Exchange Visa / MasterCard TJS to Cosmos ATOM

You give Visa / MasterCard TJS
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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Amount
From card (number)
IBAN
E-mail
Telegram
You get Cosmos ATOM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
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ATOM    Cosmos
No fee
BEP20    Binance Smart Chain
No fee
Network
Amount to get
To address
MEMO
Send without MEMO
I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Visa / MasterCard TJS to Cosmos ATOM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard TJS

Introduction

The Visa and MasterCard networks are vital players in the digital payment landscape of Tajikistan. As the country continues to modernize its banking infrastructure, these payment giants facilitate seamless payments and transfers for individuals and businesses alike. Their integration with local banks, including the prominent TJS bank, ensures users enjoy fast, secure, and versatile transaction options, driving financial inclusion and economic growth.

Core Payment Services

At the heart of TJS bank's offerings are its core payment services, leveraging Visa and MasterCard for a range of transaction types:

  • Internal Payments: Transferring funds swiftly between accounts within the same bank. These are typically instant and often used for day-to-day banking needs, bill payments, or internal fund management.
  • Inter-bank Payments: Facilitating transfers across different banks within Tajikistan. This service ensures funds move securely and promptly, often via the national payment switch or SWIFT network for foreign transactions.
  • Peer-to-Peer (P2P) Transfers: Enabling individuals to send money directly to friends or family using card details or mobile numbers. P2P payments are increasingly popular due to their convenience and speed.
  • QR Code Payments: A contactless method where users scan QR codes at retail outlets or online merchants to make payments effortlessly. QR payments promote safety and efficiency, especially amid health concerns.
  • Instant Payments: Services such as Visa Direct or MasterCard Send allow near real-time money transfers, essential for urgent transactions or business operations.

Cross-Border Transfers

International money transfers are facilitated through Visa’s Direc Payments System and MasterCard Cross-Border Services. Customers can send or receive funds across borders with relative ease, benefiting from competitive rates and security protocols. TJS bank integrates these services with global networks, ensuring that Tajik residents can partake in global commerce and family support activities with ease.

Key features include transparent fees, real-time tracking, and compliance with international anti-money laundering standards. For remittances, partnerships with Western Union, MoneyGram, and digital transfer platforms further diversify cross-border options.

Mobile & Online Banking Solutions

Modern banking is synonymous with mobile and online access. TJS bank’s digital platforms, integrated with Visa and MasterCard payment facilities, allow customers to manage accounts, pay bills, and conduct transactions remotely:

  • Mobile Banking Apps: User-friendly and secure, enabling contactless payments, fund management, and transaction history review.
  • Online Banking Portals: Offering comprehensive services such as fund transfers, card management, and account statements, accessible via desktop or tablet.

Advanced features include instant notifications, budgeting tools, and integrated security measures like biometric authentication and two-factor verification to protect user assets.

Crypto Operations

Although still emerging, cryptocurrency operations are gradually gaining recognition. Some Tajikistan banks and payment services are exploring crypto trading, peer-to-peer exchanges, and blockchain-based solutions, enabled by Visa and MasterCard’s evolving policies. Customers can access crypto-related services through partners or specialized platforms, integrating these assets into traditional payment systems for diversified investment and transaction purposes.

Regulatory developments are ongoing to ensure safe and compliant crypto operations, balancing innovation with financial security.

Additional Services

  • Contactless Payments: Tap-to-pay solutions via Visa PayWave and MasterCard PayPass for quick transactions at retail stores.
  • Prepaid and Virtual Cards: Useful for e-commerce and travel, offering flexibility without linking directly to personal bank accounts.
  • Business Solutions: Merchant services, point-of-sale (POS) terminals, and customized corporate accounts streamline business payments.
  • Loyalty & Rewards Programs: Integrated with card usage to incentivize customer engagement.

Security and Fraud Prevention

Security is paramount for Visa and MasterCard transactions. TJS bank adopts multi-layered security measures, including EMV chip technology, tokenization, encryption, and real-time fraud detection systems. Customers are encouraged to enable alerts, set up transaction limits, and adopt biometric verification. Additionally, 24/7 customer support assists in mitigating fraudulent activities, ensuring trust in digital transactions.

Competitor Comparison

In Tajikistan, the primary competitors include local banks offering traditional banking and emerging fintech companies providing digital wallets. While local banks excel in personalized service, Visa and MasterCard offer superior global acceptance, advanced security protocols, and broader service integration. Fintech firms, however, are rapidly developing alternative solutions, emphasizing lower fees and innovative features like cryptocurrency integration or blockchain-based transfers. TJS bank’s partnership with these networks positions it strongly against competitors by combining domestic familiarity with global technological standards.

Conclusion

Visa and MasterCard serve as cornerstone providers of payment and transfer solutions for TJS bank customers. Their extensive range of services—from local intra-bank transfers to cross-border remittances, mobile banking, and emerging crypto operations—amplifies the bank’s capabilities and customer confidence. Continued technological advancements and security investments will sustain their leadership, fostering a more inclusive, efficient, and secure financial environment in Tajikistan. As digital commerce expands, these networks remain essential to fueling economic development and connecting Tajik consumers to the global economy.


Cosmos ATOM

Introduction

The world of cryptocurrencies continues to evolve at a rapid pace, with innovative projects offering new solutions for decentralized finance, secure transactions, and digital interoperability. Among these, Cosmos (ATOM) stands out as a pioneering blockchain initiative designed to facilitate seamless communication and interoperability among diverse blockchain networks. Launched in 2019, Cosmos aims to create an interconnected ecosystem where different blockchains can work together efficiently, democratizing access and fostering innovation across the decentralized landscape.

Technical Fundamentals

At its core, Cosmos is built on a robust blockchain architecture that emphasizes scalability, interoperability, and security. The backbone of Cosmos is the Cosmos SDK, a modular framework that enables developers to build customizable blockchain applications with ease. This modular approach promotes flexibility and accelerates development, enabling a diverse array of blockchains to be created within the ecosystem.

Blockchain technology in Cosmos relies on a consensus mechanism called Tendermint Byzantine Fault Tolerance (BFT). Tendermint ensures fast transaction finality and security through a proof-of-stake model, where validators participate in consensus based on their staked tokens. This approach provides a high degree of security and decentralization, crucial for building reliable blockchain networks.

Cryptography plays a vital role in Cosmos, ensuring data integrity, privacy, and secure validation of transactions. The platform employs advanced cryptographic techniques such as elliptic-curve cryptography and hashing algorithms to safeguard user data and maintain trustless operation. Moreover, Cosmos supports smart contracts through integrated systems like CosmWasm, enabling developers to deploy complex decentralized applications (dApps) directly onto Cosmos blockchains. These smart contracts foster innovation, automation, and complex financial transactions within the ecosystem.

Applied Aspects

Payments constitute a significant use case for Cosmos, especially with its focus on fast, low-cost transactions. The ecosystem aims to serve as a hub for various payment solutions, making cross-border transactions more efficient and accessible, reducing reliance on traditional banking infrastructure.

DeFi (Decentralized Finance) is another major area where Cosmos is making an impact. Its interoperability features permit smooth asset transfers and liquidity sharing among different blockchains. Projects within the Cosmos network enable decentralized exchanges (DEXs), lending platforms, and yield farming, all accessible via a unified interface. This interconnected DeFi ecosystem facilitates decentralized borrowing, lending, and trading without intermediaries, democratizing financial access globally.

Regulation is increasingly becoming a critical aspect of the cryptocurrency landscape. Cosmos’s modular design eases compliance, offering tools for KYC/AML processes and transparent transaction trails. While regulatory challenges persist worldwide, Cosmos’s open-source architecture and emphasis on security aim to foster a compliant environment to attract institutional adoption.

Security remains paramount, with Cosmos implementing rigorous mechanisms such as proof-of-stake consensus, slashing (penalties for malicious validator behavior), and regular network upgrades. The ecosystem’s security model is designed to defend against attacks, ensure network decentralization, and protect users’ funds, which is essential for mainstream acceptance.

Future Outlook

The future of Cosmos appears promising, driven by its vision to create a "Internet of Blockchains." Future developments focus on enhancing interoperability, increasing scalability, and fostering widespread developer adoption. Upcoming upgrades aim to improve cross-chain communication protocols and expand the number of connected blockchains.

As the ecosystem matures, expect to see more innovative projects leveraging Cosmos’s architecture, especially in sectors like gaming, supply chain, and enterprise solutions. The integration of privacy features and institutional-grade security measures could further position Cosmos as a go-to platform for large-scale applications.

Moreover, ongoing collaborations with other blockchain initiatives and venture capital investments aim to accelerate ecosystem growth, attract new users, and strengthen network security.

Conclusion

Cosmos (ATOM) has established itself as a significant player in the blockchain industry, primarily through its unique interoperability-focused architecture. By combining advanced cryptography, innovative consensus mechanisms, and a developer-friendly framework, Cosmos provides a comprehensive platform for a decentralized future. As the project continues to evolve, it promises to facilitate a more interconnected and efficient blockchain landscape — fostering innovation, enhancing security, and enabling the widespread adoption of decentralized solutions across various sectors.