Exchange Promsvyazbank RUB to Stellar XLM

You give Promsvyazbank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
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USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
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Skrill USD
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Payoneer USD
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Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
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Payeer RUB
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YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
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Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
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PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
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Cardano ADA
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Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
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Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
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Neo NEO
Cosmos ATOM
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IOTA IOTA
IOTA BEP20 IOTA
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Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
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Near NEAR
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Cronos CRO
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You get Stellar XLM
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Monero XMR
Cronos CRO
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Litecoin LTC
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Stellar XLM
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Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
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The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
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TON TON
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Aptos APT
Optimism OP
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ATM QR-code THB
Tether ERC20 USDT
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USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
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Payoneer USD
BLIK PLN
M10 AZN
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XLM    Stellar
No fee
BEP20    Binance Smart Chain
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To address
MEMO
Send without MEMO
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Promsvyazbank RUB to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Promsvyazbank RUB

Introduction

Promsvyazbank (PSB) stands as one of Russia's prominent financial institutions, known for its innovative approach to banking services. Its RUB-focused banking platform is particularly robust in the realm of payments and transfers, catering to a diverse clientele ranging from individual clients to corporate entities. With a strategic emphasis on convenience, security, and efficiency, PSB provides a comprehensive suite of payment solutions designed to meet the evolving needs of modern banking.

Core Payment Services

At the heart of Promsvyazbank’s offerings are its core payment services, which include:

  • Internal Transfers: Seamlessly transfer funds between accounts held within PSB, offering instant processing and minimal fees. This facilitates quick liquidity management for clients and businesses.
  • Inter-bank Payments: Execute transactions with other Russian banks via established systems like the Bank of Russia’s transfer infrastructure. PSB supports both scheduled and real-time payments, ensuring timely settlement.
  • Peer-to-Peer (P2P) Payments: Enable clients to send money directly to friends or family using simple mobile or online platforms. This feature is often integrated with popular messaging or banking apps for effortless transfers.
  • QR Code Payments: Promote contactless transactions through QR codes—be it for POS payments or online purchases—enhancing safety and speed for retail clients.
  • Instant Payments: Leverage systems like Faster Payments to ensure funds are transferred immediately, critical for both retail and corporate clients needing rapid transaction execution.

These core services are supported by an intuitive user interface across various channels, designed to facilitate fast, secure, and reliable transactions.

Cross-Border Transfers

Promsvyazbank also offers comprehensive international money transfer services, simplifying cross-border RUB transactions. Combining traditional SWIFT-based transfers with emerging blockchain-based options, PSB ensures efficient international connectivity. Clients can transfer funds to or from abroad with transparency over fees and estimated delivery times. The bank emphasizes compliance with anti-money laundering (AML) standards and employs multi-layered security protocols to safeguard international transactions.

Mobile & Online Banking

PSB’s mobile and online banking platforms serve as central hubs for payment activities. The bank’s mobile app features user-friendly interfaces, quick access to transfer features, and integration options for SMS notifications. Key functionalities include:

  • Real-Time Payments: Initiate and confirm transfers instantly via app or online portal.
  • Account Management: View balances, transaction history, and set up recurring payments.
  • Bill Payments & Utility Checks: Pay for services directly within the digital platform, reducing reliance on cash or physical payments.
  • Notifications & Alerts: Receive timely updates about transactions for added security and oversight.

PSB’s digital banking solutions are designed with high-level encryption, multi-factor authentication, and biometric verification, ensuring user security without compromising ease of use.

Crypto Operations

In line with modern financial trends, Promsvyazbank explores crypto-related services, including secure management of digital assets. Although primarily focused on traditional banking, PSB offers blockchain integration for verifying transactions and ensuring transparency. The bank is also evaluating the development of cryptocurrency trading platforms and custody services, aiming to provide clients with options for digital asset transactions while adhering to regulatory standards.

Additional Services

Beyond payments, PSB offers a suite of additional services that enhance the overall client experience, such as:

  • Corporate Payment Solutions: Including payroll, supplier payments, and escrow services.
  • Customizable Payment Platforms: For e-commerce and marketplace integrations.
  • Prepaid Cards & Virtual Accounts: Supporting flexible financial management and digital commerce.
  • Automated Payment Processing: Reducing manual interventions and enhancing operational efficiency.

Security and Compliance

Security is paramount for PSB in all payment-related activities. The bank employs advanced encryption protocols, fraud detection algorithms, and real-time monitoring to prevent unauthorized transactions. Multi-factor authentication (MFA), biometric verification, and secure login procedures reinforce trust and safety for clients. PSB also strictly complies with Russian financial regulations and international standards such as ISO/IEC 27001, ensuring transparency and legal adherence in all payment operations.

Competitor Comparison

Compared to other Russian banks like Sberbank or VTB, Promsvyazbank differentiates itself through innovative digital payment solutions, flexible cross-border transfer options, and a proactive approach to emerging financial technologies. While Sberbank leads with its extensive retail network, PSB’s niche focuses on corporate banking, corporate clients, and digital integration. Its security protocols and user-centric platforms position it as a competitive choice for clients prioritizing speed, security, and technological sophistication.

Conclusion

In summary, Promsvyazbank’s RUB-focused banking ecosystem excels in providing a comprehensive, secure, and user-friendly platform for payments and transfers. Its extensive range of core services—covering internal, inter-bank, P2P, QR, and instant transfers—support both individual and corporate clients. Its cross-border transfer capabilities and evolving crypto operations demonstrate a commitment to innovation and international integration. With robust security measures and competitive advantages, PSB remains a key player in the Russian banking landscape, poised for future growth in digital payments and financial technology.


Stellar XLM

Introduction

Stellar (XLM) is a prominent cryptocurrency and blockchain platform designed to facilitate fast, affordable, and secure cross-border transactions. Launched in 2014 by Jed McCaleb, co-founder of Ripple, Stellar aims to streamline international payments, making them accessible to individuals, businesses, and financial institutions alike. Its mission centers around empowering financial inclusion and enabling microtransactions across the globe. As a vibrant player in the blockchain ecosystem, Stellar has gained recognition for its rapid transaction speeds, low fees, and commitment to fostering a decentralized financial infrastructure.

Technical Fundamentals

At the core of Stellar's innovation lies its sophisticated technical architecture. The platform operates on a blockchain designed specifically for fast and efficient transactions. Unlike traditional blockchain systems that rely on energy-intensive proof-of-work (PoW) algorithms, Stellar employs the Sternberg Consensus Protocol (SCP). This consensus mechanism enables transaction validation through a distributed agreement process, ensuring high throughput and low latency.

The system leverages robust cryptography standards, including elliptic curve cryptography, to guarantee the security and integrity of transactions. Each transaction is digitally signed, providing proof of authenticity and preventing fraud or tampering. Stellar's protocol also incorporates features like multi-signature capabilities and encryption to enhance user security.

Additionally, Stellar supports smart contracts, primarily through Simple Payment Checks and more advanced custom logic, enabling developers to build decentralized applications (dApps) and facilitate complex financial operations. Although Stellar’s smart contract functionalities are less expansive than platforms like Ethereum, its focus remains on ease of use, speed, and security.

Applied Aspects

Stellar’s technology underpins a variety of practical applications that shape the modern financial landscape.

Payments: Stellar is renowned for its near-instantaneous and cost-effective cross-border payment solutions. Financial institutions and remittance services leverage Stellar to transfer funds quickly across different currencies and borders without hefty fees or delays.

Decentralized Finance (DeFi): The platform has seen increasing integration with DeFi projects, offering lending, borrowing, token swaps, and liquidity provision. Stellar’s anchoring infrastructure allows users to connect fiat currencies with digital tokens, enabling efficient DeFi operations that promote financial inclusion.

Regulation: As with many blockchain platforms, Stellar is evolving to meet regulatory standards. Its transparent transaction records and compliance tools assist financial players in adhering to anti-money laundering (AML) and know-your-customer (KYC) requirements, helping to legitimize and expand its use cases.

Security: Stellar emphasizes secure transaction processing through cryptographic techniques and network resilience. Features like multi-signature and federated consensus minimize risks, while ongoing development focuses on safeguarding users against emerging threats.

Future Outlook

The future of Stellar XLM appears promising as it continues to innovate and expand its ecosystem. The project aims to enhance its smart contract capabilities and develop new interoperability solutions to connect with other blockchains. There is significant potential in scaling its DeFi integrations and increasing adoption among banks and remittance providers.

Furthermore, Stellar's commitment to financial inclusion positions it well to serve unbanked populations worldwide. Future developments are likely to emphasize regulatory compliance, security enhancements, and boosting the user experience, making it a formidable contender in the blockchain space.

Emerging collaborations with governmental and financial bodies could also pave the way for increased mainstream adoption, transforming Stellar into a cornerstone of global digital finance.

Conclusion

In summary, Stellar XLM represents a compelling blend of technological innovation, practical utility, and social impact. Its blockchain platform offers fast, secure, and low-cost cross-border transactions that cater to the needs of a rapidly digitalizing world. By integrating advanced cryptography, consensus mechanisms, and supportive smart contract features, Stellar positions itself as a vital player in the future of decentralized finance and global payments. As it continues to evolve with new technological advancements and strategic partnerships, Stellar has the potential to redefine financial inclusion and become a key infrastructure for the worldwide digital economy.