Exchange VTB RUB to Alipay CNY

You give VTB RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
Cardholder name
SBP phone number
E-mail
Telegram
You get Alipay CNY
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange VTB RUB to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

VTB RUB

Introduction to VTB RUB Bank and Its Payment Ecosystem

VTB RUB Bank is one of Russia's leading financial institutions, renowned for its comprehensive banking services tailored to both individual and corporate clients. Its robust focus on payments and transfers positions it as a pivotal player in the national banking arena. Leveraging innovative technology and a wide-reaching branch and digital presence, VTB offers a seamless and secure payment experience across various channels, aligning with modern financial needs.

Core Payment Services

Internal Payments

Within VTB, internal payment services facilitate instantaneous fund transfers between accounts held within the bank. Customers enjoy real-time processing through both online and mobile banking platforms, ensuring efficient fund management without delays.

Inter-bank Transfers

VTB supports inter-bank transfers within Russia via the National Clearing Center (NSC), enabling customers to transfer funds to accounts at other Russian banks. These transfers often occur within minutes, especially when utilizing the bank's electronic channels, providing reliability and speed.

P2P Payments

The bank offers peer-to-peer (P2P) payment solutions, allowing customers to send money to friends or family simply using their mobile numbers, account details, or QR codes. This system promotes instantaneous transfers, often available within seconds, fostering quick and hassle-free personal transactions.

QR Code Payments

QR code-based payment services are integrated within VTB's digital platforms, enabling users to pay in retail stores or online by scanning QR codes. This contactless method is both convenient and safe, aligned with global payment trends.

Instant Payments

Leveraging the Faster Payments System (FPS) infrastructure, VTB's instant payment services allow clients to transfer funds 24/7, with funds arriving typically within seconds. This capability is crucial for urgent transactions, bill payments, or emergency transfers.

Cross-border Transfers

VTB provides robust international transfer services, enabling clients to send and receive funds across borders. Using international SWIFT messaging, the bank ensures secure and reliable transactions, often tracking transfers online. Recently, VTB has expanded its services to include transfers via international payment systems, reducing costs and processing times for clients engaging in global commerce or remittances.

Mobile & Online Banking

VTB's mobile banking app and online banking platform are central to its payment services. Customers can perform a multitude of transactions, such as transferring funds, paying bills, managing cards, and setting up recurring payments, all in a user-friendly digital environment. The platforms incorporate features like biometric authentication for enhanced security and real-time notifications for transaction updates.

Crypto Operations

While VTB is primarily a traditional bank, it has begun exploring cryptocurrency-related services. This includes offering clients wallets for digital assets and facilitating crypto trading through partnerships with verified exchanges. Though regulated, these operations are cautious, aiming to combine innovative financial technology with compliance and security standards.

Additional Services

Beyond core payment solutions, VTB offers services such as merchant acquiring for retail businesses, automatic payments for utility bills, subscription management, and digital wallets. These ancillary services enhance the overall payment ecosystem, providing clients with flexible financial tools for personal and business needs.

Security Measures

Security is paramount in VTB’s payment infrastructure. The bank employs multi-layered authentication, including SMS codes, biometric login, and token devices. Transaction monitoring algorithms detect suspicious activities, while comprehensive encryption guards customer data. The bank continuously updates its security protocols to combat evolving cyber threats, ensuring customer trust and regulatory compliance.

Competitor Comparison

Compared to its peers like Sberbank and Gazprombank, VTB emphasizes instant payments, cross-border solutions, and digital innovation. While Sberbank dominates the retail segment with extensive digital services, VTB’s strategic focus on international transfers and corporate banking gives it a competitive edge internationally. Its customer-centric approach, coupled with competitive fees and advanced security, positions VTB as a versatile player in the payment industry.

Conclusion

VTB RUB Bank's comprehensive payment and transfer services embody modern banking excellence. From instant internal transfers to international remittances, alongside innovative digital solutions and rigorous security measures, VTB caters to a diverse clientele with efficiency and reliability. As the financial landscape evolves, VTB's ongoing investments in technology and security reaffirm its commitment to providing top-tier payment services—making it a formidable player in Russia's banking sector and beyond.


Alipay CNY

Introduction to Alipay CNY

Alipay CNY, a leading digital payment platform operated by Alibaba Group, offers a comprehensive ecosystem for seamless financial transactions within China and globally. Primarily functioning as a Renminbi (CNY) based payment system, Alipay is widely used by consumers, merchants, and businesses for a broad range of payment services. Its robust infrastructure supports both online and offline transactions, making it a preferred choice for digital payments in China and expanding across international markets.

Key Features and Advantages

Alipay CNY is renowned for its user-friendly interface and extensive feature set. It provides quick fund transfers, secure online shopping, and real-time transaction notifications. Its advantage lies in integrated ecosystem capabilities, allowing users to pay bills, book tickets, and access financial products without switching platforms. Additionally, Alipay's advanced security measures protect user data and transaction integrity, fostering trust and confidence among users. The system supports contactless payments via QR codes, making transactions swift and contact-free, especially valuable during the pandemic.

Funding and Withdrawal Options

Users can fund their Alipay accounts through multiple channels, including bank transfers from Chinese banks, credit/debit cards, e-wallet transfers, and mobile deposits. For withdrawals, funds can be transferred back to linked bank accounts or via bank wire transfers. International transfers are facilitated with specific partnerships, although primarily used within China for CNY transactions. The platform also supports top-ups using QR codes or mobile banking apps, providing flexibility and convenience.

Operating Countries

While Alipay CNY is mainly designed for use within China, it has expanded into selected international markets, especially countries with significant Chinese expatriate populations and tourism. It operates effectively in China, Hong Kong, Macau, and supports cross-border transactions in countries such as Singapore, Malaysia, and Thailand through partner integrations. However, its core functionality remains focused on the Chinese market with ongoing efforts to expand globally.

Payment Types Supported

Alipay CNY supports a variety of payment methods including bank cards (debit and credit), bank wires, and e-wallet transfers. Users can also make mobile payments via QR codes or NFC-enabled devices. The platform is increasingly integrating with crypto payment gateways, although direct crypto transactions are limited within the system itself. Online merchants can accept Alipay via payment gateways integrated into their websites, offering customers flexible options. It also supports bill payments, financial services, and loyalty card payments.

Currency Coverage and Conversion

The primary currency for Alipay CNY is the Chinese Renminbi (CNY). For international transactions, Alipay offers currency conversion services through partnerships, enabling users to make payments in foreign currencies while automatically converting to CNY during processing. The system's exchange rates are competitive and transparent, though extra charges may apply for currency conversion.

Processing Time and Transaction Limits

< bol>Transaction processing is typically instant or near-instant, thanks to real-time processing technology. For fund transfers, expenses like bank transfer or cash withdrawal might take up to 1-3 business days depending on the banking partner and method. User transaction limits are tier-based, with daily, weekly, and monthly caps set according to user verification levels and account history. For verified accounts, these limits are generally higher, allowing larger sums to be transferred or withdrawn.

Device Availability and Mobile User Experience

Alipay CNY is accessible via smartphones and tablets through its dedicated mobile app, available on iOS and Android platforms. The app features an intuitive UX with quick access to key functions such as QR code payments, transaction history, and account management. The interface is optimized for mobile devices, supporting seamless navigation, biometric authentication, and quick payments using saved cards or wallet balance. Its hardware compatibility — including NFC-enabled payment terminals — enhances the contactless payment experience.

Integration APIs and Merchant Tools

Alipay provides comprehensive APIs for seamless integration with online storefronts, mobile apps, and enterprise systems. Merchants can embed payment widgets, develop custom checkout processes, and access real-time transaction tracking. The merchant API suite includes functionalities for order management, refunds, and loyalty program integration, facilitating a smooth and secure checkout experience for customers.

Security Measures and Support Channels

Security is paramount with Alipay CNY, which employs multi-layered security protocols including encryption, biometric authentication, real-time fraud detection, and device binding. User data privacy complies with Chinese regulations and global standards. Support is offered through 24/7 customer service channels including live chat, email, and phone support. Additionally, comprehensive help centers and tutorial resources guide users through troubleshooting and security practices.

Additional Tools and Services

Alipay offers a suite of extra tools including transaction tracking and detailed reports for both individual users and merchants. Loyalty and rewards programs are integrated seamlessly, encouraging user engagement. The platform also features financial management tools, wallet management, and promotional campaigns, enhancing overall user experience and engagement.

History, Licenses, and Regulatory Compliance

Founded in 2004, Alipay has evolved from a simple escrow service to a comprehensive financial ecosystem. It holds licenses and approvals from Chinese financial regulators, ensuring strict compliance with local laws. The platform has been accredited with multiple certifications for security and operational standards, reinforcing its reputation as a trustworthy payments provider.

Fees and Cost Structure

Alipay generally offers free use for consumers for basic transactions, with merchant fees applying for payment processing and certain value-added services. Typical merchant charges include a percentage fee per transaction, usually 0.6% to 2%, depending on the agreement and transaction type. Additional charges may apply for currency exchange or cross-border transactions, and specific premium features or API integrations may involve setup or monthly fees.