Exchange Business account EUR to Alipay CNY

You give Business account EUR
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From account
E-mail
Phone
Telegram
You get Alipay CNY
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Cash RUB
T-Bank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Business account EUR to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Business account EUR

Introduction

In today’s fast-paced global economy, a business account in EUR (Euro) is essential for companies operating within the Eurozone and engaging in cross-border commerce. Banks offering comprehensive EUR business accounts provide a wide array of payment and transfer services tailored to meet the needs of modern enterprises. These services facilitate efficient cash flow management, international transactions, and innovative financial operations, supporting businesses in maintaining competitiveness and operational agility. This article explores the core payment services, cross-border transfer capabilities, digital banking solutions, crypto operations, additional services, security measures, competitive landscape, and concludes with key insights into choosing the right EUR business account.

Core Payment Services

The foundation of any business EUR bank account lies in its payment capabilities. These include:

  • Internal Payments: Facilitating seamless transactions within the same bank, allowing businesses to transfer funds instantly between their accounts or to employees with minimal delay and fees.
  • Inter-bank Transfers: Enabling secure and reliable transfers between different banking institutions within the Eurozone, supporting both scheduled and real-time payments compliant with SEPA (Single Euro Payments Area) standards.
  • Peer-to-Peer (P2P) Payments: Simplifying small or routine transfers between business partners, suppliers, or employees via secure digital platforms, often integrated with mobile apps.
  • QR Code Payments: Allowing businesses to accept instant payments through QR codes, suitable for retail environments, invoicing, and event payments, enhancing convenience and speed.
  • Instant Payments: Leveraging SEPA Instant Credit Transfer (SCT Inst) services, these enable funds to be transferred and settled within seconds, facilitating real-time cash flow management for urgent transactions.

Cross-Border Transfers

For businesses engaged in international trade, cross-border transfers are vital. European banks offer comprehensive solutions that include:

  • Currency Conversion: Competitive FX rates with transparent fees, supporting seamless EUR transactions across borders.
  • SEPA Transfers: Cost-effective, fast, and secure transfers within the Eurozone, often free or with minimal fees.
  • International Wire Transfers: Enabling payments beyond the Eurozone with support for various currencies, often with tracking, visibility, and compliance with international regulations.
  • Bulk & Batch Payments: Allowing businesses to manage multiple transactions simultaneously, ideal for payroll or vendor payments.
  • Compliance & Anti-Money Laundering (AML): Banks rigorously oversee transfer processes, ensuring adherence to international law and preventing fraud.

Mobile & Online Banking

Advanced digital banking platforms are integral to modern business accounts. They provide:

  • 24/7 Access: Manage accounts anytime, anywhere, via secure web portals and mobile apps.
  • Real-Time Notifications: Instant alerts on transactions, transfers, or suspicious activities.
  • Automation Tools: Scheduled payments, recurring transfers, and integrated accounting software.
  • Multi-User Access & Permissions: Allowing teams to collaborate securely, with role-based access controls.
  • Integration Capabilities: Connecting with ERP systems, e-invoicing platforms, and payment gateways for streamlined operations.

Crypto Operations & Innovative Services

Some forward-thinking banks now incorporate cryptocurrency management within their business accounts, facilitating operations like:

  • Crypto Transactions: Buying, selling, or holding cryptocurrencies directly through the bank platform.
  • Token Payments: Accepting digital assets as payment methods, broadening client reach.
  • Wallet Management: Secure custody and transfer of crypto assets, with integration into the overall payment ecosystem.
  • Blockchain Solutions: Enhancing transparency, security, and efficiency in settlement and verification processes.

Besides crypto, innovative banks may also offer other services like virtual accounts, subscription billing, and API-based development platforms for custom financial solutions.

Additional Services

Beyond core payments and transfers, business accounts often include:

  • Merchant Services: Point-of-sale (POS) systems, payment gateways, and invoicing tools.
  • Foreign Exchange Risk Management: Hedging tools to manage currency volatility.
  • Cash Management Solutions: Liquidity optimization, sweep accounts, and automated cash pooling.
  • Credit & Loan Products: Overdrafts, credit lines, or short-term funding options tailored for business needs.
  • Account & Transaction Analytics: Detailed reports and insights to optimize financial decisions.

Security & Compliance

Securing digital transactions is paramount. Modern EUR business accounts incorporate rigorous security measures such as:

  • Multi-Factor Authentication (MFA) to prevent unauthorized access.
  • End-to-End Encryption protecting data in transit.
  • Real-Time Fraud Monitoring to detect suspicious activities.
  • Regulatory Compliance: Adherence to EU directives, GDPR, PSD2, and AML regulations for data privacy and secure transactions.
  • Secure APIs for integration with third-party systems without compromising security.

Competitor Comparison & Market Overview

The evolving landscape features traditional banks, neobanks, and fintechs. Traditional banks offer extensive service portfolios but may have slower digital onboarding processes. Neobanks and fintechs often excel in innovative, user-friendly interfaces, faster setup, and competitive fees, although sometimes with limited product breadth. Key factors influencing choice include cost efficiency, security standards, global reach, and technological integration capabilities. Comparing features such as transfer fees, account management tools, and customer support helps businesses select the best partner for their needs.

Conclusion

Choosing the right business EUR bank account with comprehensive payment and transfer services is critical to operational success in the Eurozone. Modern banks provide a spectrum of solutions—from instant internal payments and seamless cross-border transfers to innovative crypto operations and robust security. Businesses should assess their specific requirements—such as transaction volume, international reach, digital capabilities, and security assurances—when selecting a banking partner. By leveraging advanced digital platforms and reliable service offerings, companies can optimize cash flow, enhance payment efficiency, and confidently navigate the complexities of international commerce.


Alipay CNY

Introduction to Alipay CNY

Alipay CNY is a leading digital payment platform primarily focused on Chinese Yuan (CNY). Developed by Ant Group, an affiliate of Alibaba Group, it has become one of the most widely used digital wallets in China and is increasingly expanding its global footprint. Alipay offers a comprehensive suite of payment solutions designed to facilitate seamless transactions both online and offline, providing enormous convenience for individuals and businesses alike.

Key Features and Advantages

Alipay CNY boasts a suite of robust features that make it appealing to a diverse user base. One of its primary advantages is its **high security standards**, integrating advanced encryption and biometric authentication such as fingerprint and facial recognition. The platform’s **user-friendly mobile app** delivers a streamlined experience, enabling quick and easy payments, fund transfers, and management of accounts. With **integrated loyalty and rewards programs**, users can earn points on transactions, boosting user engagement. Additionally, Alipay provides **comprehensive transaction tracking and detailed reports**, making it ideal for both personal budgeting and business accounting. Its **wide acceptance network** extends to millions of merchants and online stores across China and beyond, making it easy to use in daily transactions.

Funding and Withdrawal Options

Funding an Alipay account is straightforward. Users can top-up their wallet via **bank transfers**, linked bank cards, or **bound credit/debit cards**. The platform also supports **mobile bank transfers** in regions where such services are available. For withdrawals, funds can be transferred back to linked bank accounts via **secure bank wire transfers**, typically processed within a few hours to a business day. Although **cryptocurrency transfers are not supported**, users can link to a variety of e-wallets and payment methods for added flexibility.

Operating Countries

While Alipay CNY primarily operates within China, it has extended its services to select countries globally, particularly those with significant Chinese expatriate populations or international business hubs. Countries such as Singapore, Hong Kong, the United States, Australia, and parts of Southeast Asia feature online integrations, enabling cross-border transactions. Still, outside China, usage often requires linked international bank accounts or partner merchant integrations.

Payment Types Supported

Alipay CNY supports a broad spectrum of **payment types**, including **credit and debit cards**, **bank wires**, **e-wallets**, and **mobile payments**. Its mobile app allows payments via **QR codes**, NFC contactless technology, or **online payment links**. Recently, the platform has begun exploring **cryptocurrency integrations** as part of its pilot programs, though mainstream adoption remains limited. E-wallet transactions are seamless, and card payments are accepted at a wide range of merchants, both online and brick-and-mortar.

Currency Coverage

Primarily, Alipay CNY handles **Chinese Yuan**, catering to domestic transactions efficiently. Nevertheless, the platform has begun supporting **multi-currency transactions** in selected markets, allowing international users to pay in their local currencies with real-time currency conversion. This feature is particularly useful for cross-border trade and tourism-related transactions.

Processing Time and Transaction Limits

Most transactions on Alipay are processed almost **instantaneously**, especially for small-value payments. Fund transfers within the same account or to linked bank accounts are typically completed within **a few seconds to hours**. For larger transactions, the process may take up to **one business day** due to security checks. Limits vary based on **user tier** and verification level; basic users may have daily transaction caps of a few thousand CNY, whereas verified and premium users can transact up to **hundreds of thousands** of CNY per day.

Device Availability and Mobile UX

Alipay’s platform is optimized for **smartphones**, offering dedicated apps for both **iOS and Android** devices. The mobile UX is highly laudable, emphasizing ease of navigation, quick scan QR codes, NFC payments, and biometric login. The app's intuitive design ensures a smooth experience for users of all ages, making both casual and frequent transactions effortless.

Integration APIs and Business Solutions

For merchants and developers, Alipay provides powerful **APIs and SDKs** for seamless integration into websites and applications. These APIs support diverse payment flows, order management, and customer loyalty programs. Additionally, Alipay offers **merchant tools** such as transaction reconciliation, real-time reporting, and promotional integrations, enabling businesses to optimize sales and customer engagement.

Security Measures and Support Channels

Security is a cornerstone of Alipay’s operations. Employing **multi-layer encryption**, **fraud detection algorithms**, and **biometric authentication**, the platform ensures user accounts and transactions remain secure. In case of issues, users and merchants can access **24/7 support channels**, including live chat, email, and dedicated helplines. The platform also emphasizes **user education** on security best practices.

Extra Tools and Features

Alipay offers an array of **extra tools**, including **transaction tracking, detailed reports**, and **spending analytics**. Merchants can leverage **loyalty programs**, **discount coupons**, and **marketing tools** to attract and retain customers. Additionally, the platform supports **parcel tracking**, **digital receipts**, and **automatic expense categorization**, making it invaluable for business and personal financial management.

History and Licences

Founded in 2004, Alipay quickly grew to dominate the Chinese digital payments scene. Its widespread adoption and innovation have led to robust licensing and compliance with local regulations, including licenses issued by the People's Bank of China. The platform continues to evolve under strict regulatory oversight, emphasizing data security and financial stability.

Fees and Costs

Alipay generally operates on a **zero-cost basis for individual users**, with most transactions being free or incurring minimal charges, particularly for peer-to-peer transfers and mobile payments. Merchants may pay **small transaction fees** for online payments or POS transactions, typically ranging from **0.1% to 1%** depending on the merchant category and volume. Additional fees may apply for currency conversions or premium business services.

Conclusion

Alipay CNY is a **comprehensive, secure, and user-friendly payment solution** that has revolutionized digital commerce in China and is making substantial inroads internationally. Its **advanced security features**, **wide acceptance**, and **scalable API integrations** make it an ideal choice for both individual consumers and businesses looking for reliable and innovative payment solutions in the digital age.