Exchange UnionPay Card RUB to DAI DAI

You give UnionPay Card RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get DAI DAI
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
ATM QR-code THB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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ERC20    Ethereum
Network fee 15 DAI  (15 $)
Network
Amount to get
To address
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange UnionPay Card RUB to DAI DAI
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

UnionPay Card RUB

Financial Stability

The UnionPay Card RUB bank demonstrates remarkable financial stability, supported by a robust banking infrastructure and strong backing from its parent organization. The bank maintains a solid capital base, ensuring resilience against economic fluctuations and market volatility. Its prudent risk management practices and diversified revenue streams contribute to sustained stability, instilling confidence among depositors and investors alike.

Products & Services

UnionPay Card RUB bank offers a comprehensive suite of financial products and services tailored to meet the diverse needs of its clients. These include personal banking solutions such as savings and checking accounts, debit and credit cards, as well as loans and mortgage offerings. The bank also provides corporate banking services like trade finance, cash management, and business loans, catering to both small enterprises and large corporations. In addition, specialized products such as travel cards and loyalty programs highlight its commitment to customer-centric innovation.

Technology & Innovation

Innovation is at the core of UnionPay Card RUB bank's strategy. The bank invests heavily in cutting-edge technological solutions to enhance customer experience and operational efficiency. It has adopted advanced mobile banking apps, contactless payment systems, and biometric authentication methods. The integration of AI-driven analytics helps tailor offerings to individual customer preferences. Continuous development of digital platforms ensures seamless, fast, and secure transactions globally.

Customer Base & Service

The bank boasts a diverse customer base that spansindividual consumers, small businesses, and multinational corporations. Its focus on delivering personalized service and fostering long-term relationships sets it apart. The bank offers multilingual customer support channels, 24/7 assistance, and extensive ATM networks to ensure accessibility. Innovative digital tools allow customers to manage their finances conveniently from anywhere, aligning with modern banking expectations.

Reputation

UnionPay Card RUB bank has cultivated a strong reputation within the financial industry. Known for reliability, transparency, and customer-centricity, it has earned trust among clients and partners. The bank frequently receives recognition for its innovative approach and consistent service quality, further reinforcing its standing as a leading banking institution in the regions it operates.

Regulation

As a licensed banking entity, UnionPay Card RUB bank adheres to strict regulatory frameworks established by relevant authorities in its operating jurisdictions. It complies with international banking standards, anti-money laundering (AML) policies, and customer data protection laws. Regular audits and rigorous internal controls ensure adherence to legal requirements, safeguarding the bank’s integrity and operational legality.

Security

Security is a top priority at UnionPay Card RUB bank. It employs advanced security measures such as end-to-end encryption, multi-factor authentication, and real-time fraud detection systems. The bank's robust cybersecurity protocols protect customer information and prevent unauthorized access. Continuous staff training on security best practices and investment in innovative security technology ensure high standards of safety for all transactions.

Geography

The bank primarily operates within Russia, offering RUB-based banking services and contributing to the regional financial ecosystem. Its digital platform allows for interactions with international clients, providing cross-border payment solutions. Strategic expansion plans aim to increase its footprint in neighboring countries and improve international transaction capabilities, supporting global trade and economic integration.

Social Responsibility

UnionPay Card RUB bank actively promotes social responsibility through initiatives supporting financial literacy, community development, and environmental sustainability. It sponsors various educational programs and local charity projects to empower underserved populations. The bank also implements eco-friendly practices within its operations, encouraging digital banking to reduce paper waste and lower carbon emissions.

Competitiveness

Thanks to innovative products, technological advancement, and a strong customer service ethos, UnionPay Card RUB bank maintains a competitive edge in the banking industry. Its ability to adapt swiftly to changing market trends and customer preferences positions it ahead of traditional competitors. Competitive pricing, comprehensive service offerings, and strategic alliances further strengthen its position in the regional and international markets.


DAI DAI

Introduction to DAI Stablecoin

The DAI stablecoin is a groundbreaking digital asset within the cryptocurrency ecosystem, designed to combine the benefits of blockchain technology with the stability of traditional fiat currencies. Developed by the MakerDAO decentralized autonomous organization, DAI is a decentralized, soft-pegged stablecoin that aims to maintain its value close to the US dollar. Unlike centralized stablecoins issued by intermediary corporations, DAI operates on a system of smart contracts, ensuring transparency, security, and censorship resistance.

Key Characteristics of DAI

DAI's most notable characteristics include:

  • Decentralization: Managed via smart contracts on the Ethereum blockchain without a central issuing authority.
  • Stability: Pegged to the US dollar, maintaining a value of approximately 1 USD.
  • Backed Collateral: Collateralized by a diverse range of crypto assets, primarily ETH and other Ethereum-based tokens.
  • Collateralized Debt Positions (CDPs): Users generate DAI by locking collateral in smart contracts, enabling a trustless issuance process.
  • Transparency: All transactions and controls are publicly accessible on the blockchain.

Types of DAI

While DAI itself is a singular stablecoin, its ecosystem comprises various types and versions designed for specific functions:

  • MakerDAO DAI: The primary stablecoin used for transactions, borrowing, and lending within the Ethereum ecosystem.
  • Sai DAI: An earlier version of DAI, phased out in favor of the current stablecoin system.
  • Multi-Collateral DAI (MCD): The current standard, allowing multiple kinds of collateral assets to generate DAI.

Working Principle of DAI

DAI operates through a complex yet transparent process:

  • Collateralization: Users deposit crypto assets into Maker Vaults (smart contracts) as collateral.
  • Debt Generation: Borrowers generate DAI by opening CDPs, effectively creating a loan backed by their collateral.
  • Stability Mechanisms: If the value of the collateral drops below a specific threshold, liquidation occurs to protect the system's stability.
  • Stability Fees and Collateralization Ratios: Borrowers pay a stability fee over their DAI debt, and collateralization ratios ensure the system remains solvent.
  • Redemption and Repayment: Users can repay DAI to retrieve their collateral, closing their CDPs.

Benefits of Using DAI

DAI offers numerous advantages to users:

  • Decentralization: No single entity controls the stablecoin, reducing censorship risk.
  • Transparency and Security: Blockchain technology ensures all transactions are visible and tamper-proof.
  • Lower Counterparty Risk: Eliminates reliance on centralized banks or institutions.
  • Programmability: Enables seamless integration with DeFi applications, lending platforms, and decentralized exchanges.
  • Stable Value: Reduces volatility common in other cryptocurrencies, making it suitable for everyday transactions and long-term savings.

Risks and Challenges

Despite its advantages, DAI faces several risks:

  • Collateral Volatility: Fluctuations in crypto asset prices can threaten the stability of the system, potentially leading to liquidations.
  • Smart Contract Vulnerabilities: Bugs or exploits in smart contracts could compromise funds.
  • Regulatory Uncertainty: Evolving regulations around cryptocurrencies might impact DAI's operations and acceptance.
  • Liquidity Risks: Market demand fluctuations can affect the stability and usability of DAI.

Regulation of DAI

The decentralized nature of DAI presents challenges for regulation. Authorities are increasingly scrutinizing stablecoins for potential financial stability risks and regulatory compliance. MakerDAO and other stakeholders actively participate in discussions to develop frameworks that balance innovation with safety, including adhering to anti-money laundering (AML) and know-your-customer (KYC) standards when necessary. However, as a *truly decentralized stablecoin*, DAI's community governance plays a significant role in shaping its regulatory landscape.

Use Cases of DAI

DAI's versatility extends across numerous applications:

  • Decentralized Finance (DeFi): Used for lending, borrowing, and earning interest on platforms like Compound and Aave.
  • Payments and Remittances: Facilitates fast and low-cost transactions, especially across borders.
  • Stable Store of Value: Provides a reliable asset for saving within volatile markets.
  • NFT and Digital Asset Transactions: Serves as a stable medium of exchange in digital marketplaces.
  • Collateral in DeFi Protocols: Used as collateral for various financial products and derivatives.

Future of DAI

The trajectory of DAI points towards increased adoption and integration within the broader blockchain ecosystem. With ongoing upgrades to MakerDAO's protocol, efforts to diversify collateral types, and improved user interfaces, DAI aims to enhance stability, scalability, and security. As DeFi expands, DAI’s role as a trusted stablecoin in global financial applications is expected to grow. Additionally, innovation in cross-chain interoperability could position DAI as a bridge asset across multiple blockchain networks, fostering a truly interconnected decentralized economy.

Conclusion

DAI stablecoin exemplifies how decentralized technology can create a reliable, transparent, and censorship-resistant digital currency. By maintaining a close peg to the US dollar through a system of collateralization and governance, DAI provides stability in a volatile crypto market. While it faces challenges related to regulation and smart contract security, its utility across DeFi, payments, and digital asset management underscores its significant role in the future of decentralized finance. As the ecosystem evolves, DAI's resilience and adaptability will determine its position in the global decentralized economy.