Exchange Visa / MasterCard USD to Alipay CNY

You give Visa / MasterCard USD
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Account number
E-mail
Phone
Telegram
You get Alipay CNY
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
Tether BEP20 USDT
Tether SOL USDT
Tether POLYGON USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Account owner full name
Alipay account email
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
QR code is required. After creating an order, send us a QR-code to deposit the Alipay account in the chat (bottom right corner).
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Visa / MasterCard USD to Alipay CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard USD

Introduction to Visa / MasterCard USD Bank

Visa and MasterCard are globally recognized payment networks that partner with USD banks to facilitate seamless financial transactions worldwide. These partnerships enable consumers and businesses to access a broad range of financial products and services, leveraging the strength and reliability of established banking institutions. This article explores the multifaceted aspects of Visa / MasterCard USD banks, including financial stability, products & services, technology & innovation, customer service, reputation, regulation, security, geography, social responsibility, and competitiveness.

Financial Stability

Visa and MasterCard USD banks demonstrate robust financial stability, driven by their strategic alliances with well-capitalized banking institutions. These banks maintain high capital reserves and adhere to stringent regulatory requirements, ensuring resilience against economic fluctuations. Their diversified portfolios and prudent risk management strategies contribute to sustained profitability and stability, providing customers with confidence in their financial transactions and savings.

Products & Services

Offering a comprehensive suite of products and services, USD banks in partnership with Visa and MasterCard cater to various financial needs. These include classic and premium credit cards, debit cards, prepaid cards, and corporate payment solutions. Additional services encompass rewards programs, cashback offers, travel benefits, fraud protection, and flexible credit limits. Many banks also provide digital banking platforms and mobile payment options, enhancing convenience and accessibility for their clients.

Technology & Innovation

Technology is at the heart of Visa and MasterCard USD bank offerings, with continuous innovation driving ever-improving customer experiences. These banks leverage cutting-edge payment technologies, such as tokenization, contactless payments, biometric authentication, and AI-powered fraud detection systems. Such advancements enable faster, safer, and more secure transactions, keeping pace with evolving consumer expectations and market trends.

Customer Base & Service

The customer base of Visa / MasterCard USD banks spans individual consumers, small enterprises, and large corporations. They prioritize excellent customer service through 24/7 support centers, online chat, and dedicated relationship managers. Banks invest heavily in user-friendly digital interfaces, multilingual support, and personalized financial advice, ensuring high levels of satisfaction and loyalty among diverse clientele.

Reputation

Visa and MasterCard USD banks enjoy a stellar reputation globally for reliability, innovation, and security. Their long-standing market presence and consistent delivery of quality services have earned widespread trust from consumers, merchants, and regulatory authorities alike. This reputation is reinforced by their proactive stance on security measures and commitment to social responsibility.

Regulation

As financial institutions operating within the USD ecosystem, these banks adhere to strict regulatory frameworks set forth by U.S. and international financial authorities. Compliance with anti-money laundering (AML), Know Your Customer (KYC), and data privacy laws is rigorously maintained. Regulatory oversight ensures transparency, consumer protection, and financial integrity, fostering a safe environment for all stakeholders.

Security

Security is a paramount concern for Visa / MasterCard USD banks, which employ multi-layered protection mechanisms. Technologies such as EMV chip cards, tokenization, biometric authentication, and fraud monitoring systems minimize the risk of unauthorized transactions. Moreover, these banks educate customers on security best practices, further enhancing the safety of digital and card-based payments.

Geography

While primarily serving the United States, these USD banks and their payment networks hold a significant global presence. They facilitate international transactions, enable cross-border commerce, and support currency conversions. Their extensive ATM and merchant acceptance networks span North America, Europe, Asia, and beyond, making them indispensable in the global financial ecosystem.

Social Responsibility

Visa and MasterCard USD banks demonstrate a strong commitment to social responsibility and sustainable development. Initiatives include financial literacy programs, support for small businesses, environmental sustainability efforts, and charitable donations. They also promote inclusive banking services that cater to underserved populations, fostering economic growth and social equity.

Competitiveness

In a fiercely competitive financial landscape, Visa / MasterCard USD banks continually innovate and adapt to maintain their edge. They offer attractive rewards, competitive interest rates, and innovative digital solutions to attract and retain customers. Additionally, strategic investments in technology and customer experience ensure they stay ahead of emerging fintech competitors and changing market dynamics.

Conclusion

Visa and MasterCard USD banks are cornerstone entities in the global payments ecosystem, distinguished by their stability, innovative offerings, and commitment to security and social responsibility. Their ability to adapt to technological advancements and evolving customer needs ensures their central role in facilitating secure, efficient, and inclusive financial transactions worldwide.


Alipay CNY

Introduction to Alipay CNY

Alipay CNY is the Chinese Yuan (Renminbi) version of the widely used digital payment platform Alipay, developed by Ant Group. As one of the leading payment solutions in China, Alipay CNY provides users with a seamless and secure way to make digital transactions both domestically and internationally. Its extensive ecosystem covers various payment needs, from online shopping to bill payments and fund transfers, making it an essential tool in China's digital economy.

Key Features and Advantages

Alipay CNY boasts state-of-the-art security features including advanced encryption, real-time fraud detection, and multi-factor authentication to safeguard user data and funds. Its user-friendly mobile application offers an intuitive interface, enabling quick payments and account management on-the-go. Alipay's vast merchant network allows users to pay at millions of outlets, both online and offline, and enjoy features like contactless payments via QR codes. The system also supports integrated rewards and loyalty programs, providing incentives for frequent users. Its offline payment capabilities ensure that transactions can be completed even with limited internet connectivity, bolstering convenience.

Funding and Withdrawal Options

Funding an Alipay CNY account can be achieved through various methods including bank cards (debit and credit), bank transfers, and e-wallet recharges. Users can link multiple bank accounts for effortless top-ups. Withdrawals are primarily made by transferring funds back to linked bank accounts, with some options for cash withdrawal at designated ATMs. The platform facilitates quick fund movement and allows users to set up automatic transfers for recurring payments or savings.

Operating Countries

While Alipay CNY is predominantly operational within China, its international footprint continues to expand. It is accessible in select countries across Asia, North America, Europe, and Oceania, primarily for Chinese tourists and expatriates. Many merchants worldwide accept Alipay, especially in popular tourist destinations, with the aim of increasing cross-border usability for Chinese customers abroad.

Payment Types Supported

Alipay CNY supports a broad range of payment methods including local and international cards (Visa, Mastercard), bank wire transfers, e-wallets, and mobile payments. Furthermore, it increasingly integrates with emerging digital assets, offering limited support for cryptocurrency-related transactions where regulations permit. The platform is optimized for mobile payments via its dedicated app, with an emphasis on QR code scans for instant payments.

Currency Coverage and Processing Time

Primarily focused on Chinese Yuan (CNY), Alipay CNY enables smooth conversions for cross-border transactions within its currency coverage. When funding from international sources, currency conversion fees may apply. Typical transaction processing times vary from instant for QR code payments to a few minutes for bank transfers, ensuring quick settlements and minimal delays.

Limits and User Tiers

Transaction limits depend on user tier, verification status, and regional regulations. Commonly, initial limits are modest, such as up to 50,000 CNY per day, with higher caps available upon identity verification. Premium or verified users might enjoy higher transaction thresholds and reduced fees, supporting larger payments and business transactions.

Device Availability and Mobile User Experience

Alipay CNY is available across iOS, Android, and Windows devices, ensuring broad accessibility. The mobile UX is designed for ease of use, with features like automatic payment options, QR code scanning, notification alerts, and account management tools, delivering a seamless user experience suitable for both individual consumers and merchants.

Integration APIs and Developer Tools

Alipay offers comprehensive APIs and SDKs for merchants and developers seeking to integrate Alipay CNY into their platforms. These APIs facilitate payment processing, order management, refunds, and fraud detection. The integration process supports customizable checkout flows, digital receipts, and secure transaction handling, enabling seamless integration with e-commerce websites, apps, and physical POS systems.

Security Measures

Security is a core priority, with multi-layered protections including SSL encryption, real-time monitoring, risk assessment algorithms, and biometric authentication. Alipay also employs machine learning models to detect suspicious activities proactively. Additionally, user accounts are protected through device verification, transaction alerts, and account-lockout protocols.

Support Channels

Alipay offers multi-channel customer support, including an extensive FAQ section, in-app chat, email support, and dedicated helplines. For business clients, there are dedicated account managers and technical assistance. The platform continuously works to improve user support via multilingual interfaces and localized services tailored to regional markets.

Extra Tools and Services

Beyond basic payment functions, Alipay CNY provides transaction tracking, detailed reports, and analytics tools for merchants and corporate clients. Loyalty programs and digital coupons integrated into the app encourage customer retention. Additionally, Alipay supports online bill payments, P2P transfers, wealth management options, and QR code marketing campaigns, making it a versatile financial ecosystem.

History, Licences, and Regulatory Compliance

Founded in 2004, Alipay quickly grew to dominate China’s digital payments sphere. It is licensed and regulated by Chinese authorities, including the People's Bank of China, ensuring compliance with local financial laws. Its history reflects continuous innovation and expansion into international markets, backed by strong licensing and security standards, making it a trustworthy payments platform.

Fees and Cost Structure

Alipay CNY generally offers free basic account registration and transactions for users, with merchant fees typically ranging from 0.1% to 0.6% per transaction depending on the nature of the payment and volume. Some services, such as currency conversion or cash withdrawals at ATMs, may incur additional charges. Overall, the fee structure is transparent, catering to both individual users and enterprises, with volume discounts available for high-volume corporate accounts.

Conclusion

Alipay CNY stands out as a comprehensive and reliable digital payment system tailored for the Chinese market but increasingly accessible worldwide. Its combination of security, convenience, versatility, and extensive merchant acceptance makes it an ideal choice for consumers and businesses seeking efficient fund transfer, secure payments, and integrated financial services in CNY.