Exchange Business account EUR to Stellar XLM

You give Business account EUR
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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You get Stellar XLM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
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XLM    Stellar
No fee
BEP20    Binance Smart Chain
No fee
Network
Amount to get
To address
MEMO
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it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Business account EUR to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Business account EUR

Introduction

In the dynamic landscape of business banking, a business EUR bank account serves as a vital financial hub for companies engaging in domestic and international transactions within the Eurozone. Its core functions revolve around seamless payments, transfers, and financial operations that support operational efficiency, liquidity management, and strategic growth. This comprehensive overview delves into the payment services offered by such accounts, emphasizing their capabilities, security measures, and competitive positioning in the modern banking environment.

Core Payment Services

Internal Payments: Facilitating instant transfer of funds between accounts within the same bank, internal payments enable businesses to manage cash flow efficiently. They are typically executed almost immediately, often without extra fees, providing quick access to operational funds.

Inter-bank Payments: Used for transactions between different banks, these payments are processed via established clearing systems such as SEPA (Single Euro Payments Area). They support seamless and secure transfers across the Eurozone, ensuring timely settlements for business operations.

Peer-to-Peer (P2P) Payments: Now increasingly integrated into business banking, P2P solutions allow companies to make quick payments to suppliers and partners directly through mobile apps or online platforms, often with minimal processing time and reduced costs.

QR Code Payments: Leveraging QR technology, businesses can accept instant payments in physical and digital environments. Especially useful for retail, hospitality, and small enterprises, QR payments streamline checkout processes and enhance cashless transactions.

Instant Payments: Powered by systems like SEPA Instant Credit Transfer, these enable funds to be transferred within seconds, 24/7. For businesses, this means immediate settlement of high-priority transactions and real-time liquidity management, vital for competitive edge and operational agility.

Cross-Border Transfers

International transfers in euros are a cornerstone of business banking. Modern business accounts typically offer cost-effective and fast cross-border transfer solutions via SWIFT or SEPA protocols. Enhanced features include preferential exchange rates, transparent fee structures, and tracking options for transparency and security. Innovative banks also incorporate correspondent banking networks and real-time analytics to facilitate smoother global transactions, minimizing delays and currency risks for businesses operating across multiple jurisdictions.

Mobile & Online Banking

Empowering business owners and finance teams, robust digital platforms provide 24/7 access to account management, payment execution, and transaction tracking. Features include customisable dashboards, bulk payment options, and automated reconciliation tools. Mobile apps further enable managers to approve payments on the go, receive real-time notifications, and integrate with accounting software, ensuring smooth financial workflows.

Crypto Operations

Some forward-thinking banks now integrate cryptocurrency functionalities, allowing businesses to buy, sell, or hold cryptocurrencies directly from their EUR accounts. These operations often include secure custody solutions, real-time conversions, and compliance with AML/KYC regulations. Such features cater to innovative companies seeking to diversify their assets or leverage blockchain technology for transactions and investments.

Additional Services

Beyond basic payments, business accounts offer a range of value-added features:

  • Merchant services for accepting card payments and online checkout solutions
  • Integration with accounting and ERP systems for streamlined financial management
  • Cash management tools such as sweep accounts, overdraft facilities, and liquidity optimization
  • Trade finance options to support international growth, including letters of credit and export financing
  • Payroll and employee benefit integrations to simplify HR-related payments

Security & Compliance

Security remains paramount in business banking. Top-tier banks employ multi-factor authentication, encryption, and real-time fraud monitoring to safeguard transactions. They also adhere to regulatory requirements such as GDPR, AML, and PSD2. Additionally, digital signatures and biometric authentication enhance operational security, giving businesses confidence in managing their finances digitally.

Competitor Comparison

Leading banks differentiate themselves through cost structures, technological innovation, and customer support. For example, some banks may offer lower fees and faster transfer speeds for intra-Euro transactions, while others excel in integrated digital platforms and API-driven services. Comparing features like currency conversion rates, security protocols, and supplementary services helps businesses select an account tailored to their international and operational needs.

Conclusion

A business EUR bank account optimized for payments and transfers is essential for companies seeking efficiency, security, and flexibility. With advanced features like instant payments, cross-border transaction capabilities, and integrated digital tools, modern banks enable businesses to thrive in the competitive Eurozone economy. When choosing a provider, assessing core services, security measures, and technological innovation ensures alignment with strategic growth and operational resilience—making the right banking partner critical to business success.


Stellar XLM

Introduction to Stellar XLM

Stellar XLM, commonly known as Stellar Lumens, is a groundbreaking blockchain-based platform designed to facilitate fast, low-cost international transactions. Launched in 2014 by Ripple co-founder Jed McCaleb, Stellar aims to connect financial institutions, businesses, and individuals across borders with greater efficiency than traditional banking systems. Its native digital currency, Lumens (XLM), serves as a bridge currency to facilitate seamless transfers between different fiat currencies and cryptocurrencies.

Unique Selling Proposition (USP)

The core USP of Stellar XLM is its ability to enable quick, affordable, and scalable cross-border payments. Unlike many other cryptocurrencies, Stellar focuses on real-world financial applications, notably banking the unbanked and improving remittance services. Its network operates with a high throughput capacity, processing thousands of transactions per second with confirmation times typically less than five seconds. Furthermore, Stellar's consensus protocol ensures network security and decentralization while maintaining low operational costs. This combination positions Stellar as an attractive solution for financial institutions seeking reliable, cost-effective transaction infrastructure.

Target Audience

Stellar XLM caters to a diverse range of users, including:

  • Financial institutions and banks seeking efficient cross-border settlement solutions.
  • Remittance companies aiming to provide faster and cheaper transfer services.
  • Businesses involved in international trade requiring secure and swift payment channels.
  • Developers and startups creating innovative financial products and services.
  • Individuals in developing countries with limited access to traditional banking infrastructure.

Its inclusive approach and focus on underserved markets make Stellar particularly appealing to organizations committed to financial inclusion.

Competition Landscape

Stellar operates in a competitive environment alongside other prominent players such as Ripple (XRPL), Nano, Ripple (XRP), and blockchain platforms like Ethereum and RippleNet. While Ripple XRP is a direct competitor focusing on bank-to-bank transfers, Stellar specializes in reaching unbanked populations and facilitating micropayments. Other competitors include traditional remittance providers like Western Union or MoneyGram, which are increasingly adopting blockchain solutions. Moreover, emerging blockchain projects like Algorand and Cardano are entering the cross-border payment space, intensifying the competition for scalability, speed, and cost-efficiency.

Perception and Market Position

Stellar is perceived as a robust, mission-driven platform focused on financial inclusion and bridging the gap between traditional finance and blockchain technology. Its transparent governance model and partnerships with global organizations such as IBM and Deloitte enhance its credibility. While it still faces skepticism from certain sectors wary of cryptocurrency volatility, Stellar’s strategic focus on real-world applications and partnerships has bolstered its reputation as a reliable payment technology solution.

Advantages of Stellar XLM

  • Low Transaction Fees: Costs are typically a fraction of a cent, making microtransactions feasible.
  • High Transaction Speed: Transactions settle within seconds, enabling real-time payments.
  • Scalability: Capable of handling thousands of transactions per second, supporting global enterprise needs.
  • Easy Integration: Developer-friendly tools and APIs facilitate seamless integration into existing systems.
  • Strong Community and Partnerships: Collaborations with organizations like IBM help expand use cases.
  • Focus on Financial Inclusion: Designed to serve the unbanked and underbanked populations worldwide.

Risks and Challenges

Despite its advantages, Stellar XLM faces several risks:

  • Market Volatility: Like all cryptocurrencies, XLM's value can fluctuate significantly, impacting stability and investor confidence.
  • Regulatory Uncertainty: Increasing regulation of digital assets worldwide could impose restrictions or additional compliance requirements.
  • Competition: Competing networks developing similar solutions may erode Stellar’s market share.
  • Adoption Barriers: Mainstream financial institutions may be hesitant to adopt blockchain-based solutions due to legacy systems and regulatory concerns.
  • Technology Risks: Potential security vulnerabilities or network outages could affect trust and usability.

Use Cases and Applications

Stellar XLM's versatility enables numerous innovative applications:

  • International Remittances: Providing affordable, instant transfers for migrant workers and their families.
  • Banking the Unbanked: Offering secure and accessible financial services to underserved populations in developing countries.
  • Micropayments and IoT: Facilitating tiny transactions for IoT data exchanges, gaming, and digital content.
  • Asset Tokenization: Supporting the creation and transfer of tokenized assets like digital securities or real estate.
  • Cross-border Settlements: Improving settlement efficiency for corporate and institutional clients.

Future Prospects

Looking ahead, Stellar XLM's prospects are promising due to its strategic partnerships, technological robustness, and growing adoption. The platform's focus on innovation and inclusivity positions it well to capture expanding markets in digital finance. By aligning with global financial initiatives and leveraging support from organizations like UNICEF and IBM, Stellar aims to further develop its ecosystem.

With the continuous evolution of blockchain regulation and increased adoption of digital currencies, Stellar’s role as a facilitator of seamless, inclusive financial services is likely to expand. Its commitment to low-cost, high-speed transactions makes it a viable contender in the future landscape of cross-border payments and financial inclusion initiatives.