Exchange Paysera EUR to DAI DAI

You give Paysera EUR
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You get DAI DAI
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
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DAI DAI
DAI BEP20 DAI
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Cash RUB
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ATM QR-code THB
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
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Cardano ADA
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Bitcoin BEP20 BTC
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Uniswap UNI
Binance Coin BEP20 (BSC) BNB
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TON TON
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Optimism OP
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ERC20    Ethereum
Network fee 15 DAI  (15 $)
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Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Paysera EUR to DAI DAI
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Paysera EUR

Introduction to Paysera EUR Bank: Your Gateway to Efficient Payments & Transfers

Paysera EUR Bank offers a comprehensive suite of financial services tailored to meet the needs of individuals, businesses, and international clients. Established as a reliable digital banking platform, Paysera specializes in seamless payments and transfers across Europe and beyond. Its innovative approach combines traditional banking functionalities with cutting-edge digital solutions, providing users with a secure, fast, and cost-effective way to manage their finances.

Core Payment Services

Paysera's core payment offerings form the backbone of its service suite, ensuring versatile and efficient financial transactions.

Internal Payments

Within the Paysera ecosystem, users can effortlessly transfer funds between their own accounts or to other Paysera users in real-time. This facilitates quick internal settlements for entrepreneurs, freelancers, or personal use, without delays or hefty fees.

Inter-bank Transfers

Paysera provides smooth inter-bank transfers across multiple currencies, primarily in EUR. These transfers are processed swiftly, often within the same business day, ensuring reliable business and personal transactions national and international banks.

P2P (Peer-to-Peer) Payments

Claimed for convenience, P2P payments allow individuals to send money directly to friends, family, or colleagues using just an email address or mobile number. The process is user-friendly and typically instant, ideal for splitting bills or small personal transfers.

QR Code Payments

Paysera supports QR-based payments, enabling users to make quick transactions by scanning QR codes—perfect for retail environments, e-commerce, or peer-to-peer transfers. This method minimizes manual input errors and speeds up checkout processes.

Instant Payments

One of Paysera's standout features is instant transactions, ensuring that payments are settled within seconds. This is especially crucial for urgent transactions and enhances overall user experience, making Paysera a preferred choice for immediate financial needs.

Cross-Border Transfers

Paysera excels in offering cost-effective cross-border transfers. Leveraging the SEPA zone within Europe, users can send EUR across countries with minimal fees and rapid processing times. Its innovative currency exchange rates and transparent fee structure make international transfers affordable and predictable.

Moreover, for non-SEPA countries, Paysera facilitates currency conversions and transfers with competitive rates, aiding international businesses and expatriates in managing their global finances efficiently.

Mobile & Online Banking

Accessibility is a core aspect of Paysera's appeal, thanks to its robust mobile and online banking platforms. The user interface is intuitive, allowing users to manage accounts, initiate transfers, pay bills, and monitor transactions seamlessly from their smartphones or desktops.

The mobile app also offers features like push notifications, transaction history, budgeting tools, and biometric login options, ensuring both security and convenience.

Crypto Operations

In response to the rising popularity of cryptocurrencies, Paysera integrates crypto-related services. Users can buy, sell, and transfer cryptocurrencies like Bitcoin directly through their account, often with minimal fees and instant execution.

This feature bridges traditional banking and digital assets, enabling users to diversify their financial operations within a trusted platform while maintaining compliance with regulatory standards.

Additional Services

Beyond payments, Paysera offers various ancillary services, including:

  • Prepaid cards for seamless spending both online and offline globally
  • Business accounts tailored for small and medium enterprises (SMEs)
  • Invoicing and billing tools integrated into the platform
  • API integrations for developers and larger enterprises to automate payments

Security & Compliance

Security is paramount at Paysera. The platform employs multi-layered security measures including SSL encryption, two-factor authentication (2FA), and regular security audits. Funds are safeguarded according to European banking standards, with deposits protected under applicable insurance schemes.

Furthermore, Paysera adheres to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) policies to ensure compliance and prevent fraud, providing users with a trusted environment for their transactions.

Competitor Comparison

Compared to traditional banks like Santander or HSBC, Paysera offers greater flexibility, lower fees, and quicker processing. Unlike fintech competitors such as Revolut or Wise, Paysera emphasizes comprehensive cross-border transfer options combined with traditional banking functionalities, making it suitable for both personal and business needs.

While Revolut and Wise excel primarily in currency exchange and international transfers, Paysera provides a more extensive suite of services, including crypto operations, payment integrations, and tailored business solutions.

Conclusion

Paysera EUR Bank stands out as a versatile, secure, and innovative financial partner for users seeking efficient payments and transfers. Its broad spectrum of core services—ranging from instant P2P transfers to cross-border payments—coupled with mobile accessibility and crypto capabilities, positions it as a compelling choice in today's digital economy. With transparent fees, advanced security measures, and a focus on user convenience, Paysera continues to expand its role as a comprehensive financial hub for individuals and businesses alike, setting new standards in the digital banking landscape.


DAI DAI

Introduction

The world of cryptocurrencies has introduced a variety of digital assets, among which stablecoins have gained significant popularity due to their potential to combine the benefits of digital currencies with the stability of traditional fiat currencies. One prominent example is DAI, a decentralized stablecoin created by the MakerDAO protocol on the Ethereum blockchain. DAI aims to maintain a peer-to-peer stable value that is least affected by market volatility, making it a versatile tool in the decentralized finance (DeFi) ecosystem.

Key Characteristics of DAI

DAI exhibits several defining features that distinguish it from other cryptocurrencies and stablecoins:

  • Decentralization: Unlike fiat-backed stablecoins issued by centralized entities, DAI is governed and maintained through a decentralized protocol.
  • Crypto Collateralization: DAI is generated through collateralized debt positions (CDPs), backed predominantly by other cryptocurrencies such as Ether (ETH).
  • Algorithmic Stability: Its stability is maintained via automated smart contracts that adjust the supply of DAI in response to market demand.
  • Transparency and Security: All transactions are recorded on the Ethereum blockchain, ensuring transparency and security through cryptographic principles.

Types of DAI

While generally referred to as DAI, there are variations and related forms:

  • Single-Collateral DAI (SAI): The original version backed solely by ETH. It has since been phased out in favor of multi-collateral DAI.
  • Multi-Collateral DAI (MCD): The current standard, backed by multiple cryptocurrencies including ETH, USDC, and others, providing diversification and reduced risk.
  • Wrapped DAI: DAI can be wrapped into other tokens on different blockchains, enabling cross-chain interoperability.

Working Principle

DAI operates based on a system of blockchain smart contracts that automatically manage supply and stability:

  1. Collateral Assets are deposited into MakerDAO’s smart contracts to generate DAI tokens.
  2. Minting involves borrowing DAI against the collateral, which is locked in the smart contract.
  3. Stability Fees are paid when repaying DAI, similar to interest rates, incentivizing proper collateral management.
  4. Collateralization Ratio is maintained to ensure DAI’s stability; if collateral value drops too low, liquidation occurs to cover the debt.
  5. Redemption involves repaying DAI to retrieve the collateral, reducing the circulating supply.
Through these mechanics, DAI maintains a target value of approximately US$1, with smart algorithms balancing supply and demand dynamically.

Benefits of DAI

DAI offers several significant advantages:

  • Decentralization: No central authority controls DAI, reducing censorship and single points of failure.
  • Stability: Pegged closely to USD, DAI ensures users can transact with minimal volatility.
  • Interoperability: Usable across various DeFi platforms and protocols, such as lending, borrowing, and trading.
  • Transparency: Blockchain transparency allows for real-time monitoring of collateral and supply metrics.
  • Programmability: As an ERC-20 token, DAI can be integrated into smart contracts and decentralized applications seamlessly.

Risks Associated with DAI

Despite its robust design, DAI does present certain risks:

  • Collateral Volatility: Heavy reliance on crypto assets like ETH exposes DAI to market swings; rapid price drops can threaten peg stability.
  • Smart Contract Vulnerabilities: Bugs or exploits in MakerDAO’s smart contracts could lead to loss of funds or system failure.
  • Regulatory Risks: Governments may impose restrictions or regulations that could impact DAI’s use or legality.
  • Liquidation Risks: During extreme market downturns, rapid liquidation of collateral can cause cascading failures, temporarily destabilizing the peg.

Regulation of DAI

As a decentralized asset, DAI occupies a complex regulatory landscape. Currently, jurisdictions are deliberating on how stablecoins fit within existing financial frameworks. Given DAI’s decentralized nature and backing by collateralized crypto assets, it faces less scrutiny than centralized stablecoins. However, regulators focus on aspects such as anti-money laundering (AML) compliance and consumer protection. Future regulation could impose requirements on collateral disclosures, licensing, or restrictions impacting DAI’s integration into traditional financial systems.

Use Cases of DAI

DAI has diverse applications across the DeFi ecosystem and beyond:

  • Decentralized Lending and Borrowing: Platforms like Aave and Compound allow users to lend DAI and earn interest.
  • Stable Payments: DAI can facilitate remittances, payroll, and everyday transactions with minimal volatility.
  • Trading and Arbitrage: It provides a stable medium of exchange for traders to hedge against market volatility.
  • Collateral for DeFi Investments: Users lock DAI as collateral to access liquidity or leverage DeFi protocols.
  • Cross-Chain Use: Wrapped DAI enables interoperability with other blockchain networks, expanding its versatility.

The Future of DAI

The outlook for DAI remains optimistic, with ongoing developments focusing on:

  • Enhanced Collateral Options: Incorporating more diverse assets to improve stability and reduce risk.
  • Algorithmic Improvements: Refining stability mechanisms to adapt to macroeconomic fluctuations.
  • Integration into Mainstream Finance: Collaborations with legacy financial institutions may increase adoption.
  • Regulatory Clarity: Clearer policies could provide a stable framework for growth and compliance.

As DeFi continues to expand, DAI’s decentralized, transparent model positions it as a key stablecoin in the evolving digital economy.

Conclusion

DAI represents a pioneering effort in decentralized stablecoin technology, combining blockchain transparency with collateral-backed stability. Its innovative approach, leveraging smart contracts and Ethereum’s ecosystem, offers users a reliable digital dollar alternative free from centralized control. While risks remain—such as market volatility and regulatory challenges—DAI’s ongoing development ensures its relevance and adaptability. As DeFi matures, DAI’s role as a stable, versatile digital asset will likely grow, paving the way for increased mainstream acceptance and innovative financial solutions.