Exchange USDCoin OPTIMISM USDC to Monero XMR

You give USDCoin OPTIMISM USDC
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ERC20    Ethereum
Minimum amount 300 USDC  (299.88 $)
BEP20    Binance Smart Chain
Minimum amount 300 USDC  (299.88 $)
SOL    Solana
Minimum amount 300 USDC  (299.88 $)
TRC20    Tron
Minimum amount 300 USDC  (299.88 $)
POL    Polygon
Minimum amount 300 USDC  (299.88 $)
ARBITRUM    Arbitrum
Minimum amount 300 USDC  (299.88 $)
OP    Optimism
Minimum amount 300 USDC  (299.88 $)
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You get Monero XMR
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Openbank RUB
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Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
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Kukuruza RUB
Mir Card RUB
Business account RUB
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XMR    Monero
No fee
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I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange USDCoin OPTIMISM USDC to Monero XMR
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
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When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
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The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the USDCoin OPTIMISM network).
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If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
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The processing of your order begins immediately after 2 confirmations of the payment transaction in the USDCoin OPTIMISM network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
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If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
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By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
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The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

USDCoin OPTIMISM USDC

Introduction

In the rapidly evolving landscape of digital finance, stablecoins have gained significant attention for their potential to bridge the gap between cryptocurrencies and traditional monetary systems. Among these, USD Coin (USDC) has established itself as a prominent and trusted stablecoin, especially when integrated with innovative blockchain platforms such as Optimism. USDC on Optimism offers fast, low-cost transactions and enhances the utility of stablecoins in decentralized finance (DeFi) ecosystems. This article explores the key characteristics, types, working principles, benefits, risks, regulation, use cases, future prospects, and concludes with a comprehensive overview of USDC on Optimism.

Key Characteristics of USDC on Optimism

USD Coin (USDC) is a fully-backed USD-pegged stablecoin created by Circle and Coinbase that maintains a 1:1 parity with the US dollar. When integrated with Optimism, a layer 2 scaling solution for Ethereum, USDC offers several distinctive features:

  • Fast and cheap transactions: Optimism significantly reduces transaction fees and confirmation times compared to Ethereum mainnet.
  • Transparency: USDC is regularly audited, and its reserves are attested to, ensuring users trust its stability.
  • Interoperability: USDC on Optimism seamlessly interacts with various DeFi protocols, providing broad utility.
  • Security: Layer 2 solutions like Optimism inherit Ethereum’s security model, adding confidence for users.

Types of USDC

While the core of USDC remains consistent, its application types vary based on usage and platform integration:

  • On-chain USDC: Digital tokens stored and transferred within blockchain networks like Ethereum and Optimism.
  • Wrapped USDC: USDC tokens encapsulated on different blockchains or platforms to enable cross-chain transfers.
  • DeFi USDC: Used within decentralized finance protocols for lending, borrowing, and yield farming on Optimism.

Working Principle of USDC on Optimism

The core concept behind USDC on Optimism involves maintaining a 1:1 peg with the USD through fiat-backed reserves. When users deposit USD with authorized custodians, an equivalent amount of USDC is minted on the blockchain. Conversely, burning USDC tokens allows users to redeem USD. The Optimism layer 2 scaling solution utilizes optimistic rollups, which bundle multiple transactions into a single process, validating them on the main Ethereum chain. This architecture ensures:

  • Low latency: Transactions are confirmed quickly within seconds to minutes.
  • Reduced costs: Transaction fees are minimized compared to mainnet ethereum transactions.
  • Secure settlement: Final transaction validity is confirmed through fraud-proof mechanisms and Ethereum’s underlying security.

Benefits of USDC on Optimism

Utilizing USDC on Optimism offers numerous advantages:

  • Efficiency: Significantly faster transaction times facilitate real-time payments and transfers.
  • Lower costs: Reduced gas fees make small-value transactions economically viable.
  • Enhanced scalability: Layer 2 scaling allows the DeFi ecosystem to grow without congestion issues.
  • Interoperability: USDC can be easily integrated with various DeFi protocols, exchanges, and dApps within the Optimism network.
  • Trust and transparency: Backed by reserves and regular audits, USDC ensures stability and confidence among users.

Risks Associated with USDC on Optimism

Despite its advantages, certain risks should be considered:

  • Smart contract vulnerabilities: Bugs or exploits in the protocol could lead to loss of funds.
  • Regulatory uncertainty: Evolving government policies may impact stablecoin operations.
  • Reserve management: Trust hinges on proper reserve backing; any mismanagement could threaten stability.
  • Layer 2 dependencies: Relying on Optimism’s security and infrastructure introduces risks if the layer 2 protocol faces issues.
  • Market risks: Sudden USD depegging due to black swan events or systemic failures.

Regulation of USDC

USDC operates within a regulatory landscape that continues to evolve. Its transparent reserve backing and compliance measures, such as KYC and AML procedures, aim to meet regulatory standards in many jurisdictions. Authorities are increasingly scrutinizing stablecoins for their potential financial stability implications, anti-money laundering, and consumer protection concerns. Developers and issuers of USDC on Optimism must stay abreast of regulations to ensure compliance, especially as governments explore central bank digital currencies (CBDCs) and new crypto policies.

Use Cases of USDC on Optimism

The versatility of USDC on Optimism unlocks various practical applications:

  • Fast cross-border payments: Minimize transaction times and costs for remittances and international trade.
  • Decentralized finance (DeFi): Lending, borrowing, staking, and yield farming within Optimism’s ecosystem.
  • NFT transactions: Buying and selling digital assets quickly and affordably.
  • On-chain gaming: Facilitating micro-payments and in-game transactions efficiently.
  • Payment gateways: Integration into merchant systems for real-time, cryptocurrency-based payments.

Future Prospects of USDC on Optimism

Looking ahead, the integration of USDC with Optimism signifies a broader trend towards scalable, user-friendly blockchain solutions. As DeFi matures, adoption of layer 2 solutions like Optimism is expected to grow, making stablecoins like USDC indispensable for liquidity, stability, and transactional efficiency. Future improvements may include:

  • Enhanced interoperability with other layer 2 and cross-chain protocols.
  • Greater regulatory clarity promoting wider institutional adoption.
  • Enhanced security features through protocol upgrades.
  • Expansion of use cases in enterprise and mainstream markets.

Conclusion

USDC on Optimism represents a transformative development in the realm of stablecoins and blockchain scalability. By combining the stability of USDC with the efficiency of Optimism’s layer 2 solution, users benefit from fast, low-cost, compliant transactions suitable for a broad range of applications. While risks remain, ongoing innovation, regulatory clarity, and ecosystem growth point towards a promising future for USDC and similar stablecoins in creating a more accessible, efficient digital financial infrastructure.


Monero XMR

Introduction to Monero XMR

Monero (XMR) is a leading privacy-focused cryptocurrency designed to prioritize user anonymity and transaction confidentiality. Unlike many digital currencies, Monero ensures that every transaction is untraceable and private, making it a unique player in the blockchain ecosystem. Its core technology employs advanced cryptographic techniques such as ring signatures, stealth addresses, and Confidential Transactions to obfuscate sender, recipient, and transaction amount details.

Unique Selling Proposition (USP) of Monero

The primary USP of Monero lies in its unyielding commitment to privacy and decentralization. While Bitcoin and other cryptocurrencies offer transparent ledgers, Monero's transactions are inherently private by default, shielding user identities from public view. This focus on privacy caters to users seeking confidential financial transactions, resisting government surveillance, or desiring censorship resistance. Additionally, Monero's adaptive blockchain, which adjusts mining difficulty to promote decentralization, reinforces its commitment to a fair and censorship-resistant ecosystem.

Target Audience

Monero appeals primarily to privacy-conscious individuals and organizations. This includes activists, journalists, whistleblowers, and users in regions with oppressive governments seeking to safeguard their financial privacy. Traders and investors also gravitate towards XMR for diversification and as a hedge against privacy infringement. Moreover, illicit actors have historically exploited privacy coins, though this perception is often a mischaracterization of legitimate usage. Overall, Monero attracts users prioritizing anonymity and decentralization over transparency.

Competitive Landscape

Monero faces competition from other privacy-centric cryptocurrencies such as Zcash, Dash, and Privacy-oriented altcoins like Pirate Chain and Verge. However, Monero maintains a competitive edge due to its robust privacy features, active development community, and decentralized nature. Unlike some competitors that rely on optional privacy features or centralized developers, Monero's open-source codebase is continuously improved by a global community, ensuring resilience against potential vulnerabilities.

Public Perception and Challenges

Despite its technological strengths, Monero’s perception is often polarized. Some see it as a tool for illicit transactions due to its strong privacy guarantees. This perception has led to bans or restrictions on Monero in certain exchanges and regulatory environments wary of untraceable cash flows. However, advocates argue that privacy is a fundamental right and Monero promotes financial inclusion and security for legitimate users. The ongoing dialogue between privacy advocates and regulators continues to shape public perception.

Advantages of Monero

  • Unparalleled privacy and anonymity – Transactions are completely shielded and untraceable.
  • Decentralized mining – Its proof-of-work algorithm promotes fair access and reduces centralization risks.
  • Fungibility – Each Monero coin is indistinguishable from another, eliminating the risk of tainted assets.
  • Active community and continuous development – Ensuring security, innovation, and adaptability.
  • Resistance to blockchain analysis – Advanced cryptography makes transaction tracking exceedingly difficult.

Risks and Limitations

There are notable risks associated with Monero adoption and usage. Regulatory crackdowns remain a significant threat—several exchanges have delisted or refused to support XMR due to legal concerns. Additionally, its privacy features can complicate compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations. Technical complexities and potential undiscovered vulnerabilities also pose risks, highlighting the importance of continual security enhancements.

Use Cases

Monero serves a diverse array of applications:

  • Private Transactions: Enabling individuals to conduct confidential transfers without third-party oversight.
  • Financial Sovereignty: Providing users in censored or oppressive environments access to secure, private funds.
  • Online Commerce: Merchants accepting XMR for privacy-respecting payments.
  • Dark Web and Illicit Markets: Unfortunately, some misuse Monero for illicit activities, although this represents only a fraction of its legitimate uses.
  • Cross-Border Transactions: Facilitating confidential international remittances.

Future Prospects

The outlook for Monero remains cautiously optimistic. As privacy concerns grow amid increasing surveillance, demand for untraceable digital cash is expected to rise. The project’s active development, including proposed improvements like RandomX (a CPU-friendly mining algorithm), aims to enhance decentralization and resistance to ASIC dominance, further strengthening its position.

Challenges persist, particularly regarding regulatory pressures and widespread adoption hurdles. Nonetheless, Monero's foundational emphasis on privacy, security, and decentralization positions it as a resilient player in the evolving landscape of digital finance. Its continued innovation and advocacy will determine whether it can expand beyond niche markets to mainstream privacy solutions.