Exchange Home credit RUB to Alipay CNY

You give Home credit RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
Cardholder name
SBP phone number
E-mail
Telegram
You get Alipay CNY
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Home credit RUB to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Home credit RUB

Financial Stability of Home Credit RUB Bank

Home Credit RUB Bank maintains a robust financial position, ensuring long-term stability and confidence among stakeholders. With prudent management and a strong capital base, the bank consistently demonstrates resilience against economic fluctuations. Its prudent lending practices and solidasset quality contribute to sustained profitability, making it a reliable financial partner for customers and investors alike. Additionally, the bank's adherence to strict risk management policies preserves its financial integrity in competitive markets.

Products & Services

Home Credit RUB Bank offers a diverse suite of financial products tailored to meet various customer needs. Consumer loans, retail financing, credit cards, and microcredit services are among its core offerings. The bank emphasizes accessible and flexible financing options, including installment plans for retail purchases and personal loans with competitive interest rates. Its customer-centric approach ensures quick approval processes and personalized financial solutions that empower consumers across different demographics.

Technology & Innovation

Embracing digital transformation, Home Credit RUB Bank invests heavily in innovative technology. Its user-friendly mobile app and online banking platforms enable seamless fund transfers, loan applications, and account management. The bank leverages AI-driven credit scoring models and data analytics to optimize lending decisions, reducing approval times and improving risk assessments. Additionally, it incorporates contactless payment systems and biometric authentication, enhancing customer convenience and security.

Customer Base & Service

The bank caters to a broad and diverse customer base, including young professionals, small entrepreneurs, and underserved segments. With a focus on financial inclusion, it strives to provide accessible credit options, especially in regions with limited banking infrastructure. Its dedicated customer service centers, multilingual support, and extensive agent networks ensure that clients receive prompt assistance and personalized financial advice. The bank also offers financial literacy programs to educate customers on responsible borrowing and money management.

Reputation in the Market

Home Credit RUB Bank has earned a reputation for reliability, transparency, and customer-centricity. Its positive market image is reinforced by consistent service quality and commitment to fair lending practices. Recognitions and awards from industry bodies highlight its role as a trusted financial institution. Furthermore, its focus on customer satisfaction and community engagement fosters long-term loyalty and brand strength.

Regulation & Compliance

The bank operates under strict regulatory frameworks established by financial authorities in its jurisdiction. Compliance with local banking laws, anti-money laundering standards, and data protection regulations ensures its operations are transparent and secure. Regular audits and risk assessments are integral to maintaining regulatory adherence, fostering trust among stakeholders, and mitigating operational risks.

Security Measures

Security is a top priority for Home Credit RUB Bank. It implements advanced cybersecurity protocols, including encryption, multi-factor authentication, and continuous monitoring systems. Its fraud detection systems promptly identify suspicious activities, safeguarding customer assets and data. The bank also educates its clients on best practices for online security, fostering a safe digital banking environment.

Geographical Reach

While primarily focused on the Russian market, Home Credit RUB Bank has expanded its footprint across select regions, serving both urban and rural communities. Its extensive branch network and digital channels allow it to reach customers in remote areas, promoting financial inclusion. The bank’s strategic presence ensures it can adapt to regional needs and foster economic development across its operational territory.

Social Responsibility

Home Credit RUB Bank is committed to socially responsible banking. It actively supports community development initiatives, financial literacy programs, and environmental sustainability efforts. The bank strives to promote responsible lending, ethical business practices, and community well-being. Its involvement in various social projects reflects its dedication to making a positive impact beyond financial services.

Competitiveness in the Market

In a highly competitive banking landscape, Home Credit RUB Bank differentiates itself through innovative product offerings, excellent customer service, and technological leadership. Its focus on underserved segments and flexible credit solutions give it a strategic edge. Continuous investments in digital infrastructure and customer experience initiatives enable the bank to adapt to evolving market demands and maintain a strong position in the financial sector.


Alipay CNY

Overview of Alipay CNY Payment System

Alipay CNY, operated by Ant Group, is one of the most prominent digital payment platforms in China and globally. It facilitates seamless, fast, and secure transactions primarily denominated in Chinese Yuan (CNY). Originally launched as a wallet solution, Alipay has evolved into a comprehensive ecosystem integrating payments, financial services, Lifestyle, and merchant solutions. Its widespread adoption among consumers and merchants makes it a vital component of China's digital economy.

General Information

  • Founded: 2004 by Alibaba Group, under Ant Group
  • Coverage: Primarily in China, with expanding international acceptance
  • Targets: Consumers, merchants, financial institutions
  • Core Functionality: Digital wallet, QR code payments, peer-to-peer transfers, online shopping
  • Global Reach: Partnered with international merchants and financial institutions to facilitate cross-border transactions

Technical Specifications

Alipay CNY leverages advanced technology to ensure smooth transactions and scalability:

  • Platform Architecture: Cloud-based infrastructure with microservices architecture for high availability
  • Authentication: Multi-factor authentication including biometric verification (fingerprint, facial recognition), passwords, and device recognition
  • Payment Protocols: QR code scanning, NFC contactless payments, API-based payments for online merchants
  • Integration: SDKs and APIs supporting websites, mobile apps, and merchant terminals
  • Data Encryption: End-to-end encryption and tokenization to secure transaction data

Pricing Model

Alipay’s pricing structure varies based on user type and transaction nature:

  • For Consumers: Generally free for peer-to-peer transfers and mobile payments
  • For Merchants: Service fees apply for certain transactions, especially for online payments and value-added services
  • Transaction Fees: Typically range from 0.1% to 0.6%, depending on the transaction size, merchant category, and partnership agreements
  • Additional Charges: Fees may apply for specific services such as currency conversion or cross-border transactions

Note: Alipay often subsidizes or waives fees to promote adoption, especially for small businesses and QR code payments.

Compliance and Regulatory Framework

Alipay CNY operates under strict Chinese financial regulations and international standards:

  • Regulations: Governed by Chinese banking and payment authorities, including the People's Bank of China (PBOC)
  • Licensing: Holds necessary licenses for e-wallet operations, payment processing, and fund settlement
  • AML/KYC Policies: Robust anti-money laundering and know-your-customer procedures to verify user identities and monitor transactions
  • Data Privacy: Complies with China's Cybersecurity Law, maintaining data localization and user privacy controls
  • Cross-border Standards: Adheres to international anti-fraud, security, and privacy protocols when operating globally

User Experience

Alipay CNY offers an intuitive and seamless user interface designed for convenience:

  • Easy Onboarding: Simplified registration through mobile number or linked bank account
  • Fast Transactions: Near-instant payments via QR codes, NFC, or in-app transfers
  • Personalization: Customized dashboards, transaction history, and financial insights
  • Integration: Compatibility with various apps, websites, and in-store POS terminals
  • Additional Features: Bill payments, utility recharge, investment products, insurance, and credit services within the app

Alipay also supports multiple language options to cater to international users engaging in cross-border commerce.

Security Measures

Security is paramount in Alipay's system, incorporating multiple layers of protection:

  • Encryption: All data transmitted is encrypted with advanced cryptographic protocols
  • Biometric Verification: Use of fingerprint and facial recognition for authentication
  • Fraud Detection: AI-powered monitoring systems analyze transaction patterns for suspicious activity
  • Real-time Risk Management: Adaptive risk assessment algorithms that prevent unauthorized transactions
  • Device Security: Device binding, trusted device recognition, and tokenization reduce risk of theft
  • User Notifications: Instant alerts for transactions, login attempts, and account activities

Alipay continuously updates its security infrastructure to stay ahead of emerging threats and comply with international standards such as PCI DSS.

Ecosystem and Partnerships

Alipay has cultivated a vast ecosystem that extends beyond mere payments:

  • Merchant Network: Over millions of merchants across sectors including retail, dine-in, transportation, and hospitality
  • Financial Services: Offers microloans, wealth management, insurance, and credit scoring via its platform
  • Lifestyle Integration: Supports utility bill payments, transportation tickets, drugstore payments, and more
  • International Partners: Collaborations with global brands like McDonald's, Starbucks, and currency exchange services
  • Technological Innovators: Integration with IoT devices, smart city infrastructure, and contactless solutions
  • Developer Ecosystem: Provides APIs and SDKs for third-party developers to create integrated services, fostering innovation

Through strategic alliances and continuous technological upgrades, Alipay CNY remains a leader in China's digital ecosystem, supporting a wide array of services that cater to personal, commercial, and governmental needs.