Exchange Visa / MasterCard RUB to Idram AMD

You give Visa / MasterCard RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
From card (number)
SBP phone number
Cardholder name
E-mail
Telegram
You get Idram AMD
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
More trading pairs
Amount to get
Idram account phone number
Account owner full name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Payment for the order can be made using the "Fast payment system" (FPS) to an account in another bank.

Commission for transfer of up to 100,000 rubles is absent, the transfer is instant.
The transfer should be made by phone number to the specified bank.

Please note! Check the bank carefully before sending funds via FPS. Incorrectly sent funds will be irrecoverably lost.

For more details on Faster Payments System and advantages of using them, read more on our website.
Instructions: Exchange Visa / MasterCard RUB to Idram AMD
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard RUB

Introduction

The Visa and MasterCard networks are fundamental pillars of modern banking and financial transactions globally, and Russian banks utilizing these systems within RUB (Russian Ruble) are central to facilitating seamless and secure payment processes. As the demand for innovative payment solutions accelerates, banks in Russia are expanding their offerings to include not only traditional card payments but also advanced digital financial services. This comprehensive overview explores the core payment services, cross-border transfer mechanisms, digital banking integrations, crypto operations, security measures, competitors, and future trends within the Visa/MasterCard RUB banking sphere.

Core Payment Services

Russian banks leveraging Visa and MasterCard provide a multitude of payment options tailored for various needs:

  • Internal Payments: Transferring funds effortlessly between accounts within the same bank or across different banks, supporting everyday transactions such as salary deposits and bill payments.
  • Inter-bank Transfers: Facilitated via national tools like SBP (System for Transfer of Financial Messages) or via international SWIFT network for cross-border transactions, ensuring quick settlement and data security.
  • P2P Payments: Person-to-Person transfers facilitated through mobile apps and online banking, allowing users to send or receive money instantly using just a phone number or linked account.
  • QR Code Payments: Both Visa and MasterCard support QR-based payments, enabling shoppers to scan or generate QR codes at retail points for swift, contactless transactions.
  • Instant Payments: The adoption of real-time payment systems enables transfers to be completed within seconds, crucial for urgent transactions and e-commerce.

Cross-Border Transfers

For international payments, banks utilizing Visa and MasterCard employ a range of mechanisms:

  • International Card Transactions: Facilitated through Visa/MasterCard networks, enabling RUB account holders to purchase or withdraw in foreign currencies or transfer funds abroad.
  • Currency Conversion & Fees: Banks implement real-time currency conversion rates with transparent fee structures, ensuring customers understand costs related to cross-border operations.
  • Remittance Services: Partnering with specialized money transfer services and digital platforms to offer competitive, swift cross-border money transfers with minimal fees.
  • Regulatory Compliance: Ensuring adherence to international AML (Anti-Money Laundering) policies and Russian financial regulations for lawfulness and security.

Mobile & Online Banking

The integration of Visa and MasterCard services into mobile apps and online platforms has revolutionized banking:

  • Mobile Payment Solutions: Utilizing technologies like NFC (Near Field Communication), smart wallets, and tap-to-pay functionality for quick, contactless payments.
  • Online Account Management: Customers can monitor transactions, block or unblock cards, set restrictions, and manage their finances through intuitive digital interfaces.
  • Tokenization & Virtual Cards: Enhanced security through tokenization, providing virtual card numbers for online shopping, significantly reducing fraud risk.
  • Subscription & Recurring Payments: Seamless management of recurring charges, automated billing, and subscription services, further integrating card services into daily financial routines.

Crypto Operations

Although traditional Visa and MasterCard networks do not directly handle cryptocurrencies, some Russian banks and fintech firms are pioneering crypto-related services integrated with these card systems:

  • Crypto Card Offerings: Issuance of prepaid or virtual cards backed by cryptocurrencies, allowing customers to spend digital assets at retail locations supporting Mastercard or Visa.
  • Crypto Account Integration: Linking bank accounts or digital wallets with crypto exchanges permits seamless conversion and transfer between fiat and crypto.
  • Security & Compliance: Ensuring regulatory compliance and consumer protection as governments develop clearer frameworks for crypto operations in Russia.

Additional Services

Beyond standard transactions, banks offering Visa/MasterCard RUB services provide:

  • Rewards & Cashback Programs: Incentivizing card use with points, cashback, and partner discounts.
  • Fraud Monitoring & Alerts: Advanced AI-driven fraud detection systems to safeguard customer funds, coupled with instant notification mechanisms.
  • Travel & Emergency Services: Providing assistance and emergency card replacements for customers abroad.
  • Financial Planning Tools: Budgeting, analytics, and spending insights incorporated into digital banking platforms.

Security & Regulatory Considerations

HelloSecurity is paramount in Visa/MasterCard ecosystems:

  • EMV Chip Technology: Ensuring chip-and-PIN security at physical terminals.
  • 3D Secure Protocols: Protecting online purchases with authentication steps like Verified by Visa or Mastercard SecureCode.
  • Fraud Detection: Continuous monitoring for suspicious activities, deploying machine learning algorithms for early threat identification.
  • Data Privacy: Strict adherence to Russian data localization laws and GDPR standards for international transactions.

Competitor Comparison

While Visa and MasterCard dominate, other players in the Russian market include local systems and emerging digital wallets:

  • Mir System: The Russian national payment system, supporting domestic transactions, often integrated with Visa/MasterCard.
  • Local Digital Wallets: Yandex.Money, Qiwi, and others offer alternative payment routes, sometimes bypassing traditional card systems, emphasizing digital-first approaches.
  • Fintech Platforms: New entrants providing peer-to-peer lending, crypto services, and mobile-centric financial tools that leverage or complement Visa/MasterCard networks.

Conclusion

The Visa and MasterCard card services in Russia continue to evolve rapidly, integrating advanced payment technologies, expanding cross-border transfer capabilities, and embracing digital banking and crypto operations. Through their robust security frameworks, user-friendly interfaces, and comprehensive service offerings, these networks sustain their dominant position in the Russian RUB banking landscape. As competition intensifies and regulations tighten, ongoing innovation will be essential to meet consumer demands, ensure security, and maintain global competitiveness in the digital age.


Idram AMD

Introduction to Idram AMD

Idram AMD is a leading digital payment system designed to facilitate seamless, secure, and versatile financial transactions within Armenia. It has established itself as an essential platform for both individual users and businesses, offering a comprehensive suite of features tailored to the local market. With its user-friendly interface and robust infrastructure, Idram AMD provides a convenient way to manage funds, pay bills, and conduct online transactions with ease.

Key Features and Advantages

One of Idram AMD's primary advantages is its wide acceptance network across Armenia, including retail outlets, online merchants, and utility providers. The platform supports multiple payment methods, allowing users to choose the most suitable option for their needs. Its real-time transaction processing ensures instant confirmation, enhancing user trust and satisfaction. Additionally, Idram AMD offers digital tools such as transaction tracking, detailed reports, and loyalty programs that incentivize persistent use and streamline financial management.

Funding and Withdrawal Options

Users can fund their Idram AMD accounts through various channels including bank cards, bank wires, e-wallets, mobile money transfers, and even cryptocurrencies. Once funded, users can easily make payments, money transfers, or top-ups. Withdrawals are straightforward and can be executed directly to linked bank accounts or via cash terminals affiliated with the system. The platform also supports cryptocurrency withdrawals, providing flexibility for users engaged in digital assets.

Operating Countries

Although primarily focused on Armenia, Idram AMD has begun expanding its services to neighboring countries and regions with Armenian communities abroad. The platform is currently operational within Armenia and is exploring the possibility of expanding its borders to facilitate cross-border transactions and remittances.

Supported Payment Types

Idram AMD provides a comprehensive range of payment options including credit/debit cards, bank transfers, e-wallets, mobile payments, and cryptocurrencies. Users can pay utility bills, top-up mobile accounts, shop online, and conduct person-to-person transfers. Its integration with various payment channels ensures maximum flexibility and convenience.

Currency Coverage and Processing Time

The platform operates primarily in Armenian Drams (AMD). However, it also supports transactions in other currencies for international transfers, subject to exchange rates. Processing times are typically instant for most transactions such as payments and transfers, with some bank-related withdrawals taking up to 24 hours. Crypto transactions are processed based on blockchain confirmation times.

Limits and User Tiers

Idram AMD implements transaction limits based on user verification levels. Basic users have daily and monthly limits generous enough for personal use, while verified users enjoy higher thresholds suitable for small business operations. Limits are adjustable upon account verification, ensuring security while accommodating different user needs.

Device Availability and Mobile User Experience

The Idram AMD platform is accessible via web browsers, Android and iOS mobile apps. The mobile experience is optimized for ease of use and quick navigation, with features like biometric login, instant notifications, and QR code scanning for faster payments. The app’s intuitive design caters to both tech-savvy users and those new to digital payments.

Integration APIs and Merchant Solutions

For businesses and developers, Idram AMD offers comprehensive API integration tools. These APIs facilitate seamless integration of payment functionalities into websites and apps, enabling online merchants to accept payments effortlessly. The API supports transaction processing, notifications, refunds, and reporting, making it adaptable for various business models.

Security Measures

Security is paramount in Idram AMD’s operations. The platform employs advanced encryption, multi-factor authentication, and real-time fraud detection. Regular security audits and compliance with local financial regulations ensure user data and funds are protected. Additionally, biometric authentication and secure PIN entry reinforce platform security at the user level.

Customer Support Channels

Idram AMD provides multichannel support to assist users, including an interactive FAQ, email support, live chat, and a dedicated helpline. Support is available in Armenian and English, ensuring accessibility for diverse users. The platform is committed to prompt assistance, aiming to resolve issues quickly and maintain high customer satisfaction.

Extra Tools and Value-Added Features

Beyond basic transactions, Idram AMD offers investment and tracking tools, such as transaction history, expenditure reports, and spending analytics. Its loyalty programs and discounts incentivize frequent use. Some versions of the platform include mobile wallet features that enable peer-to-peer transfers, reminders for bill payments, and international remittance options.

History and Licensing

Established in Armenia, Idram AMD has a robust history of innovation in digital financial services, continuously expanding its user base and features. The platform operates under the licensing of Armenian financial authorities, ensuring compliance with local legislation and maintaining high standards of transparency and security.

Fees and Costs

Idram AMD maintains transparent and competitive fee structures for various transactions. Typical fees include a small percentage or flat fee for withdrawals, currency exchanges, and merchant payments. Many basic services, such as account creation or balance inquiries, are free of charge. Additional costs can apply for advanced features or currency conversions, with detailed fee schedules accessible via the platform.