Exchange Sberbank RUB to Alipay CNY

You give Sberbank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
Cardholder name
SBP phone number
E-mail
Telegram
You get Alipay CNY
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Sberbank RUB to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Sberbank RUB

Introduction to Sberbank RUB Bank

As one of the leading financial institutions in Russia, Sberbank RUB has established itself as a cornerstone of the country’s banking sector. Renowned for its comprehensive range of services and resilient financial standing, Sberbank continues to serve millions of clients across Russia and beyond, adapting to a rapidly changing financial landscape.

Financial Stability

Sberbank RUB boasts a strong financial position, characterized by solid capital reserves and consistent profitability. Over the years, it has demonstrated resilience against economic downturns, supported by conservative risk management practices and government backing. The bank maintains high liquidity levels and a diversified loan portfolio, ensuring smooth operations and confidence among investors and customers alike. Its stability is further reinforced by an active approach to asset quality and prudent credit policies.

Products & Services

Sberbank offers an extensive array of products tailored to individual and corporate clients. Personal banking services include savings accounts, credit cards, personal loans, and mortgages. For corporate clients, the bank provides business accounts, trade finance, investment banking, and treasury services. Its digital offerings are equally comprehensive, encompassing online banking, mobile apps, and specialized fintech solutions designed to enhance customer experience and operational efficiency.

Technology & Innovation

Innovation is at the core of Sberbank’s strategy, leveraging cutting-edge technology to stay ahead in the competitive landscape. The bank invests heavily in digital transformation, deploying artificial intelligence, blockchain, and big data analytics. Its digital platforms are user-friendly, enabling seamless remote banking. Sberbank also pioneers in innovative financial solutions, such as biometric authentication and automation, to streamline processes and improve security.

Customer Base & Service

Sberbank serves a diverse customer base, counting millions of individuals, small and medium enterprises, and large corporations. Its customer-centric approach emphasizes personalized service, quick response times, and comprehensive financial advice. The bank's extensive branch network, complemented by digital channels, ensures accessibility and convenience for clients across urban and rural regions. Customer satisfaction is a key priority, reflected in high retention rates and positive feedback.

Reputation

Having built a solid reputation over decades, Sberbank is seen as a trustworthy and reliable financial partner in Russia. Its brand is associated with stability, innovation, and social responsibility. The bank's commitment to transparency and ethical practices reinforces customer confidence and strengthens its standing in the market.

Regulation

Sberbank operates within a robust regulatory framework governed by the Central Bank of Russia. This ensures compliance with national financial laws, anti-money laundering measures, and consumer protection standards. Regulatory oversight helps maintain the bank’s integrity, reduces systemic risks, and fosters a stable banking environment.

Security

Security remains a paramount concern for Sberbank, which employs advanced cybersecurity measures to protect customer data and financial assets. The bank utilizes multifactor authentication, real-time fraud detection, and encryption technologies. Continuous monitoring and staff training further bolster its defenses against evolving cyber threats, ensuring client trust and data privacy.

Geographical Reach

Primarily focused on Russia, Sberbank has expanded its footprint to target international markets through strategic partnerships and digital services. Its extensive domestic network includes thousands of branches and ATMs, making it accessible nationwide. Internationally, the bank serves clients through subsidiaries and correspondent banking relationships, supporting cross-border trade and investment.

Social Responsibility

Sberbank is deeply committed to social responsibility initiatives that promote economic development and community well-being. It invests in education, environmental sustainability, and social projects. The bank encourages financial literacy and supports various charitable programs. These efforts reflect its dedication to being a responsible corporate citizen and contributing positively to society.

Competitiveness

Sberbank’s extensive product portfolio, technological innovation, and robust financial health give it a competitive edge in the regional banking sector. Its ability to adapt to digital trends and customer expectations positions it as a leader among Russian banks. Continuous investment in new services, operational efficiency, and customer engagement ensures that Sberbank maintains its competitive advantage in an evolving financial environment.


Alipay CNY

Introduction to Alipay CNY

Alipay CNY is a flagship digital payment platform primarily used within China, offering seamless and secure transaction capabilities for individuals and businesses. As part of the Alibaba Group, it has established itself as a leading solution for online and offline payments, supporting a wide range of financial activities in the Chinese Yuan (CNY). Its extensive user base and innovative features make it a vital tool for e-commerce, retail, and financial transactions across China and beyond.

Key Features and Advantages

Alipay CNY is renowned for its **user-friendly interface**, **instant transaction processing**, and **robust security measures**. One of its primary advantages is the **integrated ecosystem** that allows users to pay bills, transfer money, and make online purchases seamlessly. The platform also supports **QR code payments**, facilitating quick transactions in physical stores. Its **high acceptance rate** nationwide makes it a preferred choice for both consumers and merchants. Additionally, Alipay offers a **reward and loyalty program**, incentivizing frequent usage through discounts and cashback offers, further enhancing user engagement.

Funding and Withdrawal Options

Users can fund their Alipay account through a variety of options including **bank card linking**, **bank transfers**, and **mobile banking**. The service supports **funding via debit and credit cards** issued by major Chinese banks, enabling easy top-ups. Withdrawals are straightforward, allowing users to **transfer funds back to linked bank accounts** efficiently. The platform also permits **mobile wallet top-ups** and supports **cash card reloads** in specific scenarios. For business accounts, bulk funding options are available for managing larger transaction volumes.

Operating Countries and Coverage

While primarily designed for **domestic use within China**, Alipay CNY has expanded its operations to **select international markets**, especially those with significant Chinese expatriate populations. It operates extensively across **mainland China**, supporting both urban and rural areas. In recent years, strategic partnerships have enabled Alipay to facilitate **cross-border transactions**, especially for **Chinese tourists abroad**, though its core currency remains CNY. Currently, Alipay is not a globally universal platform, but it actively collaborates with merchants and financial institutions to broaden its influence.

Supported Payment Types

Alipay CNY offers a **diverse range of payment methods**. Users can pay through **linked bank cards**, **e-wallet deposits**, and **bank wires**. The platform supports **mobile payments via QR codes and NFC**, making transactions quick and contactless. While it primarily handles CNY, it also integrates with **cryptocurrency platforms** for certain services, although direct crypto payments are limited within its ecosystem. Payments through **mobile devices** are highly optimized, leveraging **smartphone apps** and **mobile web interfaces** to provide flexible options for users.

Currency Coverage and Conversion

The primary currency for Alipay CNY transactions is, as the name indicates, the **Chinese Yuan (CNY)**. For international transactions, the platform offers **currency conversion features** that facilitate the exchange between CNY and foreign currencies under current foreign exchange rates. However, **foreign currency transactions** are generally handled via partner banks or third-party payment gateways, with currency conversion fees applying based on the transaction type and location.

Processing Time and Transaction Limits

Alipay CNY processes the majority of payments **instantly or within seconds** for online transactions. Domestic bank transfers and QR code payments typically complete in **real-time**, ensuring a **smooth user experience**. Withdrawal times to linked bank accounts can vary from **a few minutes to one business day**, depending on the bank. Transaction limits are designed to suit different user tiers, with **daily caps ranging from several thousand to several hundred thousand CNY** for verified users. These limits are adjustable based on **verification levels**, helping balance security and convenience.

Device Availability and Mobile UX

Alipay CNY is accessible on a broad spectrum of devices, including **smartphones, tablets, and desktops**. The **mobile app**, available for both iOS and Android, features an **intuitive and secure mobile user experience**, with streamlined navigation and quick access to payment functions. The app supports **biometric authentication** such as fingerprint and facial recognition, enhancing security while ensuring ease of use. In addition, Alipay offers a **mini-program ecosystem** within its app, enabling third-party services and mini-apps to be integrated seamlessly.

Integration APIs and Developer Support

For merchants and developers, Alipay provides **comprehensive APIs and SDKs** to facilitate seamless integration into websites, mobile apps, and point-of-sale systems. These APIs enable **real-time payment processing**, **order management**, and **transaction tracking**. Alipay’s developer portal offers **extensive documentation**, **sandbox environments**, and **technical support**, allowing businesses to implement tailored payment experiences and expand their digital services efficiently.

Security Measures and Support Channels

Alipay CNY employs **advanced security protocols** including **encryption**, **tokenization**, and **multi-factor authentication** to safeguard user data and transactions. Its **real-time fraud detection systems** help monitor suspicious activities and prevent unauthorized access. Users can receive **customer support via in-app chat, email, and dedicated phone lines**. The platform also offers extensive **help centers and dispute resolution services** to address concerns quickly and effectively, ensuring high user trust.

Additional Tools and Features

Alipay provides a range of **extra tools** to enhance the user experience. These include **transaction tracking and detailed reports** for both personal and business accounts, **financial analytics dashboards**, and **loyalty and promotional management tools**. Users can participate in **digital campaigns**, earn **reward points**, and access **personalized offers**. For merchants, Alipay offers **analytics and customer insight tools** to optimize sales strategies and improve customer retention.

History, Licences, and Regulatory Compliance

Founded in 2004, Alipay has rapidly grown into a **market leader** in digital payments. It operates under the **Chinese financial regulatory framework** and holds multiple licenses issued by relevant authorities, including the **People’s Bank of China**. Compliance with **anti-money laundering (AML)**, **know-your-customer (KYC)**, and **cybersecurity regulations** ensures its operations meet strict legal standards, fostering trust for users and partners alike.

Fees and Cost Structure

Alipay CNY generally charges **minimal or no fees for consumers** for standard transactions. Merchants pay **transaction fees** that are competitive within the industry, typically a **percentage of the transaction value**, with specific rates depending on the business type, volume, and location. Additional fees may apply for **cash withdrawal services** or **premium APIs** and **value-added services**. Overall, the fee structure supports widespread adoption by offering **cost-effective solutions** tailored to various user needs.

Conclusion

Alipay CNY stands out as a **comprehensive, secure, and innovative digital payment platform** that caters to the diverse needs of Chinese consumers and businesses. Its **extensive feature set**, **robust security infrastructure**, and **developer-friendly APIs** foster a seamless and trusted payment environment. As it continues to evolve, Alipay aims to expand its global footprint, integrating more **cross-border payment capabilities** and **enhanced financial tools** that will shape the future of digital transactions in China and beyond.