Exchange Visa / MasterCard RUB to Wise EUR

You give Visa / MasterCard RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get Wise EUR
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Visa / MasterCard SEK
Visa / MasterCard GBP
Visa / MasterCard CNY
Visa / MasterCard KGS
Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Revolut CZK
Wise GBP
SWIFT USD
SWIFT EUR
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Business account USD
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Wise account email
IBAN
Account owner full name
Note for payment
Send without Note for payment
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Visa / MasterCard RUB to Wise EUR
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard RUB

Introduction

In the rapidly evolving landscape of digital banking, Visa and MasterCard continue to dominate the realm of RUB bank payments and transfers. As the preferred payment networks in Russia, they offer a comprehensive suite of services designed to facilitate seamless transactions for individuals and businesses alike. Their extensive infrastructure supports not only traditional banking activities but also innovative payment solutions, cross-border transfers, and emerging financial technologies, ensuring they remain at the forefront of the industry.

Core Payment Services

Internal Transactions within banks using Visa/MasterCard enable swift fund movements between accounts of the same financial institution. Customers benefit from instant processing, ensuring that their finances are always at their fingertips.

Inter-bank Payments allow transfers between different banks within Russia, utilizing the card networks' secure infrastructure for rapid settlement. This includes services like online transfers and bill payments, which are vital for everyday financial management.

Peer-to-Peer (P2P) Payments facilitated via Visa and MasterCard have gained popularity, especially through dedicated apps and integrated bank services. Users can quickly send money to family or friends using just their card details or mobile numbers, often supported by instant confirmation.

QR Code Payments have become a cornerstone of contactless transactions in Russia. Customers scan QR codes displayed in retail outlets or online platforms to authorize payments instantly, providing a hygienic and efficient alternative to cash or card swipes.

Instant Payments leverage the immediate processing capabilities of Visa and MasterCard networks, enabling real-time transactions for shopping, bill settlements, or fund transfers, enhancing customer experience and operational efficiency.

Cross-Border Transfers

Visa and MasterCard facilitate cross-border RUB transactions through their global networks, allowing users to send and receive money internationally with minimal delays. These services are vital for businesses engaged in international trade or Russians living abroad, offering competitive exchange rates, transparent fees, and secure channels.

Advanced solutions like digital wallets and multi-currency cards enable seamless currency conversions and localized transactions, making cross-border payments more accessible and efficient.

Furthermore, partnerships with international remittance services extend their reach, ensuring that transfers are processed swiftly regardless of geographical barriers.

Mobile & Online Banking

Visa and MasterCard-powered banking apps and online platforms provide customers with full control over their finances. Features include managing cards, setting transaction limits, viewing statements, and initiating transfers, all accessible via smartphones or desktop devices.

Integrated security measures like biometric authentication, one-time passwords (OTPs), and fraud monitoring enhance safety during online banking sessions.

The evolution of mobile-first solutions means customers can perform complex operations—such as scheduling payments or activating new cards—from the comfort of their homes or on the go.

Crypto Operations and Emerging Technologies

While cryptocurrency transactions are not directly processed via Visa or MasterCard, these networks are increasingly integrating with crypto platforms through partnerships and innovations like Crypto-Backed Cards. Customers can convert digital assets into rubles and spend via their existing cards.

Some banks and fintech firms explore blockchain technologies to streamline payments, enhance transparency, and reduce costs, aligning with Visa’s and MasterCard’s vision of a more inclusive financial ecosystem.

Additionally, emerging trends such as biometric payments and Artificial Intelligence (AI)-driven fraud detection are transforming how secure and user-friendly transactions are across digital channels.

Additional Services

Beyond basic payments, Visa and MasterCard offer a variety of ancillary services tailored to Russian consumers. These include travel insurance, loyalty programs, card personalization, and fraud protection. Moreover, they partner with fintechs to develop innovative solutions like buy now, pay later (BNPL) financing and contactless wearables.

Specialized services for business clients encompass corporate payment solutions, fleet management, and expense management platforms, facilitating organizational efficiency and compliance.

Security Measures

Security is paramount for Visa and MasterCard, which employ multi-layered protections such as EMV chip technology, end-to-end encryption, and tokenization to safeguard transactions.

Fraud detection algorithms, real-time monitoring, and customer alerts provide continuous coverage against potential threats. Their ECO-systems are compliant with international standards such as PCI DSS, ensuring a secure environment for all digital payments.

Furthermore, customers are encouraged to use secure connections and enable two-factor authentication to reduce the risk of fraud or data breaches.

Comparison with Competitors

Compared to local alternatives like MIR cards, Visa and MasterCard offer **broader acceptance**, especially internationally, and advanced technology features. While MIR provides domestic convenience and government support, Visa and MasterCard excel in **global reach** and **innovative services** like contactless payments and crypto integrations.

Other fintech payment providers may offer lower fees or niche services but often lack the extensive infrastructure, security, and brand recognition of the two major networks. Their ecosystems are also typically more integrated with international banking standards, giving Visa and MasterCard an edge in comprehensive service offering.

Conclusion

Visa and MasterCard remain crucial players in the Russian banking landscape, offering a robust array of payment solutions that cater to diverse needs—from everyday transactions to cross-border transfers and innovative digital finance. Their continuous technological advancements, combined with a commitment to security, position them as reliable partners for consumers and businesses seeking seamless, safe, and efficient financial operations. As digital transformation accelerates, their ability to adapt and innovate will determine their ongoing dominance in the sector.


Wise EUR

Introduction

Wise EUR Bank has established itself as a leading financial institution specializing in seamless and efficient payment solutions within the Eurozone and beyond. Known for its innovative approach to banking, Wise offers a suite of services tailored to meet the diverse needs of individuals and businesses engaged in local and international transactions. As digital transactions become increasingly vital in today's economy, Wise EUR Bank's focus on cutting-edge payment infrastructure ensures that users benefit from speed, transparency, and cost-effectiveness across all their banking activities.

Core Payment Services

Internal Payments: Wise EUR Bank facilitates instant transfers between accounts within its ecosystem. Whether transferring funds between your own accounts or to trusted contacts, users experience rapid processing times, often instant or within seconds, supported by robust internal infrastructure.

Inter-bank Transfers: For transfers outside Wise’s platform, the bank offers reliable and efficient inter-bank transfer services. Leveraging advanced infrastructure, Wise ensures that SWIFT and SEPA transactions are executed swiftly, often within the same business day. Transparent fee structures make it easy for customers to understand the costs involved.

Peer-to-Peer (P2P) Payments: Wise excels in P2P payments, enabling users to send money directly to friends, family, or colleagues with minimal friction. P2P services are integrated into the mobile app and online platform, allowing quick payments with just a few taps, making everyday transactions effortless.

QR Code Payments: Recognizing the importance of contactless payments, Wise offers QR-based payment options. Customers can generate or scan QR codes to facilitate secure and fast transactions at physical stores or online, bridging the digital and physical payment environments seamlessly.

Instant Payments: One of Wise EUR Bank’s key differentiators is its focus on instant payments. Powered by real-time payment networks such as TIPS (TARGET Instant Payment Settlement), users enjoy immediate settlement of transactions, reducing wait times and increasing efficiency for both personal and business needs.

Cross-Border Transfers

Wise EUR Bank specializes in international money transfers, particularly within the Single Euro Payments Area (SEPA). Its competitive edge lies in transparent, low-cost fees and real exchange rates with minimal markup. Customers can send Euros to over 70 countries, enjoying near-instant or same-day delivery. The platform provides detailed tracking and status updates, ensuring peace of mind for international transactions. Thanks to its sophisticated infrastructure and partnerships, Wise ensures that cross-border payments are straightforward, affordable, and reliable.

Mobile & Online Banking

Wise EUR Bank offers a user-friendly mobile app and online banking platform that empower clients to manage their finances on the go. Features include real-time account balance monitoring, transaction history, and customizable alerts. The intuitive interface makes it easy to initiate payments, set up recurring transfers, and access additional services seamlessly. Security protocols such as multi-factor authentication, biometric login, and encryption ensure that users’ data and funds remain secure at all times.

Crypto Operations

Innovatively, Wise EUR Bank explores cryptocurrency transactions, allowing users to buy, sell, and hold digital assets directly within their accounts. This integrated crypto operation offers a bridge between traditional banking and digital currencies, enabling users to diversify their portfolios without leaving the platform. Compliance with regulatory standards and secure custody solutions underpin these services, making crypto operations accessible and safe for experienced traders and newcomers alike.

Additional Services

Beyond core payments, Wise provides supplementary features such as multi-currency accounts, virtual cards, and expense management tools. Multi-currency accounts enable holding and converting Euros easily, ideal for international travelers and businesses. Virtual cards facilitate secure online payments without exposing physical card details. Expense management tools help users track spending across various categories, fostering better financial planning and budgeting. Furthermore, Wise offers integrations with accounting software, invoice payments, and corporate banking services to cater to business needs.

Security & Compliance

Security is at the heart of Wise EUR Bank’s operations. Industry-standard encryption safeguards customer data, while multi-factor authentication and biometric security add layers of protection. The bank adheres to strict regulatory standards and compliance protocols, including AML (Anti-Money Laundering) and KYC (Know Your Customer) procedures, ensuring legitimacy and security of all transactions. Continuous monitoring and fraud detection systems detect and prevent suspicious activities, fostering user trust.

Competitor Comparison

When compared to traditional banks such as Deutsche Bank or BNP Paribas, Wise EUR Bank emphasizes cost-efficiency and technological innovation. Unlike legacy institutions that often have higher fees and slower processing times, Wise stands out with transparent fee structures, real-time payments, and user-centric digital interfaces. Fintech competitors like Revolut and Monzo also compete in this space, but Wise’s specialization in Euro-centric digital banking and cross-border transfers gives it a distinct advantage for customers prioritizing international transactions and currency stability.

Conclusion

Wise EUR Bank's comprehensive suite of payment and transfer services positions it as a modern, agile, and secure financial partner. Its core strengths—instantly accessible payments, transparent cross-border fees, innovative crypto operations, and advanced security protocols—meet the evolving needs of today's digital economy. Whether individuals or businesses, clients benefit from efficient, cost-effective, and reliable banking solutions. As digital payment trends continue to grow, Wise EUR Bank remains at the forefront, combining technology-driven features with unwavering security, shaping the future of banking in the Eurozone and beyond.