Exchange UnionPay Card RUB to Visa / MasterCard AZN

You give UnionPay Card RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get Visa / MasterCard AZN
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
To card (number)
Cardholder name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange UnionPay Card RUB to Visa / MasterCard AZN
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

UnionPay Card RUB

Financial Stability of UnionPay Card RUB Bank

UnionPay Card RUB Bank demonstrates robust financial stability, backed by strong capital reserves and prudent risk management practices. Its consistent growth in assets and earnings showcases resilience amid evolving economic landscapes. The bank maintains a healthy liquidity ratio, ensuring it can meet customer demands and withstand market fluctuations. This stability provides reassurance to cardholders and business partners alike, reinforcing trust in its financial operations.

Products & Services Offered

The bank offers a comprehensive suite of financial products and services centered around UnionPay Card RUB. Customers can enjoy a variety of options including local and international payment cards, salary accounts, and online banking solutions. The bank also provides merchant services, cash management, and ATM access across Russia and beyond. Its products are designed to cater to diverse client needs, from everyday consumers to corporate clients, with features such as rewards programs, contactless payments, and mobile banking integration.

Technology & Innovation

UnionPay Card RUB Bank invests heavily in cutting-edge technology and innovative solutions. It leverages secure, scalable digital platforms to enhance user experience. The bank incorporates contactless payment technology, mobile wallets, and instant transaction notifications, ensuring seamless and secure operations. Continuous upgrades to its core banking systems and the integration of AI-driven analytics improve service efficiency and fraud detection, positioning the bank as a leader in technological advancement within the regional banking sector.

Customer Base & Service

The bank serves a diverse and expansive customer base across Russia and in select international markets. Its clientele ranges from individual consumers to small and medium-sized businesses and large corporations. The bank emphasizes personalized customer service, employing multilingual staff and modern digital channels for support. Its customer-centric approach fosters loyalty and encourages long-term relationships, with dedicated support centers and online chat services available to assist clients 24/7.

Reputation & Brand Trust

UnionPay Card RUB Bank enjoys a solid reputation for reliability, transparency, and innovative banking solutions. Recognized for its high standards of service quality and customer satisfaction, it has built a strong brand presence both domestically and internationally. The bank’s commitment to integrity and professionalism has earned recognition from industry awards and customer testimonials, consolidating its standing as a trusted financial partner.

Regulation & Compliance

The bank operates under strict regulatory oversight from Russian financial authorities and international standards. Compliance with anti-money laundering (AML), know your customer (KYC), and data protection regulations ensures its operations are transparent and secure. Regular audits and adherence to Basel III requirements further support its sound regulatory standing, fostering confidence among clients and stakeholders.

Security Measures & Fraud Prevention

Security is a top priority for UnionPay Card RUB Bank, employing advanced measures to protect client assets and data. Its infrastructure includes multi-layered encryption, biometric authentication, and real-time fraud monitoring systems. The bank also educates its customers on cybersecurity best practices, encouraging safe online banking and contactless transactions. These comprehensive security protocols mitigate risks and enhance overall confidence in using its financial products.

Geographical Presence & Expansion

Though primarily focused on the Russian market, UnionPay Card RUB Bank is expanding its geographical footprint. It leverages the global reach of the UnionPay international network, enabling international transactions and card acceptance worldwide. Strategic partnerships and alliances with global financial institutions facilitate broader access and help the bank serve expatriates, travelers, and international businesses more effectively.

Social Responsibility & Community Engagement

The bank actively participates in social initiatives, emphasizing environmental sustainability and community development. It supports financial literacy programs, promotes digital inclusion, and invests in eco-friendly projects. Its CSR efforts include sponsoring local cultural events and charitable activities, demonstrating commitment to social well-being and sustainable growth.

Competitiveness in the Banking Sector

UnionPay Card RUB Bank stands out in a competitive market through innovative products, excellent customer service, and cutting-edge technology. Its ability to adapt quickly to market changes and customer preferences ensures a competitive edge. Moreover, its strategic alliances with international payment networks and continuous investments in digital infrastructure position it as a forward-looking banking institution, capable of meeting evolving financial needs.


Visa / MasterCard AZN

Introduction

Visa and MasterCard are two of the most widely recognized global payment networks, enabling seamless financial transactions for millions of users worldwide. AZN Bank, a prominent financial institution, leverages these networks to offer a comprehensive suite of payment services in Azerbaijan. As digital banking continues to evolve, AZN Bank's integration of Visa and MasterCard facilitates secure, efficient, and versatile payment and transfer solutions for individual and business clients alike.

Core Payment Services

Internal Payments

Within AZN Bank, internal payment services allow customers to transfer funds seamlessly between their own accounts or to other accounts within the same bank. This feature is accessible via online banking platforms and mobile apps, providing instant settlement with minimal fees. The focus is on user convenience, offering quick intra-bank transactions for everyday needs.

Inter-Bank Payments

For transactions involving multiple financial institutions, AZN Bank supports inter-bank payments through national clearing systems and SWIFT. Customers can send and receive funds across different banks with secure and reliable processing times, often within the same business day. Integration with international payment networks simplifies cross-border business and personal transactions.

P2P Payments

Personal-to-Personal (P2P) payment solutions are increasingly popular, enabling users to transfer money instantly to friends and family. AZN Bank offers dedicated mobile apps and online portals that facilitate secure P2P transactions, often supported by QR code technology for quick scanning and transfers, making everyday transfers simple and contactless.

QR Code Payments

Contactless QR code payments are at the forefront of cashless transactions. Users can scan QR codes via their smartphones to pay at retail outlets, restaurants, or online stores. This method enhances transaction speed, minimizes physical contact, and works with both VISA and MasterCard-compatible cards.

Instant Payments

The latest offering includes instant payment services, allowing real-time fund transfers 24/7. Powered by secure and innovative infrastructure, AZN Bank ensures that customers can send and receive money instantly, without delayed processing, which is especially crucial during emergencies or urgent business needs.

Cross-Border Transfers

Cross-border money transfers are vital for Azerbaijan's growing international connections. AZN Bank provides streamlined services for international remittances, leveraging VISA and MasterCard networks to facilitate quick and secure transfers across countries. Through partnerships with global banks and remittance services, customers can send funds directly to abroad accounts or cash pickup points, with competitive exchange rates and transparent fees.

Mobile & Online Banking

The backbone of AZN Bank's modern payment ecosystem is robust mobile and online banking infrastructure. Customers can access a full range of services, including viewing account balances, paying bills, transferring funds, and managing cards. The platform emphasizes user-friendly interfaces, multi-layered security, and real-time notifications, empowering users to control their financial activities anytime, anywhere.

Crypto Operations

Recognizing emerging financial trends, AZN Bank is exploring cryptocurrency operations. While not yet widely available, plans include integrating crypto wallets, enabling Bitcoin trading, and facilitating blockchain-based payments. These initiatives aim to cater to the tech-savvy segment, offering secure conversion services and compliance with international crypto regulations to ensure safety and transparency.

Additional Services

Beyond standard payments, AZN Bank offers value-added services such as mobile top-ups, e-wallet integration, loyalty programs, and merchant acquiring. These enhance customer experience, support local businesses, and foster cashless society initiatives. Special schemes for students, government employees, and corporate clients further diversify the bank's offerings.

Security Measures

Security remains paramount in all AZN Bank services. Utilizing advanced encryption, multi-factor authentication, biometric verification, and real-time fraud detection, the bank ensures that all transactions are safe. Continuous monitoring and compliance with international standards like PCI DSS reinforce customer trust in their payment environment.

Competitor Comparison

Compared to local competitors, AZN Bank’s comprehensive payment infrastructure highlights quick, reliable, and innovative services. While some banks may focus heavily on traditional banking, AZN's integration with Visa and MasterCard networks gives it an edge in cross-border capabilities and contactless solutions. International competitors operating within Azerbaijan due to global presence and expertise offer similar features but may differ in fee structures, customer service, and technological sophistication.

Conclusion

AZN Bank's focus on leveraging Visa and MasterCard networks to enhance payments and transfers position it as a leader in Azerbaijan's digital banking landscape. With an array of services ranging from instant domestic transfers to cross-border remittances, mobile banking, and emerging crypto operations, the bank is committed to providing secure, efficient, and innovative financial solutions. As technology advances, AZN Bank's continuous investment in infrastructure and security will ensure it remains at the forefront of payment services, meeting the evolving needs of its diverse customer base.