Exchange Openbank RUB to DAI DAI

You give Openbank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
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Cash EUR
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USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
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Payoneer USD
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Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
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YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
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PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
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Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
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Stellar XLM
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EOS EOS
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ChainLink BEP20 LINK
Monero XMR
Tron TRX
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Cosmos ATOM
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IOTA IOTA
IOTA BEP20 IOTA
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Zcash BEP20 ZEC
Ethereum Classic ETC
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Solana SOL
Dogecoin DOGE
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Near NEAR
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Polkadot DOT
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Cronos CRO
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From card (number)
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You get DAI DAI
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USDCoin USDC
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DAI DAI
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USDCoin BEP20 USDC
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Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
ATM QR-code THB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
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Alipay CNY
WeChat CNY
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BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
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Tron TRX
Cardano ADA
Litecoin LTC
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Polkadot DOT
Neo NEO
EOS EOS
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Polygon POL
Stellar XLM
Waves WAVES
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0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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ERC20    Ethereum
Network fee 15 DAI  (15 $)
Network
Amount to get
To address
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Openbank RUB to DAI DAI
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
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If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
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The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
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The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
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In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
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Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Openbank RUB

Introduction to Openbank RUB: A Leader in Digital Banking

Openbank, a pioneering digital bank, has established itself as a prominent player in the banking industry by offering innovative and customer-centric solutions. With a dedicated focus on the Russian Ruble (RUB), Openbank provides seamless and efficient payment and transfer services that cater to both individual and corporate clients. Its emphasis on technology-driven operations ensures fast, secure, and convenient financial transactions, making it a compelling choice in the competitive landscape of online banking.

Core Payment Services

Openbank’s core payment offerings encompass a wide range of services designed to meet the diverse needs of its users. From instant internal transfers to complex international transactions, the platform delivers reliable and user-friendly solutions.

Internal Payments

Openbank facilitates secure and instant transfers between accounts within the same bank. Customers can effortlessly move funds to their own accounts or those of family and friends with minimal delays, often completing transactions within seconds through the digital platform.

Inter-bank Transfers

For transfers to accounts held at other banks, Openbank offers streamlined SEPA and SWIFT transfer services. These enable customers to send money domestically and internationally with transparent fees and estimated delivery times, often within 24 hours for SEPA and a few days for SWIFT transfers.

P2P Payments

The bank’s peer-to-peer (P2P) transfer solutions allow users to send and receive money effortlessly via mobile apps or online banking portals. This feature supports quick transactions, ideal for splitting bills or sending gifts, with enhanced security protocols ensuring transaction integrity.

QR Code Payments

Openbank integrates QR code technology for contactless payments. Customers can pay in stores or online simply by scanning a QR code, making transactions faster and reducing dependency on cash or physical cards.

Instant Payments

Openbank leverages modern payment infrastructure to enable instant transfers—funds are credited immediately, often within seconds—supporting urgent payments and real-time business needs. This feature is especially popular in P2P transfers and merchant transactions.

Cross-Border Transfers

Recognizing the importance of international trade and personal remittances, Openbank offers cost-efficient cross-border transfer services. Utilizing the SWIFT network and partnerships with global payment providers, the bank ensures that clients can send money abroad securely and quickly, with transparent fee structures and currency conversion rates that are competitive within the market.

Mobile & Online Banking

Openbank’s mobile banking app and online platform deliver a comprehensive suite of features designed for maximum convenience. Users can manage accounts, execute payments, set up recurring transfers, and access detailed transaction histories with intuitive interfaces. The app employs latest security standards, including biometric authentication and multi-factor verification, protecting user data and transactions at all times.

Crypto Operations

As part of its commitment to innovation, Openbank has ventured into cryptocurrency operations. Clients can buy, sell, and hold cryptocurrencies through integrated services that utilize secure wallets and real-time market data. This facility caters to tech-savvy users seeking diversified investment options, and the platform adheres to strict compliance protocols to ensure security and legitimacy of crypto transactions.

Additional Services

Beyond basic payments, Openbank offers a variety of supplementary services including automatic savings plans, expense tracking tools, and digital wallets. These features empower users to optimize their financial management and plan for the future. The bank also provides multi-currency accounts, ideal for frequent travelers and expatriates, with competitive exchange rates and minimal fees.

Security & Compliance

Security is a core priority for Openbank. The platform employs advanced encryption, real-time fraud monitoring, and multi-layer authentication to safeguard customer assets and data. Compliance with international AML and KYC standards ensures transparency and trustworthiness in all transactions, with regular audits and updates to security protocols.

Competitor Comparison

Compared to traditional banks, Openbank’s digital-first approach offers superior speed, flexibility, and lower costs. Unlike competitors that primarily focus on physical branches, Openbank’s integrated ecosystem supports instant payments, seamless cross-border transfers, and crypto operations. While some banks may lag in adopting new technologies, Openbank’s emphasis on innovation positions it ahead in the digital banking race. Nevertheless, established banks with extensive branch networks still hold advantages in personalized service and branch-based cash handling, though Openbank continues to close this gap through comprehensive online support and automated solutions.

Conclusion

Openbank RUB stands out as a comprehensive digital banking platform that excels in providing efficient payment and transfer services. Its extensive suite of solutions—spanning internal, inter-bank, P2P, QR, and instant payments—caters to modern financial needs. Cross-border transfer capabilities and pioneering crypto services further amplify its appeal to a global and tech-savvy clientele. With robust security measures and user-friendly interfaces, Openbank continues to challenge traditional banking paradigms, offering a modern, secure, and innovative financial experience that is well-suited for the digital age.


DAI DAI

Introduction

In the rapidly evolving world of cryptocurrencies, stablecoins have emerged as essential tools that combine the benefits of digital currencies with the stability of traditional assets. Among the leading stablecoins, DAI stands out as a decentralized, Ethereum-based stablecoin that seeks to maintain a stable value while operating without centralized authority. Launched by the MakerDAO protocol in December 2017, DAI has gained popularity among traders, investors, and decentralized finance (DeFi) enthusiasts for its transparency, security, and flexibility.

Key Characteristics

Decentralization: Unlike fiat-backed stablecoins issued by centralized entities, DAI is created and managed via smart contracts on the Ethereum blockchain, ensuring a decentralized governance model.

Collateralized: DAI is primarily backed by a diversified portfolio of crypto assets, mainly Ether (ETH), which are locked in smart contracts as collateral to generate DAI tokens.

Stability: DAI strives to maintain a 1:1 peg with the US dollar, utilizing complex mechanisms to keep its value stable despite market fluctuations.

Transparency: All transactions, collateral levels, and governance decisions are publicly recorded on the blockchain, ensuring complete transparency.

Flexibility: Users can generate DAI by locking collateral, and they can also use DAI across a wide range of DeFi applications for borrowing, lending, or trading.

Types of DAI

Single-Collateral DAI (SAI): The original version of DAI, backed solely by ETH as collateral. It has been largely phased out in favor of multi-collateral versions.

Multi-Collateral DAI (MKR): The current standard that allows multiple types of collateral assets, including various ERC-20 tokens, enhancing stability and flexibility.

While the core remains DAI itself, governance tokens like MKR are used to participate in the system's decision-making and stability management.

Working Principle

DAI operates through a sophisticated system of smart contracts called MakerDAO. Users deposit collateral into a smart contract to generate DAI tokens, which they can then spend or trade. These collateralized debt positions (CDPs) are monitored and managed automatically, with the system adjusting collateral ratios and liquidation mechanisms to prevent the DAI peg from drifting.

If the value of collateral drops below a certain threshold, the system automatically liquidates the collateral to cover the generated DAI, thus maintaining overall stability and confidence.

The governance of DAI involves MKR holders voting on key parameters, such as collateral types, stability fees, and risk management policies, ensuring the system adapts to evolving market conditions.

Benefits

  • Decentralization: No central authority controls DAI, reducing risks associated with centralized failures or censorship.
  • Stability: Provides a stable medium of exchange and store of value within the volatile crypto ecosystem.
  • Accessibility: Anyone with Ethereum can create DAI without traditional banking infrastructure.
  • Integration: Seamlessly integrates with DeFi protocols like Uniswap, Compound, and Aave, enabling diverse financial activities.
  • Transparency: On-chain transparency fosters trust and accountability in the system's operations.

Risks

Despite its advantages, DAI faces several risks:

  • Collateral Volatility: Crypto assets like ETH are volatile; sudden price drops can trigger liquidations, impacting stability.
  • Smart Contract Vulnerabilities: Dependence on complex smart contracts introduces risks of bugs or exploits.
  • Regulatory Risks: As governments scrutinize cryptocurrencies, regulatory changes could impact DAI’s operation or legality.
  • Market Liquidity: During extreme market conditions, liquidity shortages could hinder redemption or stability efforts.

Regulation

The regulatory landscape for stablecoins like DAI is still evolving. While its decentralized nature offers some resilience, authorities worldwide are considering frameworks to regulate stablecoin issuance, collateral management, and AML/KYC requirements. The decentralized governance model complicates regulatory oversight, but governments may impose restrictions that influence DAI’s adoption and operation.

Proactive compliance and community engagement are crucial for DAI’s continued growth within legal boundaries.

Use Cases

  • Trading and Hedging: Traders use DAI as a stable trading pair on exchanges.
  • DeFi Lending & Borrowing: Platforms like Compound allow users to lend DAI earning interest or borrow against collateral.
  • Remittances: DAI can facilitate low-cost cross-border transactions owing to its stability and blockchain infrastructure.
  • Collateral for Loans: DAI often serves as collateral for decentralized loans or derivatives.
  • Payment Method: Businesses accept DAI for goods and services, reducing exposure to volatility.

Future Outlook

The future of DAI is closely tied to the growth of the DeFi ecosystem and advancements in blockchain technology. Expected developments include increased collateral diversification, enhanced stability mechanisms, and broader institutional acceptance. Ongoing improvements aim to reduce risks, enhance scalability, and ensure compliance with evolving regulations.

Furthermore, innovations like cross-chain interoperability could allow DAI to operate on multiple blockchains, expanding its utility and adoption beyond Ethereum.

As decentralized governance matures, MKR holders will continue to fine-tune the system, balancing decentralization, stability, and user experience.

Conclusion

DAI exemplifies the potential of decentralized stablecoins to revolutionize digital finance by offering stability, transparency, and interoperability in a decentralized framework.

While challenges such as volatility risks and regulatory uncertainties remain, continuous technological and governance improvements position DAI as a key player in the future of the decentralized economy. Its ability to serve as a reliable store of value and medium of exchange across various DeFi applications ensures its relevance well into the future.