceptance network within China and growing global footprint.

Compared to Visa and MasterCard, UnionPay often offers more cost-effective cross-border solutions and localized services tailored for the Chinese market. Its integration with e-CNY also positions UnionPay at the forefront of China's digital currency initiatives.

In the realm of innovative payment technologies, UnionPay is investing heavily in contactless, QR, and digital banking solutions to stay competitive, continually enhancing user convenience and security.

Conclusion

UnionPay’s CNY banking and payment services encompass a comprehensive suite of features designed for versatility, security, and efficiency. From instant domestic transfers and P2P mobile payments to cross-border remittances and digital currency operations, UnionPay provides a robust infrastructure that meets modern financial demands.

As it continues to expand its digital footprint and innovate with emerging technologies, UnionPay solidifies its position as a leader in Asian and global payments. Customers benefit from reliable, secure, and cost-effective solutions, making UnionPay a trusted partner in navigating the evolving world of financial transactions.