Exchange Pax Dollar USDP to SEPA EUR

You give Pax Dollar USDP
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
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RNCB RUB
Gazprombank RUB
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VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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ERC20    Ethereum
Minimum amount 300 USDP
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Amount
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You get SEPA EUR
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Wise GBP
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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To card (number)
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it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Pax Dollar USDP to SEPA EUR
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Pax Dollar network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Pax Dollar network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Pax Dollar USDP

Introduction

The Pax Dollar (USDP) is a prominent **stablecoin** designed to bridge the gap between traditional finance and the rapidly evolving world of cryptocurrencies. As a **digital USD-pegged stablecoin**, USDP offers the stability of the US dollar while maintaining the flexibility and efficiency of blockchain technology. Launched by Paxos Trust Company, USDP aims to provide a secure, transparent, and regulated digital asset suitable for payments, remittances, trading, and other financial services.

Key Characteristics

USDP is characterized by several key features that distinguish it from other cryptocurrencies and stablecoins:

  • Pegged to the US Dollar: 1 USDP equals approximately 1 USD, providing price stability.
  • Fully Collateralized: Each USDP is backed by reserves held in cash or liquid assets, ensuring redemption at a 1:1 ratio.
  • Regulated and Audited: Paxos, the issuers, complies with regulatory standards and undergoes regular audits to verify reserve holdings.
  • Blockchain Compatibility: USDP operates on multiple blockchains, including Ethereum (ERC-20), allowing seamless integration with decentralized applications.
  • Transparency: Paxos provides public attestations and reports, enhancing trust through transparency.

Types of Stablecoins

Stablecoins can be categorized based on their collateralization mechanisms:

  • Fiat-Collateralized Stablecoins: Backed by fiat currency reserves, like USDP, Tether (USDT), and USD Coin (USDC).
  • Crypto-Collateralized Stablecoins: Backed by other cryptocurrencies, such as DAI, which use over-collateralization to maintain stability.
  • Algorithmic Stablecoins: Not backed by collateral but stabilized through algorithms that control supply, like TerraUSD (UST). USDP falls into the fiat-collateralized category.

Working Principle

USDP operates on a **collateral-backed model** to ensure its stability:

When users purchase USDP, the Paxos Trust Company **receives USD deposits**, which are then **issued USDP tokens** on the blockchain. Conversely, when USDP is redeemed, the tokens are burned, and the equivalent USD is returned to the user. This **pegged model** hinges on Paxos maintaining sufficient reserves and conducting regular audits to demonstrate that each token is fully backed. The blockchain technology allows for **fast, transparent transactions**, making USDP suitable for seamless cross-border transfers, trading, and payment processing.

Benefits

  • Price Stability: The 1:1 peg to USD minimizes volatility, making it a reliable medium of exchange and store of value.
  • Regulatory Compliance: Paxos maintains compliance with regulatory standards, fostering trust among users and institutions.
  • Transparency: Regular audits and public attestations ensure reserves match circulating USDP tokens.
  • Efficiency and Speed: Blockchain infrastructure enables instant settlement and reduced transaction costs compared to traditional banking.
  • Accessibility: USDP permits users worldwide to access USD-backed assets without the need for bank accounts or intermediaries.

Risks

Despite its advantages, investors and users should consider several risks:

  • Regulatory Changes: As governments develop regulations for stablecoins, legal restrictions could impact USDP’s operation or acceptance.
  • Counterparty Risk: The stability depends on Paxos’s ability to maintain reserves and operate transparently; any breach could undermine trust.
  • Market Risks: While pegged, extreme market events or liquidity shortages might pose challenges in maintaining the peg temporarily.
  • Technological Risks: Vulnerabilities or bugs within blockchain platforms or smart contracts could pose security threats.

Regulation

USDP operates under a **regulated framework**, with Paxos Trust Company registered with the New York State Department of Financial Services (NYDFS). Paxos adheres to strict compliance protocols, including regular audits by third-party firms to verify reserve backing. As regulators worldwide pay increasing attention to stablecoins, USDP faces evolving legal landscapes, with potential implications for issuance, redemption, and transfer processes. The regulatory environment aims to ensure **consumer protection**, **financial stability**, and prevent illicit activities, which can influence USDP’s future adoption and integration.

Use Cases

USDP’s primary use cases include:

  • Remittances and Cross-Border Payments: Users can transfer USD-equivalent funds globally with speed and low fees.
  • Trading and Hedging: Crypto traders utilize USDP as a stable trading pair to hedge against volatility.
  • DeFi Applications: USDP is integrated into decentralized finance platforms for lending, borrowing, and liquidity provision.
  • Payments and Merchants: Businesses accepting USDP benefit from fast settlements and reduced transaction costs.
  • Collateral in Financial Products: USDP is used as collateral in various crypto-backed financial instruments.

Future Outlook

The future of USDP appears promising, with prospects for broader adoption as regulations clarify and blockchain infrastructure advances. Increased institutional interest, integration into payment systems, and innovations in DeFi could expand USDP’s use cases. Additionally, Paxos’s commitment to regulatory compliance and transparency positions USDP as a trusted stablecoin choice. However, competition from other stablecoins and evolving legal frameworks will influence its trajectory. Continued technological improvements and strategic partnerships can enhance USDP's role as a reliable digital dollar within global finance.

Conclusion

The Pax Dollar (USDP) stands out as a **reliable, regulated, and transparent stablecoin** backed by the US dollar. Its **collateralization mechanism** and compliance standards provide confidence to users seeking stability in the volatile crypto environment. With wide-ranging use cases including remittances, trading, and DeFi, USDP continues to demonstrate its utility and adaptability. Looking ahead, USDP’s success will depend on regulatory developments, technological innovations, and market acceptance. As part of the broader stablecoin ecosystem, USDP’s role in facilitating **efficient, accessible, and secure digital transactions** is poised to grow, further integrating blockchain technology into traditional financial systems.


SEPA EUR

Introduction to SEPA EUR Banks: A Gateway to Seamless Payments and Transfers

Single Euro Payments Area (SEPA) has revolutionized the way Europeans conduct cross-border transactions within the Eurozone. SEPA EUR banks facilitate a comprehensive suite of payment services that ensure fast, secure, and cost-effective transfers across member countries. By harmonizing payment infrastructures, these banks enable individuals and businesses to enjoy simplified financial operations as if they were within a single domestic market.

Core Payment Services Offered by SEPA EUR Banks

Internal Payments

Internal payments involve transfers within the same bank account or between accounts at the same financial institution. SEPA banks streamline these transactions through instant or scheduled transfers, providing quick settlement with minimal fees, ensuring seamless daily banking activities.

Inter-Bank Payments

For transfers between different banks within the SEPA zone, SEPA Credit Transfers (SCT) are the standard. They enable individuals and businesses to send funds across borders with the same ease as domestic payments, typically settling within one business day. These services are critical for business operations, payroll, and supplier payments.

Person-to-Person (P2P) Payments

P2P payment services have gained immense popularity, allowing users to instantly transfer money to friends or family via mobile apps or online banking platforms. Many SEPA banks have integrated instant P2P transfers, ensuring funds are available immediately and securely, often within seconds.

QR Code Payments

QR code-based payments facilitate quick point-of-sale transactions. Users scan a QR code generated by the merchant via their mobile banking app to initiate payment. This method is especially prevalent for mobile commerce, public transport, and retail stores, offering a contactless and convenient payment experience.

Instant Payments

The adoption of SEPA Instant Credit Transfer (SCT Inst) allows customers to send and receive payments in real-time, 24/7, including weekends and holidays. Banks supporting instant payments guarantee funds are credited within seconds, significantly enhancing cash flow management and customer satisfaction.

Cross-Border Transfers within SEPA

SEPA has significantly simplified cross-border payments within the Eurozone. SEPA cross-border transfers are processed identically to domestic transactions, eliminating additional fees and regulatory hurdles. This enables businesses operating across multiple countries, expatriates, and travelers to remit funds effortlessly, with transparent costs and predictable settlement timelines.

Advanced services also include bulk payments for corporate clients, enabling mass salary disbursements and vendor payments. Many banks provide tools to automate and monitor such transfers, ensuring efficiency and compliance with regulatory standards.

Mobile & Online Banking Capabilities

Mobile banking apps from SEPA EUR banks are equipped with comprehensive features: fund transfers, payment scheduling, account management, and notification alerts. The integration of secure login mechanisms, biometric authentication, and encryption ensures user data and transactions are protected.

Online banking platforms provide users with detailed transaction history, export options, and the ability to initiate complex payments, including currency conversions for cross-border transactions. These digital channels are designed for ease of use and fast access, catering to the needs of both retail and corporate clients.

Crypto Operations and Integration

While traditional SEPA banks primarily focus on fiat transactions, some are beginning to explore cryptocurrency-related services. This includes offering crypto custodial wallets, facilitating crypto-to-fiat transfers, and integrating blockchain technologies to enhance transparency and reduce settlement times.

However, widespread integration remains limited due to regulatory challenges and security concerns. Nonetheless, innovative banks are experimenting with hybrid solutions to bridge fiat and crypto worlds, catering to a new generation of digital asset investors.

Additional Services and Offerings

Beyond basic payments, SEPA EUR banks offer various value-added services such as merchant acquiring solutions, corporate cash management, foreign exchange, and hedging tools. They also provide automated reconciliation systems, analytics, and reporting to optimize business cash flow.

Innovative features like digital onboarding and personalized financial dashboards enhance customer experience, ensuring clients can manage their finances efficiently across multiple channels.

Security and Fraud Prevention

Maintaining high-security standards is paramount in banking. SEPA banks employ multi-factor authentication, end-to-end encryption, real-time fraud monitoring, and transaction alerts to safeguard customer data and funds. Regulatory compliance with PSD2 and GDPR frameworks ensures an extra layer of protection and transparency for users.

Educational efforts and user notification protocols also play a vital role in preventing scams and unauthorized transactions, building trust in digital payment ecosystems.

Competitor Comparison

Major players in the European banking sector, such as Deutsche Bank, BNP Paribas, HSBC, and Santander, offer extensive SEPA-compatible services. Differences often lie in integration quality, technological innovation, customer service, fee structures, and security features. Neo-banks and fintech firms are increasingly disrupting traditional models with ultra-competitive rates, innovative apps, and seamless user experiences.

While traditional banks bring extensive resources and reliability, challengers often score higher on agility and digital-first approaches. Customers must compare features based on transaction costs, speed, security measures, and integration with other financial tools.

Conclusion: The Future of SEPA EUR Banking

SEPA EUR banks are positioned at the forefront of a rapidly evolving financial landscape. With innovations in instant payments, digital banking, and crypto integration, they are enabling more efficient, secure, and user-friendly payment ecosystems. The push towards greater transparency, security, and technological integration promises an increasingly interconnected European banking environment.

As competition intensifies and customer expectations rise, banks will continue investing in innovative digital solutions to maintain their edge, ensuring that payments and transfers within SEPA remain seamless, reliable, and secure for everyone.