Exchange Sberbank RUB to UnionPay Card CNY

You give Sberbank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
Cardholder name
SBP phone number
E-mail
Telegram
You get UnionPay Card CNY
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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Amount to get
To card (number)
Bank code
Cardholder name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Sberbank RUB to UnionPay Card CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Sberbank RUB

Financial Stability of Sberbank RUB

Sberbank RUB stands as a pillar of financial stability in Russia and beyond. As one of the largest banks in Eastern Europe, it boasts a robust capital base and resilient liquidity management. Despite global economic fluctuations, Sberbank maintains strong financial metrics, including high asset quality and prudent risk controls. Its longstanding presence and diversified portfolio contribute to sustained stability, positioning it as a safe haven for depositors and investors alike.

Products & Services

Sberbank offers a comprehensive suite of financial products and services tailored to individual, corporate, and SME clients. Retail offerings include savings and checking accounts, savings plans, credit cards, personal loans, mortgages, and insurance. For corporate clients, Sberbank provides business loans, trade financing, cash management, and investment solutions. Its digital banking platform enables seamless transactions, account management, and financial planning, making banking convenient and accessible to all segments of customers.

Technology & Innovation

Innovation drives Sberbank's evolution in the digital age. The bank invests heavily in cutting-edge technology such as artificial intelligence, big data analytics, and blockchain to enhance customer experience and operational efficiency. Its mobile app and online platform are among the most advanced in Russia, offering features like biometric authentication, personalized financial insights, and AI-powered virtual assistants. Sberbank's fintech incubator fosters startups and innovative projects, ensuring the bank remains at the forefront of technological progress.

Customer Base & Service

Sberbank boasts a vast and diverse customer base, spanning millions of individuals and thousands of businesses. Its extensive branch network, complemented by digital channels, ensures accessible and personalized service. The bank emphasizes customer-centricity by offering tailored financial solutions, multilingual support, and a dedicated call center. Customer satisfaction is reinforced through continuous innovation in service delivery, including contactless payments, quick loan approvals, and comprehensive financial advisory services.

Reputation

Sberbank enjoys a strong reputation for reliability, professionalism, and financial expertise. Its longstanding history and consistent performance have fostered trust among clients and stakeholders. The bank actively promotes transparent communication, ethical practices, and corporate governance. awards and recognitions further solidify its position as a leading financial institution in Russia and internationally.

Regulation

Sberbank operates under strict regulatory oversight from Russian central banking authorities and international financial regulators. Compliance with local and global financial standards ensures transparency, stability, and integrity. Regular audits, anti-money laundering measures, and risk management protocols maintain the bank's adherence to legal and ethical norms. This rigorous regulatory environment contributes to its resilience and trustworthiness.

Security

Security is a top priority for Sberbank, safeguarding client assets and data through advanced cybersecurity measures. The bank employs multi-layered security protocols, including encryption, biometric verification, and fraud detection systems. Continuous monitoring and regular updates protect against cyber threats, identity theft, and financial fraud. Customer data privacy is paramount, adhering to strict data protection laws and best practices.

Geography

Sberbank's operations primarily focus on Russia, but it has expanded its footprint across Eastern Europe and parts of Asia. The bank maintains a dense network of branches and ATMs within Russia, complemented by digital platforms accessible worldwide. Its international subsidiaries and representative offices serve clients in various markets, facilitating cross-border trade and investment. This geographical diversity enhances its resilience and market reach.

Social Responsibility

Sberbank is committed to social responsibility and sustainable development. It invests in community projects, education initiatives, and environmental sustainability. Programs aim to promote financial literacy, support small businesses, and reduce carbon footprint. The bank actively participates in charitable activities and promotes inclusive growth, emphasizing its role as a responsible corporate citizen.

Competitiveness

Through continuous innovation, customer focus, and strategic expansion, Sberbank maintains a competitive edge. Its diversified product lineup, investments in technology, and strong brand recognition enable it to outperform many local and international competitors. The bank's agility and commitment to excellence ensure it remains a leading financial institution, adapting swiftly to global market trends and customer needs.


UnionPay Card CNY

Introduction to UnionPay Card CNY by Banks

UnionPay, as one of the world's leading card payment networks, has established a comprehensive ecosystem for cardholders in China. The UnionPay Card denominated in CNY (Chinese Yuan) seamlessly integrates banking services, making everyday payments and cross-border transactions efficient and secure. Its widespread acceptance across domestic merchants, ATM networks, and global points of sale positions it as a vital payment tool for individuals and businesses alike.

Core Payment Services

UnionPay’s payment ecosystem encompasses a variety of core services designed to cater to diverse financial needs:

  • Internal Payments: Cardholders can use their UnionPay cards for seamless transactions within their own bank’s ecosystem, such as bill payments, in-store purchases, and online shopping within China.
  • Inter-Bank Transactions: Facilitated through the extensive UnionPay network, these allow instant transfers and payments between different banks, enhancing financial connectivity across institutions.
  • Peer-to-Peer (P2P) Payments: The platform supports direct transfers between individuals, a feature increasingly popular for splitting bills, gifts, or personal transactions—often via mobile apps linked to UnionPay.
  • QR Code Payments: Enabling quick mobile payments by scanning QR codes at stores, restaurants, and online platforms. UnionPay’s QR system supports contactless transactions, crucial during the COVID-19 pandemic for hygiene and safety.
  • Instant Payments: UnionPay’s real-time processing allows immediate settlement of transactions, especially critical for high-value purchases and urgent payments.

Cross-Border Transfers and International Services

UnionPay CNY cards are equipped for smooth cross-border transfers. Users can transfer funds internationally using the network’s partnerships with global financial institutions. This service is particularly useful for expatriates, international students, and global businesses conducting transactions in CNY.

Fees are often competitive compared to traditional wire transfers, with options for instant remittance to supported countries. The UnionPay International platform also offers currency exchange services, ensuring efficient conversion rates for cross-border payments.

Furthermore, UnionPay collaborates with overseas banks to facilitate ATM withdrawals, POS payments, and remittances, enhancing convenience for users traveling or residing abroad.

Mobile & Online Banking Integration

UnionPay’s services are deeply integrated with mobile and online banking platforms. Users can manage their Card CNY accounts via dedicated apps or banking portals, enabling functions such as balance checks, transaction history, fund transfers, and bill payments with ease.

The mobile apps incorporate features like biometric login, instant notifications, and digital wallets, offering a secure and user-friendly interface. These apps often support contactless NFC payments and even enable linking multiple cards for consolidated management.

Crypto Operations and Digital Asset Integration

While traditional UnionPay services focus on fiat currency, recent developments have begun exploring crypto-related operations. Some banks and financial institutions have started integrating digital asset management features, allowing users to view or transfer cryptocurrencies via linked platforms.

However, due to regulatory frameworks, full-scale crypto transactions via UnionPay cards are limited. UnionPay continues to monitor the evolving digital asset space, aiming to enable secure and compliant crypto operations in the future.

Additional Services and Features

Beyond basic payments, UnionPay CNY cards and accounts offer a range of supplementary services, including:

  • Discounts and Cashback: Partnerships with merchants provide cardholder incentives, encouraging usage both domestically and internationally.
  • Travel and Emergency Assistance: Support services for travelers, such as emergency card replacement and cash advance options.
  • Integrations with Lifestyle Platforms: Payment options integrated into ride-sharing, food delivery, and entertainment apps, offering seamless lifestyle transactions.
  • Business Payment Solutions: For corporate clients, UnionPay provides bulk payment processing, payroll solutions, and expense management tools.

Security Measures and Fraud Prevention

UnionPay prioritizes security through multiple layers of protection:

  • EMV Chip Technology: Ensures secure in-person transactions with dynamic data authentication.
  • Advanced Encryption: Protects online transactions and personal data against cyber threats.
  • Real-Time Fraud Monitoring: Suspicious activity detection and alerts prevent fraudulent transactions.
  • Biometric Authentication: Features such as fingerprint or facial recognition add extra layers of security for mobile transactions.
  • Zero Liability Policies: Offer protection against unauthorized transactions when cards are reported promptly.

Comparison with Competitors

Compared to other payment networks like Visa or Mastercard, UnionPay distinguishes itself through strong local market presence and comprehensive cross-border services. Its extensive acceptance network in China benefits domestic users, while its international collaborations facilitate seamless cross-border payments. However, in certain regions like North America and parts of Europe, UnionPay’s acceptance is growing but still lags behind Visa/Mastercard.

Moreover, UnionPay’s focus on integration with local banking standards and digital innovations provides a competitive edge, especially in China and Asia-Pacific markets.

Conclusion

Overall, UnionPay Card CNY delivers a robust suite of services for payments, transfers, and digital banking. Its integrated approach ensures smooth user experiences, emphasizing security, efficiency, and convenience. While facing stiff competition globally, UnionPay’s deep roots in the Chinese financial ecosystem, combined with expanding international outreach, position it as a pivotal player in modern digital payments. As the landscape evolves—with emerging fintech innovations and digital assets—UnionPay is poised to adapt and maintain its relevance in the global financial arena.