Exchange Binance USD ERC20 BUSD to UnionPay Card CNY

You give Binance USD ERC20 BUSD
Tether USDT
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USDCoin USDC
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USDCOLD TRC20 USDC
USDCoin POLYGON USDC
USDCoin Arbitrum One USDC
USDCoin OPTIMISM USDC
Binance USD BEP20 BUSD
Binance USD ERC20 BUSD
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Pax Dollar USDP
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Cash USD
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Alipay CNY
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Volet.com (ex. Advanced Cash) RUB
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M10 AZN
Bitcoin BTC
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Ethereum ETH
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TON TON
Ethereum BEP20 (BSC) ETH
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Ripple XRP
Ripple BEP20 (BSC) XRP
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Litecoin BEP20 (BSC) LTC
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Bitcoin Cash BEP20 BCH
PancakeSwap CAKE
yearn.finance BEP20 YFI
Maker MKR
Maker BEP20 (BSC) MKR
Cardano ADA
Cardano BEP20 ADA
Uniswap UNI
Uniswap BEP20 UNI
Binance Coin BNB
Binance Coin BEP20 (BSC) BNB
Stellar XLM
Stellar BEP20 XLM
EOS EOS
EOS BEP20 EOS
ChainLink BEP20 LINK
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Tron BEP20 TRX
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ERC20    Ethereum
Minimum amount 300 BUSD
ERC20    Ethereum
Minimum amount 300 BUSD
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You get UnionPay Card CNY
SEPA EUR
Visa / MasterCard USD
Visa / MasterCard EUR
Visa / MasterCard TRY
Visa / MasterCard AMD
Visa / MasterCard PLN
Visa / MasterCard MDL
Visa / MasterCard GEL
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Visa / MasterCard CNY
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Visa / MasterCard CAD
Visa / MasterCard CZK
Visa / MasterCard NOK
Visa / MasterCard AZN
Visa / MasterCard UZS
Visa / MasterCard TJS
Visa / MasterCard HUF
UnionPay Card CNY
UZCARD Card UZS
HUMO Card UZS
Revolut USD
Revolut EUR
Wise EUR
Wise USD
Revolut GBP
Paysera EUR
Wise GBP
SWIFT EUR
Business account CNY
Visa / MasterCard AED
Bank account AED
Bank account THB
Business account EUR
Cash RUB
T-Bank QR RUB
Sberbank QR RUB
ATM QR-code THB
Tether ERC20 USDT
Tether USDT
USDCoin USDC
TrueUSD TUSD
Pax Dollar USDP
Tether BEP20 USDT
DAI DAI
DAI BEP20 DAI
Binance USD BEP20 BUSD
TrueUSD BEP20 TUSD
USDCoin BEP20 USDC
Paxos BEP20 USDP
Tether SOL USDT
USDCoin SOL USDC
USDCOLD TRC20 USDC
Tether POLYGON USDT
USDCoin POLYGON USDC
Tether ARBITRUM USDT
Tether TON USDT
Tether OPTIMISM USDT
Alfa-Bank RUB
Sberbank RUB
T-Bank (Tinkoff) RUB
Raiffeisen RUB
Faster Payments System RUB
Openbank RUB
Avangard RUB
Russian Standart RUB
VTB RUB
Gazprombank RUB
MKB RUB
MTS Bank RUB
Post Bank RUB
Promsvyazbank RUB
RNCB RUB
RSHB RUB
Sovcombank RUB
Rosbank RUB
Home credit RUB
Kukuruza RUB
Mir Card RUB
Business account RUB
Visa / MasterCard RUB
UnionPay Card RUB
Company account RUB
YooMoney RUB
Volet.com (ex. Advanced Cash) RUB
Payeer RUB
Payeer USD
Neteller USD
Skrill USD
Volet.com (ex. Advanced Cash) USD
Idram AMD
Payeer EUR
Volet.com (ex. Advanced Cash) EUR
Skrill EUR
Alipay CNY
WeChat CNY
Neteller EUR
Payoneer USD
BLIK PLN
M10 AZN
Bitcoin BTC
Ethereum ETH
Monero XMR
Cronos CRO
Tron TRX
Cardano ADA
Litecoin LTC
Cosmos ATOM
Ripple XRP
Bitcoin Cash BCH
Ethereum Classic ETC
Dogecoin DOGE
Dash DASH
Polkadot DOT
Neo NEO
EOS EOS
IOTA IOTA
Polygon POL
Stellar XLM
Waves WAVES
Shiba Inu SHIB
0x ZRX
Terra LUNA
Solana SOL
Qtum QTUM
Tezos XTZ
Everscale EVER
The Graph GRT
Near NEAR
Bitcoin BEP20 BTC
Ethereum BEP20 (BSC) ETH
Ripple BEP20 (BSC) XRP
Litecoin BEP20 (BSC) LTC
Uniswap UNI
Binance Coin BEP20 (BSC) BNB
Bitcoin Cash BEP20 BCH
Cardano BEP20 ADA
Stellar BEP20 XLM
EOS BEP20 EOS
Uniswap BEP20 UNI
Tron BEP20 TRX
Tezos BEP20 XTZ
IOTA BEP20 IOTA
Cosmos BEP20 ATOM
Zcash BEP20 ZEC
Ethereum Classic BEP20 ETC
Dogecoin BEP20 DOGE
Near BEP20 NEAR
Terra ERC20 LUNA
Polkadot BEP20 DOT
Polygon BEP20 POL
Shiba Inu BEP20 SHIB
Bitcoin ERC20 BTC
Algorand ALGO
PancakeSwap CAKE
Maker BEP20 (BSC) MKR
Avalanche AVAX
Avalanche BEP20 AVAX
Decentraland MANA
TON TON
Notcoin NOT
Ethereum Arbitrum One ETH
Aptos APT
Optimism OP
Arbitrum ARB
Official Trump TRUMP
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it is required to agree to the rules
I have read and agree with exchange rules and AML policy
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I consent to the processing of my personal data and accept the terms of User Agreement.
Attention! Most payments to Visa / MasterCard are credited within 30-60 minutes, but in rare cases delays up to 5 business days are possible..

We withdraw to almost every country in the world, but before exchanging money we recommend to check with the operator whether it is possible to withdraw to your country.

If the payment to your bank card is rejected by the beneficiary bank for any reason (exceeding the card limits, card blocking, card issue less than 2 days ago, etc.) you will be given a choice:
— make an exchange to another destination;
— make a refund minus a 3% commission and a sending fee (according to our refund policy).

In rare cases, we may ask you for additional information about the recipient in order to expedite the exchange.
We do AML checks on the funds we receive. Please read our AML policy carefully before paying for order.
Be careful! We do not accept funds from the following exchanges: Garantex, CommEx. Funds sent from these exchanges will be lost with no possibility of recovery.
Instructions: Exchange Binance USD ERC20 BUSD to UnionPay Card CNY
To make the exchange you need to perform the following steps:
1.
Fill out all the fields in the form above ↑.
2.
Read our the Terms of Service, and if you accept them, check the appropriate box.
3.
Please read and accept the User Agreement and agree to the processing of your personal information by checking the appropriate box.
4.
Press the "Start Exchange" button.
i.
When paying for an order, make sure you are not sending funds from a contract wallet. Such funds will not be credited to our account.
i.
The rate is fixed when the order is created and the customer has paid within 30 minutes after creation. If payment is not received within 30 minutes → the order is automatically deleted (payment of the order → 2 confirmation of the transaction in the Binance USD ERC20 network).
i.
If the exchange rate of the received or given asset to the dollar on Binance changes by more than 5%, the service reserves the right to recalculate the exchange rate at the time of receipt of payment.
i.
The processing of your order begins immediately after 2 confirmations of the payment transaction in the Binance USD ERC20 network and crediting the balance of the payment platform / exchange. If within 30 minutes after the creation of the order transaction does not receive 2 confirmations, the service reserves the right to recalculate the rate according to the Binance at the time of their be received (if the operator online). If at the time of receive of the 2 confirmation the operator is offline, the service reserves the right to recalculate the rate at the time of resumption of the operator (according to work schedule).
i.
If a transaction sent by you as a payment for an order is marked by the payment platform/exchange as a "deposit from Dark Market" or a "suspicious transaction" → processing of the order is suspended until the incident is resolved and may require the customer to verify (KYC).
i.
By making this exchange, you automatically agree to all its terms and conditions.
5.
Pay the order by transferring the exact amount to the credentials specified in the description.
6.
After making the payment → click the "I have paid" button.
i.
If the client has paid the order, but due to circumstances wants to cancel the exchange, the return of funds is minus 5% of the payment amount + commission within the payment system and the difference in the exchange rate.
7.
Wait for the transfer of funds from the service to the credentials you specified. All information and transfer status can be viewed on the page "Status of the request", which opens immediately after order was created.
i.
Note: The operator online status is required to perform the exchange (operator status is listed in the bottom right corner of the page). If you have any questions, please contact the operator with the Chat in the bottom right corner or at the addresses listed on the Contacts page.
*
The value specified in the field "Amount (including PS fee)" is approximate and may differ from the fee charged by payment system. Check the exact amount of transaction fee from the support service of the payment system.

More about currencies

Binance USD ERC20 BUSD

Introduction to Binance USD (BUSD) ERC20

Binance USD (BUSD) is a stablecoin launched by the Binance ecosystem in partnership with Paxos, fully regulated and pegged to the US dollar at a 1:1 ratio. The ERC20 version of BUSD operates seamlessly on the Ethereum blockchain, ensuring compatibility with a broad range of decentralized applications (dApps), wallets, and DeFi protocols. BUSD offers users a stable, transparent, and secure digital dollar alternative, bridging traditional finance with the innovative decentralized economy.

Advantages of Binance USD ERC20

Stability and Trustworthiness: As a fully regulated stablecoin backed by US dollars held in reserve, BUSD provides a high level of trust and minimizes volatility, making it ideal for trading, remittances, and holding value without exposure to cryptocurrency market swings.

Regulatory Compliance: BUSD complies with regulatory standards set by the New York State Department of Financial Services (NYDFS), ensuring legal clarity and security for users and institutions.

Ethereum Compatibility: As an ERC20 token, BUSD benefits from Ethereum's robust infrastructure—ensuring interoperability with a vast ecosystem of wallets, dApps, and DeFi platforms.

Security and Transparency: Regular audits and transparent reserve audits by Paxos foster confidence among users. The transparent blockchain ledger provides full traceability of transactions.

Fast and Low-Cost Transactions: Ethereum’s network allows near-instant settlement and low fees during periods of network congestion, especially when consolidated with Layer 2 solutions or efficient gas management.

Uncommon DeFi and Retail Uses of BUSD

Liquidity Provision and Yield Farming: BUSD is extensively used in DeFi protocols like PancakeSwap, Aave, and Compound for liquidity pools, enabling users to earn interest and yield farming rewards through lending or staking.

Decentralized Lending and Borrowing: Users can borrow against BUSD collateral or lend BUSD to generate passive income—innovative financial services increasingly expanding in the DeFi space.

Tokenized Asset Backing: BUSD can be employed in innovative DeFi projects that tokenize real-world assets, such as real estate or commodities, creating new opportunities for retail investors.

Cross-Border Payments and Remittances: Retail and institutional users leverage BUSD for fast, cost-effective international money transfers, bypassing traditional banking intermediaries.

Merchant Adoption and Payment Gateways: A growing number of merchants accept BUSD directly, creating a decentralized alternative to traditional fiat payments, especially in regions with banking limitations.

NFT Marketplaces and Gaming: Some NFT platforms and blockchain-based games accept BUSD for purchases and transactions, offering a stable-value alternative to volatile cryptocurrencies.

Staking and Collateralization: Certain DeFi platforms enable users to stake BUSD to earn rewards or use BUSD as collateral for securing crypto loans, extending its utility beyond simple transactions.

Risks Associated with BUSD

Regulatory Risks: As stablecoins attract increased regulatory scrutiny, changes in legal frameworks could impact BUSD’s operation, especially if regulators impose restrictions or require reserve transparency updates.

Centralization Concerns: Being issued by Paxos and tied to traditional banking reserves introduces central points of failure, which contradict the decentralized ethos of blockchain technology.

Smart Contract and Blockchain Risks: Despite audits, vulnerabilities in Ethereum smart contracts or network congestion can cause delays, failures, or security issues.

Market Risks and Liquidity: While pegged 1:1 to USD, extreme market conditions or liquidity shortages can impact BUSD’s stability or trading margins.

Counterparty and Reserve Risks: The trust depends on Paxos’ reserve management and regulatory compliance. Any breach or mismanagement could undermine confidence.

Future Perspectives for BUSD

Expanding Ecosystem Integration: As DeFi and mainstream financial applications grow, BUSD is poised to expand its role via increased integrations with lending platforms, exchanges, and payment services.

Regulatory Clarity and Compliance: Future developments may include more transparent reserve audits, stricter oversight, and broader acceptance by regulators, fostering wider adoption.

Cross-Chain Compatibility: To address Ethereum network congestion and scalability issues, BUSD is likely to expand to other blockchains like Binance Smart Chain, Solana, or Polygon, promoting interoperability.

Innovative Use Cases: As the digital economy evolves, BUSD could be integrated into emerging sectors like decentralized identity, insurance, and tokenized securities, broadening retail and institutional usage.

Risks Mitigation and Enhanced Security: Improving security protocols, transparency, and decentralization efforts will be central to maintaining trust and user confidence amid regulatory and technological challenges.

Potential for Adoption as a Standard Digital Dollar: Given its regulatory compliance and operational stability, BUSD is well-positioned to become a standard stablecoin for institutional and everyday retail transactions globally.

Conclusion

Binance USD ERC20 stands out as a versatile stablecoin bridging traditional finance and decentralized ecosystems. Its advantages—stability, compliance, and interoperability—make it a preferred choice for both retail users and DeFi protocols. While risks linked to regulation, centralization, and smart contract vulnerabilities exist, ongoing developments aim to mitigate these concerns. Looking ahead, BUSD’s future seems promising, particularly as cross-chain integrations and regulatory clarity foster wider adoption, transforming it into a cornerstone of the emerging digital financial landscape.


UnionPay Card CNY

Introduction to UnionPay Card CNY Banking Services

UnionPay Card CNY banking services have become a vital component for millions of users, enabling seamless financial transactions within China and across the globe. As the country's dominant payment network, UnionPay offers a comprehensive ecosystem catering to personal and business needs. This guide explores core payment services, cross-border transfers, digital banking features, crypto operations, additional offerings, security measures, and how UnionPay competes in the evolving financial landscape.

Core Payment Services

Internal Payments through UnionPay Cards allow users to make purchases at millions of merchants domestically. Whether shopping online or offline, cardholders benefit from fast, secure transactions with wide acceptance across retail outlets, restaurants, and service providers.

Inter-bank Payments facilitate fund transfers between different banks within China, utilizing UnionPay’s extensive network. This enables smooth management of personal accounts and corporate funds, with real-time settlement options often available.

Peer-to-Peer (P2P) Payments via UnionPay’s platform enable users to transfer money directly to friends or family members. Such services are typically integrated into mobile apps, providing instant or near-instantaneous transfers with minimal fees.

QR Code Payments are a cornerstone of UnionPay’s domestic services, allowing users to scan QR codes at points of sale or send payment requests. These systems support both online and offline transactions and are compatible with various mobile wallets.

Instant Payments feature ultra-fast transfers, often within seconds, making everyday transactions more efficient. These are particularly useful for emergencies or urgent payments, supported by UnionPay’s real-time processing infrastructure.

Cross-Border Transfers

UnionPay Card CNY services extend beyond China’s borders with robust cross-border transfer capabilities. Users can send or receive funds internationally, often through partnerships with global banks and transfer agencies.

International transfer options include wire transfers, mobile app integrations, and dedicated online platforms. UnionPay’s global presence ensures that users can perform currency conversions, track transactions, and manage accounts seamlessly across different regions. Additionally, a growing network of ATMs and point-of-sale terminals worldwide supports UnionPay-enabled cards, enhancing accessibility for travelers and expatriates.

Mobile & Online Banking

UnionPay’s mobile banking apps provide comprehensive control over accounts, supporting functions such as balance inquiries, transaction history, bill payments, and fund transfers. These apps incorporate biometric authentication for enhanced security and user convenience.

Online banking platforms expand access to advanced payment and investment services, like loan management, wealth management, and customized financial products. Many services are fully digitized, reducing the need for physical branches and streamlining user experience.

Crypto and Digital Operations

While UnionPay itself does not issue cryptocurrencies, it is actively exploring blockchain-based operations to streamline payments and enhance security. Some affiliated platforms or partner services provide access to digital assets and cryptocurrencies, integrating traditional fiat transactions with emerging digital currencies.

These initiatives aim to offer users a unified experience, bridging conventional banking with innovative digital finance, including digital yuan (e-CNY) transactions, which are gradually being integrated into UnionPay’s ecosystem.

Additional Services

UnionPay Card CNY banking isn’t limited to payments; it offers a range of supplementary services including loans, insurance, card customization, and rewards programs. Users benefit from cashback offers, discounts, and loyalty points which can be redeemed for various goods or services.

Corporate clients can access business banking solutions such as payroll management, expense reconciliation, and merchant acquiring services, fostering efficient business operations and financial planning.

Security and Fraud Prevention

UnionPay emphasizes security with advanced encryption, multi-factor authentication, and real-time fraud detection. Cardholders are protected against unauthorized transactions through dynamic passwords, biometric verification, and transaction alerts.

The network adheres to strict compliance standards and regularly updates its security protocols to combat emerging threats. Customer support services provide rapid response to suspicious activities, ensuring confidence in digital payments.

Competitor Comparison

Compared to other payment giants like Visa and Mastercard, UnionPay offers superior domestic acceptance due to its national dominance and extensive network within China. While Visa and Mastercard are widely accepted internationally, UnionPay’s strength lies in its cost-effective cross-border services and Chinese-centric ecosystem.

In terms of digital innovation, UnionPay is rapidly expanding its mobile and online offerings. Its integration with China's digital yuan and focus on blockchain solutions position it as a forward-looking player in the evolving payment landscape, competing well with emerging fintech firms and other traditional payment networks.

Conclusion

UnionPay Card CNY banking services present a comprehensive and secure foundation for payments and transfers, tailored to meet the needs of individuals, businesses, and travelers. Its extensive domestic network, evolving cross-border capabilities, and digital innovations establish UnionPay as a key player in the global financial ecosystem. As China’s economy continues to integrate digital currencies and blockchain technology, UnionPay’s role is poised to expand further, offering users a seamless, secure, and versatile banking experience.