Exchange DAI DAI to UZCARD Card UZS

You give DAI DAI
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ERC20    Ethereum
Minimum amount 300 DAI  (300.09 $)
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You get UZCARD Card UZS
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Tether ERC20 USDT
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Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
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Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
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Cardano ADA
Litecoin LTC
Cosmos ATOM
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Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
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Uniswap UNI
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TON TON
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I have read and agree with exchange rules and AML policy
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I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange DAI DAI to UZCARD Card UZS
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the DAI network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the DAI network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

DAI DAI

Introduction

In the rapidly evolving world of cryptocurrency, stablecoins have emerged as a vital innovation, bridging the gap between traditional fiat currencies and digital assets. Among these, DAI stands out as a decentralized, collateral-backed stablecoin that offers stability and transparency. Created by the MakerDAO protocol, DAI aims to provide users with a reliable digital currency that stays pegged to the US dollar while maintaining decentralization and security. This article explores the key features, types, working mechanisms, benefits, risks, regulatory landscape, typical use cases, future prospects, and a concluding perspective on DAI.

Key Characteristics of DAI

DAI is characterized by several distinctive features that set it apart from other stablecoins:

  • Decentralization: DAI is maintained without a central authority, relying on smart contracts on the Ethereum blockchain.
  • Collateral-Backed: DAI is generated by locking up various cryptocurrencies as collateral within MakerDAO's system.
  • Soft Peg to USD: DAI aims to maintain a value close to one US dollar through autonomous mechanisms, despite market fluctuations.
  • Collateral Diversity: Multiple assets, including ETH and other cryptocurrencies, can serve as collateral, enhancing system resilience.
  • Transparency and Openness: All transactions and system operations are publicly recorded on the Ethereum blockchain, ensuring transparency.

Types of DAI

While DAI primarily refers to the stablecoin itself, there are various forms and related products:

  • Single-Collateral DAI (SAI): The original version backed solely by ETH, now phased out in favor of multi-collateral DAI.
  • Multi-Collateral DAI (MCD): The current standard, backed by a diversified pool of assets, providing higher stability and security.
  • Wrapped DAI: A representation of DAI on other blockchains, enabling cross-chain interoperability.

Working Principle of DAI

DAI operates through a complex system of smart contracts within MakerDAO. Users generate DAI by depositing collateral assets into a vault, known as a Collateralized Debt Position (CDP). When collateral is deposited, users can borrow DAI against it. The system employs:

  • Collateralization Ratios: Ensuring that the value of collateral exceeds the amount of DAI issued to maintain stability.
  • Stability Fees: Borrowers pay fees that accrue over time, incentivizing proper collateral management.
  • Debt Liquidation: If collateral value drops below a set threshold, liquidation mechanisms automatically sell collateral to cover the debt.
  • Oracles: External price feeds continuously update collateral valuations to prevent under-collateralization.

This automated process maintains DAI’s peg to the US dollar, ensuring users can trust its stability.

Benefits of DAI

  • Decentralization: No central authority controls DAI, aligning with the principles of blockchain technology.
  • Financial Inclusion: Users globally can access DAI without traditional banking infrastructure.
  • Stability: Pegged to USD, DAI offers a stable store of value within the volatile crypto markets.
  • Transparency: Full transparency of operations and holdings via blockchain records.
  • Interoperability: Compatibility with DeFi platforms enables seamless use for lending, borrowing, and trading.

Risks Associated with DAI

Despite its advantages, DAI carries certain risks:

  • Smart Contract Vulnerabilities: Flaws in the underlying protocols could be exploited, leading to potential losses.
  • Collateral Price Volatility: Sharp drops in collateral assets like ETH may trigger liquidation, impacting users.
  • Regulatory Uncertainty: Evolving legal frameworks around cryptocurrencies could affect DAI’s operation.
  • Liquidity Risks: During market stress, liquidity might dry up, making it hard to convert DAI back to fiat or other assets.
  • Systemic Risks: Over-reliance on complex algorithms and multiple stakeholders can introduce systemic vulnerabilities.

Regulation Landscape

DAI operates in a relatively unregulated environment due to its decentralized nature. However, regulatory authorities worldwide are scrutinizing stablecoins for compliance with financial laws concerning anti-money laundering (AML) and know-your-customer (KYC) protocols. As regulators develop frameworks, DAI and similar stablecoins might face increased oversight, possibly affecting user access and functionality. It remains crucial for users and developers to stay informed about evolving legal standards to mitigate compliance risks.

Use Cases of DAI

DAI's versatility lends itself to numerous applications in the cryptocurrency ecosystem and beyond:

  • Decentralized Finance (DeFi): Used as collateral, trading pair, or lending asset across DeFi platforms like Compound, Aave, and Uniswap.
  • Remittances and Payments: Facilitates low-cost, borderless payments without hefty conversion fees or delays.
  • Hedging: Serves as a stable asset in volatile markets to hedge against price swings.
  • Decentralized Saving: Users can earn interest through DeFi protocols by lending DAI.
  • NFT Transactions: Employed in buying, selling, or collateralizing non-fungible tokens (NFTs).

Future Prospects of DAI

The future of DAI appears promising, particularly as the DeFi sector continues its rapid growth. Developers are exploring interoperability solutions to enable DAI to function seamlessly across various blockchains beyond Ethereum, increasing accessibility. Additionally, innovations in collateral types and stability mechanisms aim to enhance DAI’s resilience against market volatility. Regulatory developments could either solidify DAI’s role as a mainstream stablecoin or impose restrictions that shape its evolution. Overall, as trust and adoption grow, DAI is positioned for a significant role in the decentralized economy.

Conclusion

DAI embodies the principles of decentralization, transparency, and stability, making it a crucial player in the crypto ecosystem. Its unique collateral-backed model allows it to maintain a close peg to the US dollar while circumventing traditional banking and centralized control. Although it faces challenges such as smart contract risks and evolving regulations, ongoing innovations and the expanding DeFi landscape support its growth trajectory. As the digital economy matures, DAI has the potential to serve as a reliable, accessible, and decentralized stablecoin for users worldwide, shaping the future of financial infrastructure in the blockchain era.


UZCARD Card UZS

Introduction to UZCARD and UZS Bank

The UZCARD Card and UZS Bank represent a pivotal component of Uzbekistan’s evolving financial landscape. As a leading payment system, UZCARD facilitates seamless transactions across the country, embodying innovation, security, and customer-centricity. This article explores the multifaceted aspects of UZCARD and UZS Bank, highlighting their roles in promoting financial inclusion and technological advancement in Uzbekistan.

1. Financial Stability

UZCARD and UZS Bank demonstrate solid financial stability supported by robust regulatory frameworks and prudent management. They operate under the supervision of Uzbekistan’s central bank, ensuring compliance with national financial policies. Their consistent growth, low arrears, and strong liquidity positions underpin their reliability as financial institutions, fostering trust among users and partners alike.

2. Products & Services

The **product portfolio** includes a wide range of offerings such as debit and credit cards, electronic wallets, and payment gateway solutions. UZCARD provides nationwide card issuance, cash withdrawal services, and POS solutions for merchants. UZS Bank complements these with comprehensive banking services like savings accounts, loans, and personalized financial consulting, creating a one-stop-shop for various customer needs.

3. Technology & Innovation

Innovation is at the core of UZCARD and UZS Bank’s strategy. They leverage **cutting-edge technology** to ensure fast, reliable, and user-friendly services. Features such as **contactless payments**, **mobile banking apps**, and **online transaction platforms** enhance user experience. The adoption of **NFC technology**, **biometric authentication**, and **AI-driven customer support** showcases their commitment to staying ahead in the digital finance realm.

4. Customer Base & Service

UZCARD serves a broad demographic, including individual consumers, merchants, and corporate clients nationwide. Its extensive network ensures easy access to banking services for both urban and rural populations. The bank emphasizes **customer-centric approaches**, providing multilingual support, personalized services, and innovative digital channels to improve user satisfaction and loyalty.

5. Reputation

Over the years, UZCARD and UZS Bank have built a reputation for **trustworthiness** and **reliability**. Their transparent operations and consistent adherence to international banking standards have garnered positive recognition. They are viewed as pivotal contributors to the national economy, fostering financial inclusion and modernization.

6. Regulation

The entities operate under strict **regulatory oversight** by the Central Bank of Uzbekistan. This ensures compliance with **financial laws**, **anti-money laundering policies**, and **consumer protection standards**. Such regulation maintains the integrity of the payment system and encourages sustainable growth.

7. Security

Security measures are paramount in UZCARD's operations. They incorporate **chip-and-PIN technology**, **real-time fraud detection**, and **data encryption** to safeguard user information. Continuous updates and audits ensure vulnerabilities are addressed promptly, maintaining high levels of security for all transactions.

8. Geography

UZCARD’s **geographical coverage** is extensive within Uzbekistan, with an ever-growing network of ATMs, POS terminals, and banking outlets. Its digital services extend beyond borders through partnerships with international networks, facilitating cross-border payments and remittances, thereby connecting Uzbekistan with the global economy.

9. Social Responsibility

Social responsibility is integral to UZCARD and UZS Bank’s mission. They actively participate in community development initiatives, financial literacy programs, and sustainable banking practices. Supporting small businesses and promoting digital inclusion aligns with their goal of fostering inclusive economic growth.

10. Competitiveness

In a competitive financial landscape, UZCARD and UZS Bank distinguish themselves through **innovative products**, **competitive fees**, and **excellent customer service**. Their focus on technological advancement and customer satisfaction positions them favorably against regional and international peers, ensuring their sustainable growth and market leadership.