Exchange UnionPay Card RUB to Alipay CNY

You give UnionPay Card RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get Alipay CNY
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange UnionPay Card RUB to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

UnionPay Card RUB

Financial Stability of UnionPay Card RUB Bank

UnionPay Card RUB Bank demonstrates a strong financial foundation, ensuring reliability and trustworthiness for its customers. With consistent growth in assets and a robust capital base, the bank maintains resilience against economic fluctuations. Its prudent risk management practices and strategic financial planning contribute to its stability, making it a dependable partner for personal and corporate banking needs.

Products & Services

The bank offers a comprehensive range of products and services tailored to diverse customer requirements. This includes various types of RUB-denominated UnionPay cards, enabling seamless local transactions and international payments. Customers can access online banking, mobile banking, and ATM services, ensuring convenience and 24/7 account management. Additionally, the bank provides credit and debit cards, loans, deposits, currency exchange, and investment services, facilitating holistic financial solutions.

Technology & Innovation

UnionPay Card RUB Bank is committed to embracing technological advancements. Its integrated digital platforms enhance user experience with secure, intuitive interfaces for transactions, account management, and customer support. The bank invests heavily in contactless payment solutions, biometric authentication, and AI-driven customer service. These innovations improve security, speed, and convenience, setting it apart in a competitive market.

Customer Base & Service

The bank caters to a diverse customer base, including individuals, small-to-medium enterprises, and large corporations. Its customer-centric approach emphasizes tailored solutions, quick response times, and multilingual support. The bank’s dedicated customer service team ensures high satisfaction levels, offering personalized assistance both online and in branches. Its extensive branch network and digital channels facilitate accessible, high-quality service across the country.

Reputation

UnionPay Card RUB Bank enjoys a positive reputation for reliability, transparency, and innovation. Recognized for its integrity and customer focus, the bank has received numerous awards in financial stability and customer service. Its strong brand presence and long-standing history contribute to trust among clients and partners within the banking industry.

Regulation

The bank operates under strict regulatory oversight by the Central Bank of Russia, ensuring compliance with all local financial laws and international standards. This adherence not only safeguards customers’ interests but also reinforces the bank's credibility and operational integrity.

Security

Security is a top priority at UnionPay Card RUB Bank. It employs advanced encryption technologies, multi-factor authentication, and real-time fraud detection systems to protect customer data and transactions. Regular security audits and staff training are implemented to uphold the highest standards of cybersecurity and prevent unauthorized access.

Geography

The bank’s primary operations are concentrated within Russia, serving urban and regional markets. It also maintains strategic partnerships worldwide, facilitating international transactions and expanding its global footprint. The bank’s digital infrastructure supports cross-border payments, catering to the growing needs of international clients.

Social Responsibility

UnionPay Card RUB Bank actively participates in social responsibility initiatives. It supports financial literacy programs, promotes sustainable banking practices, and contributes to community development projects. The bank’s commitment to social responsibility underscores its dedication to ethical operations and positive societal impact.

Competitiveness

In a highly competitive financial sector, UnionPay Card RUB Bank leverages its technological prowess, diverse product offerings, and customer-centric approach to distinguish itself. Its strategic focus on innovation, security, and social responsibility enhances its market position. The bank continuously adapts to evolving customer needs and market trends, ensuring sustainable growth and ongoing competitiveness.


Alipay CNY

Introduction to Alipay CNY: Key Features and Advantages

Alipay CNY is a leading digital payment platform primarily serving China but increasingly used worldwide. Its key advantage lies in providing a seamless, secure, and versatile payment method for both consumers and merchants. The platform offers an extensive ecosystem for online and offline transactions, making it a preferred choice for e-commerce, retail stores, and service providers. Alipay's integration with popular payment channels ensures fast, reliable, and multi-channel payment experiences. Its robust security measures and user-friendly interface emphasize customer safety and convenience, making it an ideal solution for both individual users and businesses aiming for a broad financial reach within China and internationally.

Funding and Withdrawal Options

Alipay CNY allows users to fund their accounts via several methods, including linking bank accounts, credit/debit cards, and other digital wallets. Funding can be processed through direct bank transfers, QR code scans, or card payments. For withdrawals, users can transfer funds back to their linked bank accounts or linked cards. The platform supports real-time fund transfers, ensuring rapid availability of funds. Additionally, users can convert their digital assets into fiat currency with minimal delays, facilitating smooth financial management.

Operating Countries and Geographic Coverage

While Alipay CNY primarily operates within China, its international presence is expanding. The platform is available in numerous countries through partnerships and the Alipay global app, especially for Chinese tourists abroad. It supports transactions in regions with significant Chinese expatriate communities and in countries promoting cross-border commerce. However, full functionality—including local merchant acceptance—is mainly concentrated in China. Businesses targeting Chinese customers or operating in China benefit most from its extensive geographic coverage.

Payment Types Supported

Alipay CNY supports multiple payment methods:

  • Cards: Visa, Mastercard, and local bank cards linked to the platform
  • Bank wires: For larger transactions and business payments
  • E-wallets: Funds stored within the Alipay wallet for quick transactions
  • Mobile Payments: QR code scanning and NFC-based methods for in-store and online payments
  • Crypto: Currently, Alipay does not support direct cryptocurrency payments, focusing instead on fiat transactions.

Currency Coverage

The core currency is Chinese Yuan (CNY), with support for additional currencies through foreign exchange features, especially in international transactions. However, its primary strength remains in handling CNY payments, making it highly advantageous for domestic Chinese commerce and cross-border transactions involving CNY.

Processing Time and Transaction Limits

Most transactions via Alipay CNY are processed instantly or within seconds, offering an efficient payment experience. For higher-value transfers, processing might take a few hours due to security checks. Transaction limits depend on user tiers, with personal accounts typically capped at several thousand CNY per day. Business accounts and verified users enjoy higher or no limits, facilitating both small and large-scale transactions.

Device Availability and Mobile User Experience

Alipay CNY is accessible on a wide range of devices, including smartphones, tablets, and desktop computers. The platform offers dedicated mobile apps for iOS and Android, featuring a sleek, intuitive user interface. The mobile UX emphasizes speed, security, and ease of use, with features like one-tap payments, QR code scans, and biometric authentication to enhance convenience.

Integration APIs and Merchant Solutions

Alipay provides comprehensive RESTful API integration tools for merchants, enabling seamless payment acceptance on websites, mobile apps, and point-of-sale systems. These APIs support real-time payment processing, transaction tracking, and refunds. The platform also offers SDKs and plugins for popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying integration and streamlining online store operations.

Security Measures

Alipay CNY employs state-of-the-art security protocols including encryption, multi-factor authentication, and biometric verification. It utilizes artificial intelligence for fraud detection and risk management. Regular security audits and compliance with Chinese and international data protection standards ensure user data privacy and transaction safety. Fraud prevention measures include transaction monitors, suspicious activity alerts, and secure hardware security modules (HSMs).

Support Channels and Customer Service

Users can access support through 24/7 online chat, email, and dedicated helplines. The platform offers extensive FAQ resources and user guides. For merchants, Alipay provides dedicated account managers and technical support teams to assist with onboarding, troubleshooting, and integration issues. Regional support centers ensure localized assistance to meet different language and region-specific needs.

Additional Tools: Tracking, Reports, Loyalty Programs

Alipay offers advanced transaction tracking and detailed reporting tools for both users and merchants, facilitating financial reconciliation and analytics. Loyalty programs, discounts, and coupons can be integrated within merchant accounts, increasing customer engagement. The platform also supports promotional campaigns and reward points, fostering brand loyalty and customer retention.

History, Licences, and Compliance

Founded in 2004 by Alibaba Group, Alipay has grown into one of the world's largest digital payment platforms. It holds all necessary licenses issued by Chinese financial regulators, complying with strict local and international payment regulations. Its history reflects continuous innovation, expansion, and commitment to security and compliance, making it a trusted name in digital finance.

Fees Structure

Alipay CNY charges merchant fees typically ranging from 0.6% to 1.5% per transaction, depending on the merchant's agreement and transaction volume. There are platform registration fees, service charges for certain value-added features, and optional premium services. For consumers, using Alipay for peer-to-peer payments is generally free, with minimal fees applicable to some international transactions or currency exchanges. Transparent fee structures and detailed billing statements help merchants manage costs effectively.