Exchange Openbank RUB to Stellar XLM

You give Openbank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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From card (number)
Cardholder name
SBP phone number
E-mail
Telegram
You get Stellar XLM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
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XLM    Stellar
No fee
BEP20    Binance Smart Chain
No fee
Network
Amount to get
To address
MEMO
Send without MEMO
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Openbank RUB to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Openbank RUB

Introduction to Openbank RUB Bank: Focus on Payments & Transfers

Openbank RUB Bank is a prominent financial institution known for its innovative digital banking solutions, especially in the Russian banking market. With a commitment to seamless, secure, and efficient payment services, Openbank RUB offers a comprehensive suite of money transfer options tailored to meet the diverse needs of individuals and businesses. Its modern approach leverages cutting-edge technology to facilitate faster transactions, enhanced security, and greater convenience in managing funds.

Core Payment Services Offered by Openbank RUB

Internal Payments

Openbank RUB enables customers to perform internal transfers within the bank instantly via its online and mobile platforms. This service supports both one-time and scheduled payments, allowing for seamless management of account balances without the need for visiting a branch or using traditional methods.

Inter-Bank Transfers

For transfers between different banks, Openbank RUB provides several options, including payment through bank account numbers, SWIFT codes, or IBANs. These transactions are typically processed within a few hours, with the bank implementing strict security measures to prevent any fraudulent activity.

Peer-to-Peer (P2P) Payments

Openbank RUB simplifies P2P transactions with contactless and instant money transfers between individuals. Using just a phone number, email, or user ID, customers can send funds rapidly, making it ideal for split bills, gifts, or quick support to friends and family.

QR Code Payments

Leveraging QR code technology, Openbank RUB allows users to make payments by scanning QR codes at stores, online shopping portals, or peer-to-peer scenarios. This contactless method enhances transaction speed and reduces dependence on card details or cash.

Instant Payments

The bank supports instant payments through innovative infrastructure such as the Faster Payments Service (FPS), enabling funds to be transferred and settled in real-time. This feature is particularly useful for urgent transactions, e-commerce, and emergency fund requirements.

Cross-Border Transfers

Openbank RUB has established partnerships with international payment networks, facilitating seamless cross-border transfers with competitive exchange rates and minimal fees. Customers can send money to foreign accounts via SWIFT, SEPA, or other global payment systems, with transparency regarding transfer times and costs. The bank prioritizes compliance with anti-money laundering (AML) standards to ensure secure international transactions.

Mobile & Online Banking Platforms

Openbank RUB offers state-of-the-art mobile and online banking platforms, designed for ease of use and security. Users can initiate payments, track transaction histories, set up recurring payments, and manage beneficiaries through intuitive interfaces. Features like biometric authentication (face or fingerprint recognition) and two-factor authentication (2FA) bolster security and provide peace of mind.

Crypto Operations

In response to the growing interest in digital assets, Openbank RUB has integrated cryptocurrency-related services. Customers can buy, sell, and store selected cryptocurrencies directly within their banking app, with partnership support from regulated crypto exchanges. The bank ensures compliance with local financial regulations, emphasizing secure trading platforms and transparent fee structures.

Additional Payment & Account Services

Beyond basic transfers, Openbank RUB provides services such as automatic bill payments, prepaid card management, and digital wallets. Users can also set notifications for payment deadlines, create virtual cards for secure online shopping, and access detailed transaction analytics to monitor spending habits.

Security in Payments & Transfers

Openbank RUB prioritizes security at every step with multi-layered safeguards including encryption, real-time fraud detection, biometric verification, and secure login protocols. The bank's commitment to data protection aligns with international standards such as GDPR and PCI DSS, ensuring customer confidence in all transactional activities.

Competitor Comparison

Compared to traditional banks, Openbank RUB's digital-first approach offers advantages such as faster transaction speeds, lower fees, and innovative features like QR payments and instant transfers. When benchmarked against other fintech players, Openbank RUB maintains competitive security standards and a user-friendly interface, making it a preferred choice for tech-savvy customers seeking efficient payment solutions.

Conclusion

Openbank RUB's comprehensive payment and transfer services exemplify modern banking's evolution, blending technology, security, and convenience. Its broad range of offerings—spanning internal, inter-bank, P2P, QR, instant, and cross-border transfers—make it a versatile platform for personal and business needs. Coupled with its innovative crypto services and robust security measures, Openbank RUB stands out as a forward-thinking financial partner in today’s digital economy.


Stellar XLM

Introduction to Stellar XLM

Stellar XLM is a leading digital currency designed to facilitate fast, low-cost cross-border transactions. It is part of the Stellar network, a blockchain-based platform that aims to connect financial institutions and individuals globally. Stellar's native cryptocurrency, Lumens (XLM), plays a key role in ensuring network stability and transaction efficiency. As the cryptocurrency landscape becomes increasingly crowded, Stellar XLM continues to stand out with its unique features and strategic partnerships.

Unique Selling Proposition (USP) of Stellar XLM

The main USP of Stellar XLM lies in its commitment to facilitating seamless, affordable global transactions by leveraging blockchain technology. Unlike many cryptocurrencies, Stellar emphasizes transaction speed, low fees, and ease of integration with existing financial systems. Its architecture enables transactions to settle within seconds, making it ideal for remittances, microtransactions, and financial inclusion projects. Additionally, Stellar’s innovative consensus protocol ensures secure, scalable, and energy-efficient operations, setting it apart from energy-intensive networks like Bitcoin.

Target Audience

The primary target audience for Stellar XLM includes:

  • Financial institutions seeking efficient cross-border payment solutions
  • Remittance companies aiming to reduce transaction costs and turnaround times
  • Developers and startups building FinTech applications focused on financial inclusion
  • Crypto enthusiasts interested in scalable and environmentally friendly blockchain projects
  • Investors looking for innovative digital assets with growth potential

Stellar’s accessibility and focus on interoperability make it appealing to a broad spectrum of users ranging from large banks to individual users in developing countries.

Competition in the Blockchain Space

The competitive landscape for Stellar XLM includes notable cryptocurrencies like Ripple (XRP), Litecoin (LTC), Stellar’s main competitor, and various other blockchain platforms focusing on cross-border payments, such as Wave and Nano. Additionally, traditional payment networks like SWIFT implement blockchain-enhanced solutions, intensifying competition. While Ripple and Stellar share similar goals, Stellar distinguishes itself through its open-source approach, strategic collaborations with institutions like IBM, and emphasis on inclusivity.

Market Perception and Brand Image

Stellar is perceived as a reliable, innovative, and community-driven project. Its reputation benefits from its focus on social impact, including partnerships with organizations working in financial inclusion. The platform is viewed as a solid alternative to ripple, with a more decentralized governance model and transparent development process. Furthermore, Stellar's active development community and ongoing collaborations contribute to a positive perception among investors and financial partners.

Advantages of Stellar XLM

  • Low Transaction Fees: Transactions cost a fraction of a cent, making it suitable for microtransactions.
  • Fast Transaction Speeds: Settlements occur within 3-5 seconds, ideal for real-time payments.
  • Energy Efficiency: Uses the Stellar Consensus Protocol, which consumes significantly less energy than proof-of-work networks.
  • Strong Partnership Network: Collaborations with IBM, Deloitte, and various financial institutions enhance real-world applicability.
  • Scalability: Supports thousands of transactions per second, ensuring it can handle widespread adoption.
  • Focus on Financial Inclusion: Designed to enable access to financial services for unbanked populations worldwide.

Potential Risks and Challenges

Despite its advantages, Stellar XLM faces several risks. Market volatility remains high in the crypto space, and regulatory uncertainties could impact its adoption. As a centralized element of Stellar’s governance depends on a set of validators, there is a concern over potential decentralization issues. Competition continues to intensify, especially from Ripple and emerging blockchain projects. Additionally, achieving mass adoption requires overcoming technological, regulatory, and geopolitical barriers in different markets.

Use Cases of Stellar XLM

The versatility of Stellar XLM enables a variety of use cases:

  • International Remittances: Providing migrants with cheaper, faster ways to send money home.
  • Microtransactions: Enabling small payments within digital ecosystems or online gaming platforms.
  • Tokenization: Serving as a backbone for issuing digital assets and stablecoins on the Stellar network.
  • Financial Inclusion Programs: Connecting unbanked populations to the financial system through mobile money platforms.
  • Corporate Cross-Border Payments: Streamlining international payroll and supplier payments for enterprises.

Future Prospects and Growth Potential

The future of Stellar XLM appears promising, driven by ongoing technological advancements and expanding partnerships. The platform’s focus on interoperability, scalability, and real-world applications positions it well to capture a growing market for cross-border payments. As global financial institutions increasingly adopt blockchain solutions, Stellar’s emphasis on collaboration could lead to wider acceptance. Additionally, initiatives aimed at increasing adoption in developing nations offer substantial growth potential. However, sustained success will depend on regulatory developments and the platform’s ability to maintain technological relevance amid competition.