Exchange Visa / MasterCard PLN to WeChat CNY

You give Visa / MasterCard PLN
Business account USD
Business account EUR
SWIFT USD
SWIFT EUR
Revolut USD
Revolut EUR
Revolut GBP
SEPA EUR
Wise EUR
Wise GBP
Wise USD
Paysera EUR
Bank account AED
Visa / MasterCard AED
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard GBP
Visa / MasterCard AZN
Visa / MasterCard TJS
Visa / MasterCard KGS
Visa / MasterCard UZS
Visa / MasterCard CNY
Visa / MasterCard TRY
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
Business account CNY
UZCARD Card UZS
HUMO Card UZS
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
Cash USD
Cash EUR
Tether USDT
Tether BEP20 USDT
Tether ARBITRUM USDT
Tether TON USDT
Tether Avalanche C-Chain USDT
Tether OPTIMISM USDT
Tether SOL USDT
Tether ERC20 USDT
Tether POLYGON USDT
USDCoin USDC
USDCoin SOL USDC
USDCoin BEP20 USDC
USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
DAI DAI
DAI BEP20 DAI
TrueUSD TUSD
TrueUSD BEP20 TUSD
Pax Dollar USDP
Paxos BEP20 USDP
Sberbank RUB
T-Bank (Tinkoff) RUB
Company account RUB
Raiffeisen RUB
Openbank RUB
Alfa-Bank RUB
RNCB RUB
Gazprombank RUB
Promsvyazbank RUB
Russian Standart RUB
Post Bank RUB
VTB RUB
Mir Card RUB
Visa / MasterCard RUB
Business account RUB
UnionPay Card RUB
Sovcombank RUB
MTS Bank RUB
Avangard RUB
RSHB RUB
MKB RUB
Kukuruza RUB
Rosbank RUB
Home credit RUB
Faster Payments System RUB
Skrill USD
Skrill EUR
Payoneer USD
Payoneer EUR
Alipay CNY
WeChat CNY
Volet.com (ex. Advanced Cash) RUB
Volet.com (ex. Advanced Cash) USD
Volet.com (ex. Advanced Cash) EUR
Payeer RUB
Payeer USD
Payeer EUR
Neteller EUR
Neteller USD
YooMoney RUB
M10 AZN
Bitcoin BTC
Bitcoin ERC20 BTC
Bitcoin BEP20 BTC
Ethereum ETH
Official Trump TRUMP
Aptos APT
Optimism OP
Arbitrum ARB
Notcoin NOT
TON TON
Ethereum BEP20 (BSC) ETH
Ethereum Arbitrum One ETH
Ripple XRP
Ripple BEP20 (BSC) XRP
Algorand ALGO
Avalanche AVAX
Avalanche BEP20 AVAX
Terra LUNA
Decentraland MANA
Litecoin LTC
Litecoin BEP20 (BSC) LTC
Bitcoin Cash BCH
Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
Monero XMR
Tron TRX
Tron BEP20 TRX
Tezos XTZ
Tezos BEP20 XTZ
Neo NEO
Cosmos ATOM
Cosmos BEP20 ATOM
Dash DASH
IOTA IOTA
IOTA BEP20 IOTA
Waves WAVES
Zcash BEP20 ZEC
Ethereum Classic ETC
Ethereum Classic BEP20 ETC
Solana SOL
Dogecoin DOGE
Dogecoin BEP20 DOGE
The Graph GRT
Near NEAR
Near BEP20 NEAR
Terra ERC20 LUNA
0x ZRX
Qtum QTUM
Polkadot DOT
Polkadot BEP20 DOT
Polygon POL
Polygon BEP20 POL
Shiba Inu SHIB
Shiba Inu BEP20 SHIB
Cronos CRO
Everscale EVER
More trading pairs
Amount
Cardholder name
E-mail
Telegram
You get WeChat CNY
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
Payoneer EUR
BLIK PLN
Cash RUB
Cash USD
Cash EUR
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Binance USD ERC20 BUSD
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Tether Avalanche C-Chain USDT
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Maker MKR
More trading pairs
Amount to get
WeChat Account
Account owner full name
it is required to agree to the rules
I have read and agree with exchange rules and AML policy
it is necessary to give consent
I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! This direction of the exchange can take up to 5 working days to be deposited. Please take this into account when making the exchange, and that we make the payment only after the funds are credited to our account.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Instructions: Exchange Visa / MasterCard PLN to WeChat CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The first exchange in this pair may require user verification (KYC — Know Your Client). Verification requires a picture of your plastic card in the background of the application page.
i.
The bank may charge a fee when transferring fund to you if your region and the region of the recipient of the payment (exchange office) are different. You can find out the amount of the fee from the bank's support service.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
i.
Rate is fixed when the order is created, if the customer has paid within 30 minutes after creation. If the payment is not received within 30 minutes → the order is automatically deleted. You can create a new order if you need.
i.
In this trading pair only internal bank (payment system) transfers are accepted, we do not accept payments from credit cards and third-party payment systems (aggregators).
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Visa / MasterCard PLN

Introduction

In the dynamic landscape of modern banking, Visa and MasterCard have established themselves as pivotal players, especially in Poland's financial ecosystem. As the primary facilitators of electronic payments and transfers, these brands enable seamless transactions across various platforms, ensuring both convenience and security for millions of customers. Their integration with local banks, particularly those offering PLN (Polish Zloty) accounts, underscores their importance in domestic and international financial activities.

Core Payment Services

Visa and MasterCard offer a comprehensive suite of core payment services that cater to diverse transactional needs. These include:

  • Internal Payments: Transactions made within the same bank account or between accounts held at the same financial institution. Typically used for transferring funds internally or paying bills directly linked to the bank’s infrastructure.
  • Inter-Bank Transfers: Payments between different banks through the national clearing system, allowing for efficient settlement of funds across financial institutions in Poland.
  • Peer-to-Peer (P2P) Payments: Rapid transfers between individuals, facilitated via mobile apps or online banking, making splitting bills or gifting more convenient than ever.
  • QR Code Payments: Contactless, quick payments using QR codes, which are widely adopted at retail outlets, restaurants, and service providers, especially post-pandemic.
  • Instant Payments: Real-time settlements enabled through schemes like Poland's express transfer system, enabling users to send and receive funds instantly, 24/7.

These services are supported by robust card infrastructure, allowing payments via credit, debit, and prepaid cards seamlessly both in-store and online.

Cross-Border Transfers

Visa and MasterCard facilitate swift cross-border transfers, essential for international business, expatriates, and travelers. Using their global networks, they support cross-currency payments with real-time conversion rates and competitive fees. These transfers can be executed directly from online banking portals, mobile apps, or through dedicated customer service channels. Additionally, the integration with SWIFT, SEPA, and other international standards ensures compliance and security, making Poland a well-connected hub for global financial exchanges.

Mobile & Online Banking

Both Visa and MasterCard, in cooperation with local banks, bolster mobile and online banking. Many banks offer dedicated apps that enable users to manage their cards, check transaction histories, and activate/deactivate cards instantly. Features like remote card payments, virtual cards for online shopping, and biometric authentication enhance security and user experience, ensuring that payments are both efficient and protected from fraud.

Crypto Operations

Although traditionally focused on fiat currency transactions, Visa and MasterCard are increasingly venturing into cryptocurrency operations. Recent initiatives include allowing compatible cards to hold or spend cryptocurrencies through partner platforms. These services enable users to convert digital assets into fiat PLN directly at the point of sale, bridging the gap between traditional banking and digital assets. Such operations are protected by stringent security protocols, making them a promising avenue for innovation in digital finance.

Additional Services

Beyond standard payments, these companies offer a variety of additional services such as:

  • Fraud detection and real-time fraud alerts
  • Rewards programs, cashback, and loyalty schemes
  • Travel insurance, purchase protection, and extended warranties linked to card usage
  • Contactless payments via NFC technology
  • Secure online shopping with 3D Secure authentication

Security Measures

Security is paramount in electronic payments. Visa and MasterCard deploy state-of-the-art security protocols, including EMV chip technology, tokenization, multi-factor authentication, and fraud monitoring systems. For consumers, features like Virtual Card Numbers and biometric verification provide peace of mind. Banks and card issuers also constantly update their systems to protect against emerging threats, ensuring safe transactions across all channels.

Competitor Comparison

While Visa and MasterCard dominate the payment ecosystem, they face stiff competition from newer players like PayPal, Revolut, and local fintech startups. Unlike traditional card schemes, these competitors often provide instant digital wallets, integrated financial management tools, and crypto services. However, Visa and MasterCard's extensive global acceptance and established security infrastructure give them a competitive edge, especially for international transactions and merchants.

Conclusion

Visa and MasterCard continue to be vital components of Poland's banking and payment infrastructure, offering comprehensive, secure, and innovative services. Their commitment to embracing new technologies—such as cryptocurrencies and instant payments—ensures they remain at the forefront of financial innovation. While competition grows, their global brand recognition, widespread acceptance, and focus on security guarantee their prominent position in facilitating seamless payments and transfers for PLN account holders now and in the future.


WeChat CNY

Overview of the WeChat CNY Payment System

The WeChat CNY payment system is an integral part of WeChat’s expansive ecosystem, enabling seamless financial transactions primarily within China. Developed by Tencent, it has become one of the most widely used mobile payment platforms in China, revolutionizing how users handle money digitally. From peer-to-peer transfers to in-store purchases, WeChat Pay facilitates a wide range of financial activities with ease and efficiency.

General Information

WeChat CNY payment system originally launched as WeChat Wallet and has evolved into a comprehensive digital financial service. It is deeply integrated into the WeChat app, which boasts over a billion active users globally, with a dominant market share within China. The platform primarily supports the Chinese Yuan (CNY), catering to local consumers and businesses alike.

Key features include:

  • Linking with bank accounts for easy fund transfers
  • QR code-based payments for retail and online merchants
  • Peer-to-peer transfers instantly within the ecosystem
  • Payment acceptance in physical stores through QR codes
  • Utility bill payments, top-ups, and financial services

WeChat Pay’s widespread acceptance across China’s retail, hospitality, transportation, and services sectors underscores its significance in daily financial transactions.

Technical Specifications

WeChat CNY operates on a robust technical framework, leveraging secure APIs and QR code technology to facilitate transactions:

  • API Integration: Offers convenient APIs for merchants to embed payment options into apps or websites.
  • QR Codes: Supports static and dynamic QR codes for payments, simplifying merchant setups.
  • Data Protocols: Uses TLS encryption protocol for data transmission, ensuring privacy and security.
  • Alignment with Financial Tech Standards: Complies with Chinese banking and cybersecurity regulations, including mandatory anti-money laundering (AML) checks.
  • Mobile Compatibility: Fully optimized for Android and iOS devices, supporting NFC and Bluetooth for contactless payments in certain contexts.

The platform utilizes backend cloud infrastructure, primarily Tencent’s cloud services, to provide high availability and scalability.

Pricing Model

WeChat Pay employs a transaction-based fee structure that varies depending on transaction type and merchant status:

  • For Merchants: Usually free for peer-to-peer transfers; merchants incur a small service fee for processing payments, typically ranging from 0.6% to 2% per transaction, depending on volume and agreement terms.
  • For Consumers: Generally, there are no fees for users making payments or transfers within the platform.
  • Additional Fees: Optional value-added services, such as card issuance or premium financial products, may entail separate charges.

It’s noteworthy that small businesses benefit from zero or minimal fee transactions to encourage widespread adoption. Large merchants or financial institutions managing high-volume processing may negotiate specialized rates.

Compliance and Regulatory Standards

WeChat CNY operates under strict adherence to Chinese legal and financial regulations, including:

  • Financial Licensing: Tencent holds necessary licenses for payment processing and financial services in China.
  • Data Privacy: Compliance with China’s Cybersecurity Law and Data Security regulations, ensuring user data protection.
  • Anti-Money Laundering (AML): Implements rigorous identity verification, transaction monitoring, and reporting to authorities.
  • Cross-Border Regulations: Limited real-time cross-border transactions; international payments are subject to Chinese foreign exchange rules.

These compliance measures not only secure the platform but also build trust among users and regulatory bodies, fostering ongoing operation within China’s legal framework.

User Experience and Ease of Use

The platform offers an intuitive user interface, designed to ensure a smooth experience:

  • Registration: Seamless sign-up process linked to WeChat account and identity verification.
  • Payments: One-tap payments via QR codes or in-app transfers.
  • Wallet Management: Easy management of funds, transaction history, and card bindings within the app.
  • Customer Support: In-app support and AI chatbots ensure users receive prompt help.
  • Multilingual Support: Primarily in Chinese, with multi-language options for international users.

Its seamless integration with other WeChat features, such as messaging and social sharing, enhances user convenience and encourages habitual use for daily transactions.

Security Measures

Security is a cornerstone of WeChat CNY operations, encompassing:

  • Encryption: End-to-end encryption for transaction data, safeguarding against interception.
  • Authentication: Robust multi-factor authentication (MFA), fingerprint scanning, and facial recognition options.
  • Fraud Detection: Real-time monitoring for suspicious activities, with automated alerts and manual intervention protocols.
  • Device Security: Secure app sandboxing and regular security updates help prevent breaches.
  • Regulatory Compliance: Ensures adherence to cybersecurity laws and financial regulations, providing users with a secure environment for transactions.

This comprehensive security framework mitigates risks like hacking, identity theft, and unauthorized access, maintaining user trust and regulatory compliance.

Ecosystem and Integration

WeChat CNY is deeply embedded within a broad ecosystem:

  • Merchant Ecosystem: Over millions of merchants accept WeChat Pay, from small vendors to large retail chains.
  • Financial Products: Integration with banking services, investments, insurance, and loans.
  • Third-Party Integrations: Supports integration with various third-party apps and services such as ride-hailing, food delivery, and entertainment platforms.
  • Mini Programs: Embedded mini-apps enhance payment experiences, allowing users to pay within various service offerings directly.
  • Social and Marketing Tools: Leverage social sharing, promotions, and targeted marketing to increase user engagement and merchant exposure.

The interconnected ecosystem ensures that users can perform virtually all their financial and logistic needs within the WeChat environment, reinforcing user loyalty and platform stickiness. Collaboration with banks and financial institutions further enhances functionalities, offering innovative services like micro-loans and wealth management directly through the app.