Exchange SEPA EUR to Idram AMD

You give SEPA EUR
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
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Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
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Visa / MasterCard PLN
Visa / MasterCard MDL
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Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
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Cash USD
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USDCoin USDC
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USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
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DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
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Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
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Payeer RUB
Payeer USD
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Neteller EUR
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YooMoney RUB
M10 AZN
Bitcoin BTC
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Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
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Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
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Ripple XRP
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Terra LUNA
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Litecoin LTC
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Bitcoin Cash BCH
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yearn.finance BEP20 YFI
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Cardano ADA
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Binance Coin BNB
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From card (number)
Account type
IBAN
E-mail
Sender full name
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You get Idram AMD
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
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Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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Amount to get
Idram account phone number
Account owner full name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange SEPA EUR to Idram AMD
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

SEPA EUR

Introduction to SEPA EUR Bank Payments & Transfers

The Single Euro Payments Area (SEPA) is a revolutionary initiative aimed at simplifying euro transactions across member countries, enabling seamless and efficient bank payments and transfers within Europe. SEPA EUR banks play a pivotal role in facilitating a broad spectrum of payment services, from basic transfers to innovative digital solutions. By integrating standards, automating processes, and prioritizing security, these banks ensure that both individual and corporate clients can conduct transactions swiftly, securely, and cost-effectively across borders.

Core Payment Services Offered by SEPA EUR Banks

Internal Payments

Internal SEPA payments within a bank are processed rapidly, often within a single business day. These services support various transaction types, including salary payments, vendor settlements, and customer refunds. Banks establish standardized procedures and formats, such as ISO 20022, to ensure compatibility and efficiency.

Inter-Bank Transfers

Inter-bank transfers within the SEPA zone are made straightforward through SEPA Credit Transfers (SCT). These transfers are characterized by low fees, predictable processing times (usually within one business day), and enhanced transparency. Banks collaborate on infrastructure, ensuring that funds move smoothly between different financial institutions across 36 SEPA countries.

P2P (Peer-to-Peer) Payments

Peer-to-peer payments are increasingly popular, enabled via online and mobile banking platforms. These services facilitate instant or near-instant transfers directly between individuals, often through user-friendly apps or dedicated platforms, reducing the need for cash or checks.

QR Code Payments

QR code payments are a growing trend in Europe, allowing customers to scan codes with their mobile devices to initiate payments seamlessly. These are used widely in retail, dining, and utility payments, offering a secure and contactless solution aligned with COVID-19 hygiene preferences.

Instant Payments (SEPA Instant Credit Transfer)

SEPA Instant Payments revolutionize the transaction landscape by enabling transfers up to €100,000 within 10 seconds, 24/7, including weekends and holidays. Banks connect via real-time payment schemes, providing consumers and businesses with immediate fund availability and enhanced cash flow management.

Cross-Border Transfers in SEPA

SEPA simplifies cross-border transfers, transforming traditionally complex international transactions into local-like experiences. Customers can send euros to any SEPA country with transparency on fees and exchange rates, often benefiting from flat fee structures or fee-free options. Banks utilize standardized messaging and infrastructure, ensuring swift, secure, and cost-effective transfers.

Mobile & Online Banking Solutions

Modern SEPA EUR banks prioritize mobile and online banking platforms, offering users intuitive interfaces, real-time transaction tracking, and on-the-go access to payments. Features include scheduled transfers, recurring payments, multi-factor authentication, and biometric login options, bolstering convenience and security for consumers and corporate clients alike.

Crypto Operations and Digital Asset Services

As digital currencies gain traction, some SEPA EUR banks are branching into crypto operations, offering services like crypto custody, trading platforms, and seamless fiat-to-crypto conversions. These initiatives aim to tap into new markets while adhering to strict compliance and security standards, ensuring customer assets are protected amidst evolving regulatory frameworks.

Additional Services Provided by SEPA EUR Banks

  • Corporate Payment Solutions: tailored online portals, bulk payment processing, and ERP integration.
  • Foreign Exchange Services: competitive rates and hedging options for international trade.
  • Financial Management Tools: dashboards, analytics, and automated reconciliation features for better cash flow management.
  • ERP and API Integrations: seamless connection with business systems to streamline payment workflows.

Security Measures in SEPA EUR Transactions

Banking security is paramount, with SEPA EUR banks implementing multi-layered protections. These include end-to-end encryption, multi-factor authentication (MFA), biometric controls, and real-time fraud monitoring. Compliance with PSD2 and GDPR ensures customer data privacy and access control while facilitating secure third-party integrations through Open Banking APIs.

Comparison with Competitors

SEPA EUR banks compete with fintech firms and multinational payment providers that offer innovative solutions like digital wallets, blockchain-based transfers, and cryptocurrency exchanges. While traditional banks excel in security, regulatory compliance, and broad service portfolios, fintech competitors often provide faster, more user-centric digital experiences with lower fees. Banks are responding by expanding API ecosystems, investing in AI-driven fraud detection, and adopting real-time payment schemes to stay competitive.

Conclusion

SEPA EUR banks stand at the forefront of a payment revolution that combines regulatory clarity, technological innovation, and security. By offering comprehensive services tailored to individual and corporate needs—ranging from simple transfers to complex crypto operations—they foster a seamless, secure, and inclusive financial environment. As technology advances and customer expectations evolve, these banks will continue to innovate, ensuring that cross-border payments remain effortless and accessible across Europe.


Idram AMD

Overview of the Idram AMD Payment System

Idram AMD is a leading digital payment platform widely used in Armenia, offering a versatile and secure way to conduct financial transactions both online and offline. Established to facilitate seamless payments for various services, Idram AMD has become an integral part of Armenia's digital economy, catering to individuals, businesses, and government entities alike. Its user-friendly interface, extensive ecosystem, and commitment to security make it a preferred choice for millions of users seeking reliable digital financial solutions.

Technical Specifications

  • Platform Compatibility: Available on Android, iOS, and web browsers, ensuring accessibility across devices.
  • Integration: Supports API integrations for merchants and service providers allowing automated and real-time transactions.
  • Payment Methods: Facilitates payments via bank cards, bank accounts, and mobile balances.
  • API Standards: Utilizes RESTful APIs with secure OAuth 2.0 authentication protocols.
  • Data Transmission: Employs advanced encryption protocols (SSL/TLS) for secure data transfer.
  • Backend Infrastructure: Cloud-based with high reliability and scalability to handle large transaction volumes efficiently.

Pricing Model

Idram AMD's pricing structure is designed to be transparent and competitive, primarily based on a transaction fee model:

  • Transaction Fees: A small percentage of the transaction amount, varying based on the type of transaction and user category. Often, peer-to-peer transfers may be free or have minimal fees.
  • Service Charges: Additional fees may apply for specific services like currency exchange or cash withdrawal via ATMs.
  • Subscription Plans: Available for businesses that require bulk payment processing with negotiated rates.
  • Cost Transparency: All fees are clearly outlined during the transaction process, with no hidden charges.

Regulatory Compliance

Idram AMD operates under strict regulatory frameworks aligned with Armenian financial authorities and international standards:

  • Licensing: Holds necessary licenses from the Central Bank of Armenia for electronic money issuance and payment services.
  • Anti-Money Laundering (AML): Implements comprehensive AML policies, including KYC (Know Your Customer) procedures to verify user identities.
  • Data Protection: Complies with GDPR-like standards for personal data security and privacy.
  • Financial Transparency: Regular audits and reporting to oversight authorities ensure accountability.

User Experience

Idram AMD offers an intuitive and seamless user experience designed for both novice and experienced users:

  • User Interface: Clean, easy-to-navigate app and website with clear menus and transaction flows.
  • Accessibility: Supports multiple languages, including Armenian and English, for a diverse user base.
  • Features:
    • Instant money transfers between users
    • Bill payments for utilities, mobile top-ups, and more
    • Online shopping integration with partnering merchants
    • ATM card issuance and management
  • Customer Support: 24/7 support via chat, email, and helplines, ensuring user inquiries are promptly addressed.

Security Measures

Security is a top priority for Idram AMD, employing multiple layers of protection to safeguard user assets and data:

  • Encryption: All sensitive data stored and transmitted using industry-standard encryption protocols.
  • Authentication: Multi-factor authentication (MFA) for app login and transactions.
  • Fraud Detection: Real-time monitoring and fraud detection systems to identify and prevent suspicious activities.
  • Device Binding: Users can bind their accounts to trusted devices for additional security.
  • Regular Security Audits: Ongoing security assessments and updates to counter emerging threats.

Ecosystem and Partnerships

The Idram AMD ecosystem encompasses a broad range of partners and integrations, enhancing its utility and reach:

  • Merchant Network: Thousands of partner merchants accepting Idram AMD for instant payments.
  • Government Integration: Facilitates payments for government services, taxes, and fines, streamlining public sector interactions.
  • Financial Institutions: Collaborates with banks and microfinance institutions to expand services and user base.
  • Third-party Apps: Provides SDKs and APIs for fintech developers to incorporate Idram AMD services into their applications.
  • Corporate Solutions: Offers business accounts with bulk payment processing, payroll management, and API access for enterprise needs.

By fostering a broad and integrated ecosystem, Idram AMD continues to innovate and deliver comprehensive digital financial solutions tailored to Armenia’s digital economy, ensuring convenience, security, and trust for its users.