Exchange Visa / MasterCard PLN to Stellar XLM

You give Visa / MasterCard PLN
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
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Cardholder name
E-mail
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You get Stellar XLM
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Maker MKR
Cash RUB
Cash USD
Cash EUR
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
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XLM    Stellar
No fee
BEP20    Binance Smart Chain
No fee
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MEMO
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I am sending the funds to
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
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I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Visa / MasterCard PLN to Stellar XLM
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard PLN

Introduction

In today’s digital economy, Visa and Mastercard stand as dominant global payment providers, facilitating seamless transactions across various channels. When integrated with PLN bank services, these payment networks support both local and cross-border activities, empowering consumers and businesses with efficient financial solutions. This comprehensive overview explores the core payment services, innovative transfer options, digital banking functionalities, crypto operations, additional offerings, and security measures offered within the Visa and Mastercard systems operating in Poland.

Core Payment Services

The backbone of Visa and Mastercard in Poland consists of a wide array of core payment services that ensure secure and rapid transactions. These include:

  • Internal Payments: Transactions within the same bank or payment ecosystem, enabling quick fund transfers and balance checks through debit or credit cards linked to PLN accounts.
  • Interbank Payments: Facilitated via the national payment infrastructure, these services allow transfers between different banks in Poland, often processed instantly or within a short timeframe.
  • P2P Transfers: Peer-to-Peer (P2P) payments are simplified through mobile apps and online banking platforms, allowing consumers to send money effortlessly to friends or family using card details or mobile identifiers.
  • QR Code Payments: The rise of QR technology enables consumers to make contactless payments at merchants by scanning QR codes, supported by both networks to facilitate quick checkout experiences.
  • Instant Payments: Leveraging Polish Real-Time Gross Settlement systems (e.g., ELIXIR), both Visa and Mastercard support near-instantaneous transactions, crucial for e-commerce and urgent transfers.

Cross-Border Transfers

When it comes to cross-border transfers, Visa and Mastercard in PLN context offer robust solutions for international money movement. Using SWIFT integrations and their proprietary networks, they enable consumers and businesses to send funds across borders with competitive exchange rates and transparent fees. Features include:

  • Multi-currency capabilities that adapt to fluctuating rates and provide real-time conversion
  • Secure online platforms allowing easy initiation of international wire transfers
  • Partnerships with global banking networks to ensure efficient clearance and settlement
  • Specialized business solutions for large-volume transactions, facilitating global trade

Mobile & Online Banking

Modern banking reliance has shifted heavily towards mobile and online platforms. Visa and Mastercard services are integrated into Polish digital banking offerings, providing:

  • Mobile apps: Allowing users to manage card settings, view transactions, set spending limits, and activate or block cards instantly.
  • Online portals: Enabling comprehensive account management, transaction history reviews, and bill payments.
  • Contactless payments: NFC-enabled mobile wallets such as Google Pay, Apple Pay, and Samsung Pay, supporting contactless payments in stores and online.
  • Security features: Two-factor authentication, biometric login, and fraud detection integrated into these digital services for peace of mind.

Crypto Operations

With the growing acceptance of cryptocurrencies, some PLN banks and card providers are beginning to facilitate crypto-related operations. Visa and Mastercard are pivotal here, offering:

  • Crypto-linked debit and credit cards that allow spending digital assets in real-world transactions
  • Partnerships with crypto exchanges to enable direct on-ramp/off-ramp services
  • Secure authentication and transaction verification tailored to crypto assets
  • Education and awareness programs about crypto risks and benefits for users

Additional Services

Beyond basic payments, Visa and Mastercard in Poland provide a suite of additional services designed to enrich the customer experience:

  • Rewards and loyalty programs: Offering cashback, discounts, and points for card usage at partner merchants.
  • Travel insurance and purchase protection: Included with premium cards, safeguarding travelers and shoppers.
  • Business solutions: Corporate card programs, expense management, and supplier payments for enterprises.
  • Financial management tools: Budgeting, spending analytics, and alerts integrated into mobile apps.

Security Measures

Security remains paramount in digital payments. Visa and Mastercard employ advanced security protocols including:

  • EMV chip technology: Protects card data against cloning and fraud at POS terminals.
  • Tokenization: Replaces sensitive card information with tokens to secure online and mobile transactions.
  • Fraud detection systems: Real-time monitoring leveraging AI to identify and prevent suspicious activities.
  • Multi-factor authentication: Adds layers of verification for online payments, reducing card-not-present fraud.

Competitor Comparison

The competitive landscape features banks and fintech firms vying for dominance in the payments space. Compared to other providers like local banks’ digital platforms or newer fintech services, Visa and Mastercard offer worldwide acceptance, extensive merchant networks, and innovative features. While alternatives may provide lower fees or niche services, Visa and Mastercard’s global brand recognition and security infrastructure give them a distinct advantage, especially for cross-border transactions and high-volume corporate payments.

Conclusion

Visa and Mastercard services within Polish banks form a comprehensive ecosystem supporting secure, fast, and versatile payments and transfers. From local P2P and QR code transactions to complex cross-border transfers and crypto integration, they adapt to evolving consumer and business needs. Robust security measures further reinforce trust, while additional services like rewards and business solutions enhance value. As digital payment technologies continue to develop, Visa and Mastercard remain at the forefront, enabling seamless financial experiences for Polish users and reinforcing their position as global payment leaders.


Stellar XLM

Introduction to Stellar XLM: A Revolutionary Cryptocurrency

Stellar XLM, commonly known as Stellar Lumens, is a prominent digital currency designed to facilitate fast, cost-effective cross-border transactions. Launched in 2014 by the Stellar Development Foundation, this cryptocurrency aims to bridge the gap between traditional financial systems and the digital economy. Its primary USP is enabling secure, swift, and inexpensive payments across borders, making it an attractive option for individuals, businesses, and financial institutions worldwide.

Unique Selling Proposition (USP)

The core strength of Stellar XLM lies in its ability to process thousands of transactions per second with minimal fees and lightning-fast settlement times. Unlike traditional banking and many cryptocurrencies, Stellar employs a unique consensus protocol that ensures network reliability and scalability without requiring energy-intensive mining. Its interoperability features allow seamless integration with existing financial infrastructure, facilitating real-world application. Additionally, Stellar offers the ability to create and issue custom tokens, broadening its use cases beyond simple payments.

Target Audience for Stellar XLM

The primary users of Stellar XLM include international businesses, remittance services, financial institutions, and individual consumers seeking affordable and reliable cross-border payments. Developing countries and unbanked populations also represent a significant target market, as Stellar can provide access to financial services where traditional banking is limited. Moreover, tech-savvy startups and blockchain developers use Stellar to build innovative decentralized applications, leveraging its customizable features.

Competitive Landscape

Stellar XLM faces stiff competition from both traditional financial systems and other cryptocurrencies. Major rivals include Ripple (XRP), which, like Stellar, aims to offer fast cross-border payments, and cryptocurrencies such as Bitcoin (BTC) and Ethereum (ETH), which have larger user bases and liquidity. Additionally, stablecoins and emerging blockchain platforms like Solana and Cardano are vying for market share in digital payments and financial services.

What sets Stellar apart is its focus on collaboration with financial institutions and its strong emphasis on regulatory compliance. This strategic positioning helps it carve a niche in the increasingly crowded market of blockchain-based payment solutions.

Market Perception and Public Image

Stellar XLM is generally perceived as a trustworthy and practical blockchain project with a focus on bridging finance and technology. Its foundation has garnered support from notable partners like IBM and money transfer companies, enhancing credibility. The perception among users is positive, especially regarding its transparency, low fees, and emphasis on financial inclusion. Nonetheless, as with many cryptocurrencies, it faces skepticism from traditional markets and regulators wary of decentralization and regulatory compliance complexities.

Advantages of Stellar XLM

  • Fast transaction speeds: Settling transactions in 3-5 seconds.
  • Low transaction costs: Typically fractions of a cent, making microtransactions feasible.
  • Scalability: Capable of handling thousands of transactions per second.
  • Interoperability: Ability to connect with various financial systems and tokens.
  • Strong partnerships: Collaborations with leading companies enhance its credibility and adoption.
  • Focus on financial inclusion: Designed to serve unbanked and underbanked populations.

Risks and Challenges

Despite its strengths, Stellar XLM faces several risks. The regulatory environment varies globally, with potential restrictions on digital currencies impacting adoption. Privacy concerns, cyberattacks, and network security are ongoing challenges. Additionally, market volatility and competition from both established and emerging blockchain projects could affect its value and relevance.

Another risk is the dependency on partnerships—if key collaborations falter, Stellar's influence and utility might diminish.

Use Cases

Stellar XLM is versatile, supporting various real-world applications:

  • Cross-border remittances: Providing cheaper and faster options for workers sending money home.
  • Micropayments: Enabling small, inexpensive transfers suitable for online content creators and service payments.
  • Token issuance: Creating and managing custom tokens for loyalty programs, digital assets, or digital currencies.
  • Banking integration: Facilitating bank-to-bank transfers across borders efficiently.
  • Decentralized applications (dApps): Building financial services that leverage Stellar’s infrastructure.

Future Prospects and Outlook

The future of Stellar XLM remains promising due to its technological advantages and strategic partnerships. As the world increasingly leans toward digital financial solutions, Stellar's focus on bridging traditional finance with blockchain technology could position it as a leader in cross-border payments. Expansion into emerging markets, adoption by financial institutions, and ongoing updates to its protocol can boost its relevance.

However, its success hinges on navigating regulatory landscapes and maintaining user trust amid intense competition. If Stellar continues to innovate and build collaborations, it could solidify its role as a critical infrastructure in the global financial ecosystem, unlocking vast growth potential and wider adoption in the coming years.