Exchange UnionPay Card RUB to Visa / MasterCard TJS

You give UnionPay Card RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get Visa / MasterCard TJS
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
IBAN
Cardholder name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange UnionPay Card RUB to Visa / MasterCard TJS
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

UnionPay Card RUB

Financial Stability of UnionPay Card RUB Bank

UnionPay Card RUB Bank maintains a robust financial foundation, ensuring stability and trust for its customers. With strong capital reserves and prudent risk management strategies, the bank mitigates economic fluctuations and market uncertainties. Its consistent profitability and adherence to international banking standards reinforce confidence among clients and investors alike.

Moreover, the bank's conservative lending policies and diversified portfolio further bolster its resilience against financial shocks, making it a reliable choice for consumers seeking long-term banking security.

Products & Services Offered

The bank provides a comprehensive range of products and services tailored to meet diverse customer needs. These include various types of UnionPay cards, such as debit, credit, and prepaid options in Russian Rubles (RUB). Customers can enjoy seamless point-of-sale transactions, online banking, and international remittances. The bank also offers savings accounts, fixed-term deposits, and tailored loans, including personal, auto, and business financing.

Additional services encompass mobile banking apps featuring instant notifications, budget management tools, and contactless payment functionalities. The bank’s commitment to innovative financial solutions allows clients to manage their finances efficiently and conveniently.

Technology & Innovation

UnionPay Card RUB Bank leverages cutting-edge technology to enhance user experience and operational efficiency. Its digital banking platform provides secure, user-friendly online access, enabling transactions anytime and anywhere. The bank continuously invests in mobile payment solutions, contactless card technologies, and biometric authentication systems.

Furthermore, the integration of artificial intelligence and data analytics enables personalized banking experiences, fraud detection, and optimized customer service. The focus on innovation ensures the bank stays ahead in the ever-evolving financial landscape.

Customer Base & Service

The bank serves a broad and diverse customer base, ranging from individual consumers to small and medium-sized enterprises. With a focus on customer-centricity, it offers personalized services, multilingual support, and dedicated relationship managers. Clients benefit from tailored financial solutions and 24/7 customer assistance through multiple channels, including phone, chat, and online portals.

Its user-friendly interfaces and educational resources empower customers to make informed financial decisions, strengthening loyalty and satisfaction across its clientele.

Reputation in the Banking Sector

UnionPay Card RUB Bank boasts a strong reputation for reliability and excellence in service. Recognized for transparency and integrity, it has garnered positive reviews from clients and industry peers. The bank’s commitment to ethical practices and high-quality standards has earned numerous awards and certifications over the years.

Its reputation is further solidified by its proactive response to customer needs and consistent innovation, making it a preferred banking partner in Russia and beyond.

Regulatory Environment

The bank operates under the strict regulatory framework of Russian banking authorities and complies with international financial standards. It adheres to anti-money laundering (AML) regulations, Know Your Customer (KYC) policies, and data protection laws. Regular audits and assessments ensure ongoing compliance and transparency.

This robust regulatory adherence not only safeguards customer interests but also maintains the bank’s operational integrity and market credibility.

Security Measures

Security is a top priority for UnionPay Card RUB Bank, deploying comprehensive measures to protect client assets and data. Advanced encryption, multi-factor authentication, and real-time fraud monitoring help prevent unauthorized transactions. The bank employs intrusion detection systems and regularly updates its cybersecurity protocols to counter evolving threats.

Customer education on digital safety practices further complements its security framework, enhancing overall trust and confidence.

Geographical Reach

While primarily serving customers within Russia, the bank has expanded its reach across international markets through UnionPay’s global network. This facilitates cross-border payments and international card acceptance, catering to frequent travelers and expatriates. Strategic partnerships with global financial institutions enable broader accessibility and service diversification.

The bank's geographical presence continues to grow as it seeks to support globalization efforts and meet the needs of an increasingly connected world.

Social Responsibility Initiatives

UnionPay Card RUB Bank actively participates in social responsibility programs aimed at community development and environmental sustainability. It funds financial literacy campaigns, supports local charities, and promotes responsible banking practices. The bank also implements eco-friendly policies within its operations, reducing its carbon footprint through energy-efficient infrastructure and paperless services.

These initiatives underscore the bank’s commitment to creating positive social impacts and fostering sustainable growth.

Competitive Position in the Market

UnionPay Card RUB Bank maintains a competitive edge through its innovative offerings, reliability, and customer-focused approach. It differentiates itself by providing distinctive UnionPay card features, seamless digital experiences, and extensive international acceptance.

Its strategic investments in technology, combined with strong regulatory compliance and social responsibility efforts, enable it to outperform many local competitors. The bank’s agility and commitment to innovation ensure it remains a leading player in the Russian banking sector and the broader Asian financial network, constantly evolving to meet the changing needs of its clients.


Visa / MasterCard TJS

Introduction

In the dynamic landscape of financial services in Tajikistan, Visa and MasterCard stand out as pivotal providers of innovative payment solutions through Kulob Bank's TJS-based offerings. These global card networks enable seamless financial transactions, fostering economic growth and digital inclusion. Driven by technological advancements and customer demands, these services encompass a wide array of payment methods, from traditional card transactions to cutting-edge digital and crypto operations, ensuring that consumers and businesses can transact smoothly both locally and across borders.

Core Payment Services

The core payment offerings within the TJS banking ecosystem encompass internal transactions, inter-bank payments, person-to-person (P2P) transfers, QR code payments, and instant transfer services.

  • Internal Payments: Facilitating quick transfers between accounts within Kulob Bank, ensuring that clients can manage their funds efficiently without leaving their banking platform.
  • Inter-Bank Transactions: Through Visa and MasterCard networks, customers can transfer funds to accounts in other banks across Tajikistan, enabling a broad financial connectivity.
  • P2P Payments: Rapid person-to-person transfers, often via mobile banking apps, foster convenient peer transactions, bill splitting, and family support.
  • QR Code Payments: Contactless payments via QR codes are gaining traction, especially in retail and hospitality sectors, supporting hygienic and swift checkout experiences.
  • Instant Transfers: Leveraging Visa and MasterCard instant payment services, customers can send money quickly, sometimes within seconds, enhancing the everyday banking experience.

Cross-Border Transfers

Visa and MasterCard networks open gateways for cross-border remittances and international payments. Tajik clients can send and receive funds from abroad with ease, thanks to global partnerships. Kulob Bank’s integration ensures that international transfers are processed swiftly, securely, and cost-effectively. Innovations like SWIFT interoperability, along with Visa Direct and MasterCard Send services, are empowering Tajik users to perform international transactions, supporting families, businesses, and diasporas worldwide.

Mobile & Online Banking

The evolution of banking in Tajikistan heavily relies on mobile and online platforms. Kulob Bank's digital services, integrated with Visa and MasterCard, provide customers with comprehensive tools for managing their finances remotely. Mobile banking apps offer features such as account management, fund transfers, bill payments, card controls, and transaction alerts. Online banking portals extend these functionalities, ensuring clients can execute complex operations with simplicity and security from any device. These platforms incorporate multi-factor authentication, biometric verification, and encryption to safeguard user data.

Crypto Operations

While still emerging in Tajikistan, cryptocurrency-related services and operations are gradually gaining acceptance. Kulob Bank explores secure options for crypto trading, storage, and conversion, aligning with global trends. Visa and MasterCard facilitate crypto-to-fiat conversions via specialized cards and platforms, providing customers access to digital assets with the backing of established banking security. Such services open opportunities for innovation but also require robust regulatory compliance and cybersecurity measures.

Additional Services

Beyond standard payments, Kulob Bank offers a range of supplementary services aimed at enriching customer experience. These include loyalty programs, cashback offers, contactless payment options, and digital wallets. Additionally, value-added services such as travel insurance linked to card use, emergency card replacement, and personalized financial advisory are available to enhance overall client satisfaction.

Security

Security remains paramount for Visa and MasterCard transactions. Kulob Bank leverages industry-standard measures such as EMV chip technology, tokenization, fraud detection systems, and real-time monitoring to protect clients' data and funds. Contactless payments follow strict encryption protocols, and customers are advised to utilize multi-factor authentication for online and mobile banking. Regular security audits and staff training further strengthen the defense against cyber threats.

Competitor Comparison

In Tajikistan, the payment landscape includes various players such as local bank cards, mobile money operators, and emerging fintech services. Compared to local alternatives, Visa and MasterCard offer broader international acceptance, higher transaction security standards, and extensive global connectivity. Their widespread acceptance in retail, online portals, and international travel provides a significant edge over intra-country-only solutions. Additionally, their continuous innovation in digital payments and crypto integration positions them ahead of many regional competitors.

Conclusion

Visa and MasterCard, through Kulob Bank, are instrumental in advancing Tajikistan’s digital economy. Their comprehensive suite of payment and transfer services—including instant, P2P, QR, cross-border, and crypto operations—addresses evolving customer needs. With a focus on security, innovation, and seamless user experience, these networks are set to play a central role in the future of banking in Tajikistan. As technology progresses and digital adoption grows, these international card schemes will continue to drive financial inclusion, cross-border trade, and economic resilience in the region.